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| + | ====== Ayushman Card Download 2026 and Empanelled Hospital List ====== | ||
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| + | To download your Ayushman Bharat PM-JAY card in 2026, use the official beneficiary portal at beneficiary.nha.gov.in or the official Ayushman App. Log in with your registered mobile number and OTP, then search your record and download the card. To find a hospital, use the official empanelled hospital search at hospitals.pmjay.gov.in. | ||
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| + | This page gives the official download steps, how to check eligibility, | ||
| + | |||
| + | **If you are short on time:** jump to [[# | ||
| + | |||
| + | ===== On this page ===== | ||
| + | |||
| + | * What the Ayushman card is | ||
| + | * ABHA vs Ayushman PM-JAY card | ||
| + | * How to download your Ayushman card | ||
| + | * How to check eligibility or status | ||
| + | * How to find empanelled hospitals | ||
| + | * What details you may need | ||
| + | * Who is eligible | ||
| + | * If OTP does not come or name is not found | ||
| + | * If a hospital refuses treatment | ||
| + | * Complaint and helpline | ||
| + | * RTI angle for denial and unclear eligibility | ||
| + | * FAQ | ||
| + | * Official sources | ||
| + | |||
| + | <WRAP center round box 90%> | ||
| + | **Quick summary (2026)** | ||
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| + | * **Scheme:** Ayushman Bharat PM-JAY, run by the National Health Authority under the Ministry of Health and Family Welfare. | ||
| + | * **Download: | ||
| + | * **Hospital list:** [[https:// | ||
| + | * **Cover:** up to ₹5 lakh per eligible family per year for hospitalisation (PIB, 23 September 2024). | ||
| + | * **Helpline: | ||
| + | </ | ||
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| + | {{: | ||
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| + | //Use only the official Ayushman Bharat or PM-JAY portal to download the card or check the hospital list.// | ||
| + | |||
| + | ===== What the Ayushman card is ===== | ||
| + | |||
| + | The Ayushman card is the beneficiary card under Ayushman Bharat PM-JAY. It lets an eligible family get cashless hospital treatment of up to ₹5 lakh per year at empanelled hospitals. The cover is for secondary and tertiary care, and includes up to 3 days of pre hospitalisation and 15 days of post hospitalisation costs (Press Information Bureau, 23 September 2024). | ||
| + | |||
| + | In 2024 the scheme was widened. From 29 October 2024, all senior citizens aged 70 years and above can get the Ayushman Vay Vandana Card with ₹5 lakh cover, whatever their income. Seniors in families already under PM-JAY get an extra top up cover (PIB, PRID 2082288). | ||
| + | |||
| + | ===== ABHA vs Ayushman PM-JAY card ===== | ||
| + | |||
| + | These are two different things. People often confuse them. | ||
| + | |||
| + | * **ABHA (Ayushman Bharat Health Account)** is a 14 digit number that links your health records. Anyone can create it free under the Ayushman Bharat Digital Mission. It is a digital health ID, not a treatment cover (PIB, PRID 2017129). Portal: [[https:// | ||
| + | * **Ayushman PM-JAY card** is the card that gives an eligible family ₹5 lakh hospital cover. It is the treatment entitlement card (PIB, 23 September 2024). Portal: [[https:// | ||
| + | |||
| + | In short, ABHA stores your records, while the PM-JAY card pays for hospital treatment. You can hold both. This page is about the PM-JAY card. | ||
| + | |||
| + | ===== How to download your Ayushman card ===== | ||
| + | |||
| + | - Open the official portal [[https:// | ||
| + | - Enter your **registered mobile number** and verify with the **OTP** sent to your phone. | ||
| + | - Follow the prompts to search your record, usually by state and an ID such as Aadhaar, ration card or family ID. | ||
| + | - Open your record and choose the option to view or download the Ayushman card. | ||
| + | |||
| + | Confirm the exact on screen fields and the eKYC step on the live portal, as the National Health Authority updates the flow from time to time. | ||
| + | |||
| + | ===== How to check eligibility or status ===== | ||
| + | |||
| + | Use the same official portal or app to check if you are a beneficiary. | ||
| + | |||
| + | - Open [[https:// | ||
| + | - Log in with your **registered mobile number** and **OTP**. | ||
| + | - Use the eligibility or search option to see if your name is in the list. | ||
| + | - You can also call the toll free helpline **14555**, or give a missed call to **1800110770**, | ||
| + | |||
| + | ===== How to find empanelled hospitals ===== | ||
| + | |||
| + | Use the official hospital search. | ||
| + | |||
| + | - Open [[https:// | ||
| + | - Select your **State** and **District**. | ||
| + | - Filter by **Hospital Type** (Public, Private or GOI) and by **Speciality** if needed. | ||
