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Bank depositor's own account records — CIC

SBI + other PSU banks = §2[h]; account holder's own account records, KYC, transaction history fully disclosable. PSU banks = §2(h); depositor's own account records.

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—cases:cic-rti-sbi-depositor-2021 [2026/05/03 08:28] (current) – created - external edit 127.0.0.1
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 +{{htmlmetatags>metatag-keywords=(Bank depositor's own account records — CIC,Central Information Commission RTI,RTI §2,RTI §7,RTI §8,SBI,PSU banks,§2(h),account records)&metatag-description=(SBI + other PSU banks = §2[h]; account holder's own account records, KYC, transaction history fully disclosable. PSU banks = §2(h); depositor's own account records.)}}
 +
 +====== Bank depositor's own account records — CIC ======
 +
 +<WRAP center round info 95%>
 +**Central Information Commission** · 2021-01-01 · Citation awaited
 +</WRAP>
 +
 +//PSU banks = §2(h); depositor's own account records fully accessible; §8(1)(j) doesn't operate against data subject.//
 +
 +===== Case details =====
 +
 +^ Court | Central Information Commission |
 +^ Decided | 2021-01-01 |
 +^ Citation | Citation awaited |
 +^ Petitioner | SBI account holder |
 +^ Respondent | State Bank of India |
 +^ RTI Act sections | §2(h) |
 +^ Outcome | Applicant allowed |
 +
 +===== Outcome =====
 +
 +SBI + other PSU banks = §2(h); account holder's own account records, KYC, transaction history fully disclosable.
 +
 +===== Ratio decidendi =====
 +
 +Public-sector banks — SBI, PNB, BOI, Canara, BOB — are public authorities under §2(h) by government shareholding. An account holder's own account opening records, KYC, transaction history, and loan-account correspondence are fully accessible to them. Third-party account data remains §8(1)(j) protected.
 +
 +===== Keywords =====
 +
 +SBI, PSU banks, §2(h), account records
 +
 +===== Similar cases in the corpus =====
 +
 +//These rulings have the closest editorial ratio to this case — computed by tf-idf cosine similarity over ratio, keywords and Act sections. Useful starting points if you are researching the same point of law.//
 +
 +  * [[/cases/sic-bihar-rti-jandhan-2022|Jan Dhan account opening records — Bihar SIC]] (SIC-BR 2022)
 +  * [[/cases/cic-rti-epfo-records-2021|EPFO account records — CIC]] (CIC 2021)
 +  * [[/cases/cic-rti-bsnl-subscriber-2020|BSNL subscriber records — CIC]] (CIC 2020)
 +  * [[/cases/cic-rti-lic-policy-records-2021|LIC policy-holder records — CIC]] (CIC 2021)
 +  * [[/cases/kerala-hc-cooperative-banks-rti-2017|Cooperative banks under RTI — Kerala HC]] (HC-KER 2017)
 +
 +===== Related =====
 +
 +  * [[https://righttoinformation.wiki/cases/search?court=CIC|All Central Information Commission rulings in the corpus]]
 +  * [[https://righttoinformation.wiki/cases/search?section=2|All RTI cases turning on §2]]
 +  * [[https://righttoinformation.wiki/cases/search?section=7|All RTI cases turning on §7]]
 +  * [[https://righttoinformation.wiki/cases/search?section=8|All RTI cases turning on §8]]
 +  * [[:cases:search|Full case-law search]]
 +  * [[:cases|Case-Law Database — overview]]
 +  * [[:pio-rti-reply-guide|PIO RTI Reply Guide]]
 +  * [[:act|The RTI Act, 2005 — annotated]]
 +
 +<WRAP center round alert 95%>
 +**Editorial summary, not a certified report.** The ratio here is an editorial compression. Before citing this ruling in a PIO order, FAA speaking order, or any appellate filing, **verify against the full reported decision**. RTI Wiki is not a legal service.
 +</WRAP>
 +
 +
 +
 +//Editorial summary · last reviewed 21 April 2026.//
 +
 +{{tag>case-law court-cic section-2 section-7 section-8}}