Documents required for Ayushman Bharat (PMJAY) card (2026)

Last reviewed: 1 September 2026.

• Aadhaar of all family members — Eligibility verification + biometric authentication at hospital
• Ration card — Family composition proof
• Mobile number (Aadhaar-linked) — For OTP-based authentication
• SECC 2011 ID number — If known; else search by name + state
• Income proof (for state top-up schemes) — Where state extends coverage
• Photograph (for printed card) — Recent, white background

• PM Letter (Ayushman card invitation) — Sent to verified beneficiaries — speeds enrollment
• Ration card type (BPL/AAY) — Strengthens eligibility claim
• Caste certificate — For SC/ST priority and state top-up schemes
• Job card (MGNREGA, renamed Gramin Rozgar Guarantee Card from July 2026) — For rural beneficiaries — supplementary

• Eligibility: SECC 2011 deprivation criteria (D1-D5 and D7 categories) + occupation criteria. Rural: 6 deprivation criteria, urban: 11 occupational categories.
• Senior Citizens 70+: universal coverage announced 2024 — no SECC needed.
• Coverage: Rs. 5 lakh per family per year, secondary + tertiary care, 1,800+ procedures.
• Cashless treatment at empanelled hospitals (29,000+ across India). Show e-card + Aadhaar at admission.
• No fee for card; no premium; no enrollment cost.
• State top-ups — several states run companion schemes that widen coverage or eligibility (e.g. Maharashtra's Mahatma Jyotiba Phule Jan Arogya Yojana). Check your State Health Agency.

Online at beneficiary.nha.gov.in OR any empanelled hospital's Pradhan Mantri Aarogya Mitra (PMAM) OR Common Service Centre (CSC).

→ Official source: https://pmjay.gov.in/about/pmjay

If you are SECC-eligible but card not generated, file RTI to State Health Agency (SHA) under §6 for eligibility status + reason for non-issuance + projected issuance.

→ Use our 🪄 AI RTI Drafter to generate a free §6(1) application asking for the rejection reason in 60 seconds.

Limited. Some states (Maharashtra, Punjab) added post-SECC categories. Check state-specific. Senior citizens 70+: universally eligible since 2024.

Insist on PMAM contact at hospital. If still refused, file complaint at SHA + RTI for hospital empanelment terms.

Yes — full portability across India.

OPD generally not covered. Pre-existing conditions covered. Specific exclusions: cosmetic/aesthetic treatments and most fertility (IVF) procedures. Mental health treatment is covered.

ZERO premium for beneficiaries. Govt subsidises entirely.

1. Gather mandatory documents above before applying — saves a re-visit
2. Apply via official portal (link above) — no agent needed
3. Track status: see our status-check guides
4. If rejected for “documents inadequate”: request specific deficiency under §4(1)(d) RTI Act
5. For state-specific guidance: see state portals directory

• 🪄 AI RTI Drafter — type problem, get §6 application
• 🎤 AwaazRTI — voice-to-RTI in 11 Indian languages
• 🔮 Outcome Predictor — score draft win-likelihood
• ⚖️ First Appeal Generator — §19(1) draft on Day 31
• 📅 Timeline Calculator — track 30-day window

• Track status: How to check ayushman bharat status
• State-by-state: Ayushman Bharat across all 36 states
• If rejected, file RTI: Full RTI guide
• Citizen RTI playbook: All 100+ scenarios
• All documents checklists: All 30 checklists
• The RTI Playbook

• Statutory references: as cited in Specifications above
• Official portal: linked in “Where to apply” above
• RTI Act 2005 §§4, 6, 7, 19