| + | - You can also search by **Hospital Name** and set a **distance** in kilometres. | ||
| + | - Open a hospital to see the specialities it covers. | ||
| + | |||
| + | As on 28 February 2026, the scheme listed 36,229 empanelled hospitals, made up of 19,483 public and 16,746 private hospitals (PIB, PRID 2243769). Always confirm the hospital is currently empanelled before you go. | ||
| + | |||
| + | ===== What details you may need ===== | ||
| + | |||
| + | * Your **registered mobile number** and the **OTP** sent to it. | ||
| + | * An ID to search your record, such as **Aadhaar**, | ||
| + | * Your **state** and **district** for the hospital search. | ||
| + | |||
| + | Confirm the exact ID asked for, as it can differ by state. | ||
| + | |||
| + | ===== Who is eligible ===== | ||
| + | |||
| + | PM-JAY covers eligible poor and vulnerable families, with a goal of covering over 12 crore families, about 55 crore people (PIB, 23 September 2024). From 29 October 2024, all citizens aged 70 years and above are also covered through the Ayushman Vay Vandana Card, whatever their income (PIB, PRID 2079021). The simplest way to know your status is to check on the official portal or app, or call 14555. | ||
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| + | ===== If OTP does not come or name is not found ===== | ||
| + | |||
| + | ==== If the OTP does not arrive ==== | ||
| + | |||
| + | - Confirm you typed the **mobile number linked to your record**. | ||
| + | - Check your network and wait a minute, then use the resend option. | ||
| + | - Try the official **Ayushman App** if the website is slow. | ||
| + | - If it still fails, call the helpline **14555** for help. | ||
| + | |||
| + | ==== If your name is not found ==== | ||
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| + | - Try a different ID, such as ration card or family ID, if the portal allows. | ||
| + | - Visit the nearest empanelled hospital or an Ayushman help desk, which can also help with registration (PIB, PRID 2082288). | ||
| + | - Call **14555** to ask why your name is not showing. | ||
| + | - If you believe you are eligible but stay left out, use the grievance and RTI routes below. See also our [[https:// | ||
| + | |||
| + | ===== If a hospital refuses treatment ===== | ||
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| + | The official position is clear. Empanelled hospitals cannot deny treatment to eligible beneficiaries (PIB, PRID 2243769). If an empanelled hospital refuses, or asks you to pay for covered treatment: | ||
| + | |||
| + | - Note the hospital name, date and the name of the person who refused. | ||
| + | - Raise the matter through the official grievance system below, or call **14555**. | ||
| + | - You can use the three tier grievance system at district, state and national level (PIB, PRID 2099547). | ||
| + | |||
| + | **Health note:** this page is general information, | ||
| + | |||
| + | ===== Complaint and helpline ===== | ||
| + | |||
| + | Use only official channels. | ||
| + | |||
| + | * **Helpline: | ||
| + | * **Grievance portal (CGRMS):** [[https:// | ||
| + | * **Empanelled hospital help desk** for on the spot help. | ||
| + | |||
| + | ===== RTI angle for denial and unclear eligibility ===== | ||
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| + | If the helpline and the grievance system do not give you a clear answer, the Right to Information Act, 2005 can help. You can file an RTI with the Public Information Officer of the State Health Agency that runs PM-JAY in your state. | ||
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| + | You can ask for: | ||
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| + | * The reason your name is not in the beneficiary list, with the rule relied on. | ||
| + | * The status of your card or eligibility request and its file movement. | ||
| + | * The action taken on your complaint about a hospital that denied treatment. | ||
| + | * The list of grievances filed and resolved for your district, if held by the office. | ||
| + | |||
| + | A simple RTI request looks like this. | ||
| + | |||
| + | < | ||
| + | To, | ||
| + | The Public Information Officer, | ||
| + | [State Health Agency / Ayushman Bharat PM-JAY, your State] | ||
| + | |||
| + | Subject: Information under the RTI Act, 2005 about my Ayushman PM-JAY case | ||
| + | |||
| + | Under Section 6(1) of the RTI Act, 2005, please provide: | ||
| + | 1. The reason my name is not in the PM-JAY beneficiary list, with the rule relied on. | ||
| + | 2. The status and file movement of my Ayushman card or eligibility request. | ||
| + | 3. The action taken on my complaint dated [date] about denial of treatment by [hospital]. | ||
| + | 4. The expected date of decision. | ||
| + | |||
| + | I am ready to pay the prescribed fee under Section 7. Please reply within 30 days. | ||
| + | |||
| + | Name: | ||
| + | Address: | ||
| + | Date: | ||
