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+{{htmlmetatags>
+metatag-keywords=(farmer schemes india, pm kisan, fasal bima, kcc, e-nam, agriculture scheme india, kisan yojana)
+metatag-description=(Complete list of central + state schemes for farmers. PM-KISAN, KCC, Fasal Bima, e-NAM, MSP, soil health, irrigation, mechanisation. With portals + helplines.)
+}}
+====== Government schemes for farmers in India — complete list (2026) ======
+{{:social:auto:audience-farmers.png?direct&1200 |Government schemes for farmers in India — complete list (2026) — RTI Wiki}}
+<WRAP info>
+**Quick answer:** Indian farmers have **50+ central schemes** spanning income support ([[:apply-pm-kisan-samman-nidhi-2026|PM-KISAN]] Rs 6,000/yr), crop insurance ([[:apply-pmfby-fasal-bima-yojana-2026|PMFBY]] at 1.5-5% premium), credit (KCC at 4% effective), markets (e-NAM unified portal), price support (MSP for 23 crops), inputs (subsidised seed/fertiliser), mechanisation (50% subsidy on equipment), irrigation (PMKSY drip+sprinkler), soil health (free soil card every 2 years). Plus state-specific top-ups. **All DBT — Aadhaar + bank in own name mandatory**.
+</WRAP>
+===== Who is eligible =====
+Landholding Indian farmer (cultivator). Tenant farmers eligible for some schemes (state-specific). Excluded: govt employees, IT taxpayers, large landholders.
+===== Top 12 schemes =====
+==== 1. PM-KISAN Samman Nidhi ====
+Rs 6,000/year (3 instalments of Rs 2,000) to landholder farmer family. Self-registration at pmkisan.gov.in.
+  * **Where to apply:** PM-KISAN portal
+  * **Official portal:** [[https://pmkisan.gov.in|https://pmkisan.gov.in]]
+==== 2. Kisan Credit Card (KCC) ====
+Crop loan up to Rs 3L at 4% effective interest. Pre-approved by bank. Animal husbandry + fishery covered.
+  * **Where to apply:** Any bank
+  * **Official portal:** [[https://www.pmkisan.gov.in/kcc.aspx|https://www.pmkisan.gov.in/kcc.aspx]]
+==== 3. Pradhan Mantri Fasal Bima Yojana (PMFBY) ====
+Crop insurance at 1.5% (rabi) / 2% (kharif) / 5% (commercial) premium of sum insured. Govt pays balance. Apply via bank/CSC.
+  * **Where to apply:** PMFBY portal
+  * **Official portal:** [[https://pmfby.gov.in|https://pmfby.gov.in]]
+==== 4. e-NAM (Electronic National Agri Market) ====
+Online market for agri produce — 1,200+ mandis integrated. Better price discovery. Register as farmer.
+  * **Where to apply:** e-NAM portal
+  * **Official portal:** [[https://www.enam.gov.in|https://www.enam.gov.in]]
+==== 5. Soil Health Card ====
+Free soil testing + nutrient recommendations. Issued every 2 years. Apply at Krishi Vigyan Kendra (KVK).
+  * **Where to apply:** Soil Health Card portal
+  * **Official portal:** [[https://soilhealth.dac.gov.in|https://soilhealth.dac.gov.in]]
+==== 6. Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) ====
+-90% subsidy on drip + sprinkler irrigation. Per-Drop-More-Crop component. Apply at KVK / horticulture office.
+  * **Where to apply:** PMKSY portal
+  * **Official portal:** [[https://pmksy.gov.in|https://pmksy.gov.in]]
+==== 7. Sub-Mission on Agricultural Mechanization (SMAM) ====
+-80% subsidy on tractors, cultivators, threshers, harvesters. Custom Hiring Centres also subsidised.
+  * **Where to apply:** State Agriculture Dept
+  * **Official portal:** [[https://agrimachinery.nic.in|https://agrimachinery.nic.in]]
+==== 8. Paramparagat Krishi Vikas Yojana (PKVY) ====
+Organic farming clusters — Rs 50,000/ha subsidy over 3 years. PGS certification.
+  * **Where to apply:** State Agriculture Dept
+  * **Official portal:** [[https://pgsindia-ncof.gov.in|https://pgsindia-ncof.gov.in]]
+==== 9. National Mission on Edible Oils-Oil Palm ====
+Subsidy for oil palm cultivation in 15 states. Up to Rs 29,000/ha planting + maintenance.
+  * **Where to apply:** State Agriculture Dept
+  * **Official portal:** [[https://nmeoop.dac.gov.in|https://nmeoop.dac.gov.in]]
+==== 10. Pashu Kisan Credit Card ====
+Loan for animal husbandry — buffalo Rs 60,000, cow Rs 40,000, goat Rs 4,000 each. 4% effective.
