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How to apply for MGNREGA job card — 100 days work guarantee (2026)

Quick answer: MGNREGA (Mahatma Gandhi National Rural Employment Guarantee Act 2005) gives 100 days of unskilled manual work per household per year in rural India. Apply at Gram Panchayat for FREE. Job card issued within 15 days statutorily. Work demand on application; work to start within 15 days, else unemployment allowance payable. Wage credited to Aadhaar-linked bank account in 15 days of work completion.

Who can apply (eligibility)

Step-by-step process

  1. Apply at Gram Panchayat — Visit Panchayat secretary with photo + ID + family Aadhaar list. Form by hand.
  2. Or apply online — nrega.nic.in → Job Card services → New Registration. Aadhaar OTP eKYC.
  3. Submit family details — All adult members listed (each gets one job card per HH). Photo + Aadhaar of each.
  4. Receive job card in 15 days — Statutory deadline. Card has unique number + Photo + Aadhaar of all adults.
  5. Demand work — Submit Form 6 to Panchayat (oral or written). Acknowledgement compulsory.
  6. Work starts within 15 days — If not — unemployment allowance: 1/4th of wage rate for first 30 days, 1/2 thereafter.
  7. Daily attendance — Muster roll signed daily at worksite. Photographs uploaded daily under NMMS app.
  8. Wage credited in 15 days — NEFT to Aadhaar-linked account at notified state wage (Rs 250-380/day depending on state, 2025-26).
  9. Compensation if delayed — 0.05% per day of delay = ~6% annual interest on delayed wages.

Where to apply, fee, and timeline

What documents to keep ready

See our complete checklist: Documents required for mgnrega job card — covers mandatory + optional + size/format specs.

Common issues + how to handle

If your application is delayed or rejected — file an RTI

Most “delays” or “rejections” clear within 7-15 days of an RTI being filed. Use this 5-question template:

1. Status of my application no. _____ dated _____ as on date.
2. The name + designation of the dealing officer assigned to my file.
3. The reasons for delay beyond the statutory timeline.
4. Copy of any noting / movement of my file in the past 30 days.
5. The likely date of issuance of my certificate / approval.

Auto-fill the PIO details + your case: Open the RTI Drafter →

Or browse state-wise scheme procedures: All state portals + RTI templates

Track your application status: How to check status guide

Frequently asked questions

Is MGNREGA per person or per household?

Per household — one job card per family with all adults listed. 100 days for the family combined.

Can men + women both work?

Yes — both get equal wage. At least 33% of work must go to women under §6.

What if Panchayat doesn't give work?

Submit Form 6 demand. If 15 days pass — unemployment allowance + complaint to PO. RTI to Panchayat for muster rolls + work shelf.

Are skilled workers eligible?

No — only unskilled manual work. Skilled work paid at higher rate but only for trained workers (10% of total).

Wages delayed beyond 15 days?

File RTI to Programme Officer + Panchayat Sachiv. Use our MGNREGA RTI generator.

Summary + what to do next

Bottom line: Apply at NREGA portal (https://nrega.nic.in). Fee: Free at every stage · Wage: state-notified, Rs 250-380/day. Timeline: Job card: 15 days statutory · Work: 15 days from demand · Wage: 15 days from work completion. If delayed beyond timeline, file an RTI — most cases clear within 15 days.

Sources

Last reviewed: 25 April 2026.