| + | </ | ||
| + | |||
| + | The Public Information Officer must reply within 30 days under Section 7(1). If there is no reply or an unclear one, file a first appeal under Section 19(1) within 30 days. Draft the letter with our [[https:// | ||
| + | |||
| + | ===== FAQ ===== | ||
| + | |||
| + | ==== How do I download my Ayushman card by mobile number? ==== | ||
| + | |||
| + | Open [[https:// | ||
| + | |||
| + | ==== Is the Ayushman card and the ABHA number the same thing? ==== | ||
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| + | No. The ABHA number is a 14 digit health records ID under the Ayushman Bharat Digital Mission, and anyone can make it free. The Ayushman PM-JAY card is the entitlement card that gives an eligible family ₹5 lakh hospital cover. They are different, and you can hold both. | ||
| + | |||
| + | ==== How do I find an Ayushman empanelled hospital near me? ==== | ||
| + | |||
| + | Use the official search at [[https:// | ||
| + | |||
| + | ==== What is the Ayushman Bharat cover amount in 2026? ==== | ||
| + | |||
| + | PM-JAY gives an eligible family up to ₹5 lakh per year for hospitalisation at empanelled hospitals (PIB, 23 September 2024). From 29 October 2024, citizens aged 70 and above are covered through the Ayushman Vay Vandana Card, whatever their income. Confirm your status on the official portal or by calling 14555. | ||
| + | |||
| + | ==== A hospital refused my Ayushman treatment. What can I do? ==== | ||
| + | |||
| + | Empanelled hospitals cannot deny treatment to eligible beneficiaries (PIB, PRID 2243769). Note the hospital name and date, then complain through the CGRMS grievance portal at [[https:// | ||
| + | |||
| + | ==== Do I need to pay anyone to get my Ayushman card? ==== | ||
| + | |||
| + | No. The card is free through the official portal, app, helpline or empanelled hospital help desk. The official process never asks you to pay an agent or share your OTP. If someone demands money or an OTP, treat it as fraud and report it through the official grievance channel. | ||
| + | |||
| + | ===== Official sources ===== | ||
| + | |||
| + | * Ayushman Bharat PM-JAY beneficiary portal, National Health Authority: [[https:// | ||
| + | * PM-JAY empanelled hospital search, Ministry of Health and Family Welfare: [[https:// | ||
| + | * CGRMS grievance portal: [[https:// | ||
| + | * ABHA portal, Ayushman Bharat Digital Mission: [[https:// | ||
| + | * PIB, six years of Ayushman Bharat PM-JAY, ₹5 lakh cover, 23 September 2024: [[https:// | ||
| + | * PIB, Ayushman Vay Vandana Card for citizens 70 and above, PRID 2082288: [[https:// | ||
| + | * PIB, update on AB-PMJAY and denial of treatment, PRID 2243769: [[https:// | ||
| + | |||
| + | ===== Related on RTI Wiki ===== | ||
| + | |||
| + | * [[https:// | ||
| + | * [[https:// | ||
| + | * [[https:// | ||
| + | * [[https:// | ||
| + | * [[https:// | ||
| + | * [[https:// | ||
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| + | ===== Download checklist ===== | ||
| + | |||
| + | <WRAP center round info 90%> | ||
| + | **Get the free checklist: Ayushman Card Download Checklist 2026** | ||
| + | |||
| + | It lists the official portal and app, the details you need, the hospital search steps, and the complaint and RTI routes if your name is missing or a hospital denies treatment. If you face a treatment denial or card issue, pair it with the [[https:// | ||
| + | </ | ||
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| + | //Last reviewed: June 2026. This is general information, | ||
| + | ===== Ayushman card download 2026: Step-by-step guide ===== | ||
| + | |||
| + | - **Step 1: What is the Ayushman Bharat card?** (a) PM-JAY (Pradhan Mantri Jan Arogya Yojana) provides Rs 5 lakh health insurance per family per year, (b) card serves as eligibility proof at empanelled hospitals, (c) expanded in 2024 to include all senior citizens 70+ regardless of income, (d) portal: pmjay.gov.in, | ||
| + | - **Step 2: Comparison table — Ayushman card download methods.** (a) Online portal: (i) method: pmjay.gov.in → beneficiary details, (ii) requirement: | ||
| + | - **Step 3: How to download Ayushman card online.** (a) Step 1: Visit pmjay.gov.in, | ||
| + | - **Step 4: How to file RTI for Ayushman card issues.** (a) National Health Authority (NHA) and state health agencies are public authorities under RTI Act, (b) RTI application can ask: (i) " | ||
| + | - **Step 5: E-E-A-T signals.** (a) Sources: pmjay.gov.in, | ||
| + | - **Step 6: Practical tips.** (a) check eligibility on pmjay.gov.in first, (b) keep Aadhaar and mobile number ready, (c) download digital card — no need for physical card, (d) file RTI if card not generated, (e) carry card to empanelled hospital for cashless treatment, (f) Example: A beneficiary couldn' | ||
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| + | See [[https:// | ||
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| + | {{tag>/ | ||