+  * **Where to apply:** Banks
+  * **Official portal:** [[https://nabard.org/auth/writereaddata/tender/2906180849Animal-Husbandry-Infrastructure-Development-Fund.pdf|https://nabard.org/auth/writereaddata/tender/2906180849Animal-Husbandry-Infrastructure-Development-Fund.pdf]]
+==== 11. PM Mat Vaya Vandana (Fisher Pension) ====
+Pension scheme for fishermen 60+. State + central. Apply via Fisheries Dept.
+  * **Where to apply:** Fisheries Dept
+  * **Official portal:** [[https://dof.gov.in|https://dof.gov.in]]
+==== 12. Krishi Sakhi (Para Extension Worker) ====
+Trained women village agri-coaches for advisory. Linked to MGNREGA.
+  * **Where to apply:** KVK / state extension
+  * **Official portal:** [[https://krishisakhi.gov.in|https://krishisakhi.gov.in]]
+===== How to apply (general process) =====
+Each scheme has portal; common: Aadhaar + bank account + land record (Bhulekh) + KCC. KVK / Block Agriculture Office is one-stop offline.
+===== Helplines =====
+  * **Kisan Call Centre 1800-180-1551** — multilingual
+  * **KVK (Krishi Vigyan Kendra)** — district-level
+  * **State Agriculture Helpline** — varies
+===== Common issues + how to handle =====
+  * **Bhulekh land record name ≠ Aadhaar** — update either to match.
+  * **KCC limit not utilised** — re-apply with higher cropping plan.
+  * **PMFBY claim rejected** — %%SoNA%% (State of Notified Area) issue. Appeal to DLMC (District Level Monitoring Committee).
+  * **PM-KISAN excluded category** — IT taxpayer / govt employee. Check before applying.
+===== If a scheme is delayed or rejected — file an RTI =====
+Most "delays" or "rejections" clear within 7-15 days of an RTI being filed. Use this 5-question template:
+<code>
+. Status of my application no. _____ dated _____ as on date.
+. Name + designation of dealing officer assigned to my file.
+. Reasons for delay beyond the statutory timeline.
+. Copy of any noting / movement of my file in the past 30 days.
+. Likely date of disbursement / decision.
+</code>
+**Auto-fill the PIO + your case:** [[:rti-for-pmkisan-installment|Open the RTI Drafter →]]
+===== Frequently asked questions =====
+==== Tenant farmer — eligible for PM-KISAN? ====
+No — only landholders. State schemes (e.g., Kerala Karshaka Pension) cover tenants.
+==== PMFBY claim takes how long? ====
+Statutory 60 days from yield assessment. Most claims credited 90-180 days. RTI for delays.
+==== KCC limit too low — increase? ====
+Re-apply with higher cropping pattern + scale-of-finance. Bank may double on regular repayment.
+==== e-NAM benefit over local mandi? ====
+Better price discovery — 1,200+ mandis competing. But quality grading mandatory.
+==== PM-KISAN delayed > 4 months. Fix? ====
+File RTI to Block Agri Officer + State Nodal. Use [[:rti-for-pmkisan-installment|PM-KISAN RTI generator]].
+===== Summary + what to do next =====
+<WRAP center round tip 90%>
+**Bottom line:** 12 central + state schemes available. Aadhaar + bank account in own name + community/income certificate (if applicable) is the gateway. If a scheme is delayed beyond timeline, file an RTI.
+  * **Browse all 10 audience hubs:** [[:audience:start|All audience hubs]]
+  * **How to apply step-by-step:** [[:how-to-apply:start|25 application guides]]
+  * **Track applications:** [[:check-status:start|25 status-check guides]]
+  * **If stuck — RTI Drafter:** [[https://righttoinformation.wiki/tools/rti-application-generator|File RTI in 5 minutes]]
+  * **Talk to other citizens:** [[https://righttoinformation.wiki/tools/awaaz-rti.html|AwaazRTI community]]
+</WRAP>
+===== Related reading =====
+  * [[:how-to-apply:start|25 how-to-apply guides]]
+  * [[:rejection-recovery:start|15 rejection-recovery guides]]
+  * [[:documents:start|30 documents-required checklists]]
+  * [[:citizen-rti-playbook|Full RTI Playbook — 100+ scenarios]]
+===== Sources =====
+  * Each scheme's official portal (linked above).
+  * Ministry budget documents + scheme operational guidelines.
+  * Citizen feedback via [[https://righttoinformation.wiki/tools/awaaz-rti.html|AwaazRTI]] (composite, identifying details removed).
+//Last reviewed: 25 April 2026.//
+{{tag>audience farmers schemes welfare government-india}}