PMAY Beneficiary Status Check 2026 — PMAY-G List + Urban 2.0

Check your PMAY beneficiary status for 2026, both PMAY-G and Urban 2.0, by name, registration number or mobile on the official portal, and what to do if it is stuck.

• Quick facts (2026)
• PMAY-G status check
• PMAY-U 2.0 status check
• State-by-state guide (UP / MH / Bihar / MP / RJ / GJ / KA / TN)
• If you're not in the list
• 8 reasons status is stuck
• Decision tree by status
• File a free RTI
• FAQ — 16 questions

1. Open awaassoft.nic.in in your browser.
2. In the top menu, click “Stakeholders” → choose “IAY/PMAYG Beneficiary”.
3. On the next page enter:
   • Your 17-digit Registration Number (printed on your sanction letter), OR
   • Click “Advanced Search” → enter State → District → Block → Panchayat → Year → name + father's name.
4. Click “Submit”. The status screen shows:
   • SECC eligibility → Verification → Sanction → 1st instalment → Foundation geo-tag → 2nd instalment → Lintel → 3rd instalment → Roof / Completion → Geo-tag final → Final instalment.
5. Each step shows a date stamp. Take a screenshot for your records.

• Ask your Panchayat Secretary / Block Development Officer (BDO) — they hold the master beneficiary list.
• Check the MIS reports at awaassoft.nic.in → Reports → Beneficiary → State-wise.
• File an RTI to the BDO asking for the full beneficiary list of your panchayat — see the section below.

1. Open pmay-urban.gov.in (new 2024 portal) — or the legacy mirror at pmaymis.gov.in.
2. Click “Search Beneficiary” in the top right.
3. Enter:
   • Name + Father's name + State (most common search), OR
   • Aadhaar number (if you opted-in for Aadhaar-based search), OR
   • Application Reference Number from your sanction letter.
4. The result shows your status across the 8 stages: Application → Verified → Sanction → 1st tranche → Construction → 2nd tranche → Final tranche → Completion + DBT.

PMAY-U 2.0 verticals (you'll be slotted into one):

• Beneficiary-Led Construction (BLC) — you own land; up to ₹2.50 lakh subsidy.
• Affordable Housing in Partnership (AHP) — government builds; you buy at subsidised rate.
• Affordable Rental Housing Complex (ARHC) — rental for migrants.
• Interest Subsidy Scheme (ISS) — CLSS-style interest subsidy on home loans up to ₹25 lakh value (rolled out under 2.0).

If you typed any of these into Google, this is the page you want:

• pmay beneficiary status / pmay beneficiary status check 2026 — same as PMAY-G beneficiary list check above.
• pmayg / pmay-g / pmyg / pmaug / pmayag / pamyg / mpayg / p m a y g — all spellings of PMAY-G (Gramin/rural). Use pmayg.nic.in.
• pmayg nic in / pmayg.nic.in / pmayg.nic.in list — official PMAY-G portal. Same database as awaassoft.nic.in.
• iay/pmayg beneficiary status / iay pmayg beneficiary gramin — IAY (Indira Awas Yojana) was merged into PMAY-G in 2016. The portal still uses the IAY/PMAYG label; same beneficiary list.
• pmay beneficiary list check 2026 / pmay beneficiary status 2026 — village/panchayat-wise list at pmayg.nic.in → AwaasSoft → Reports → Beneficiary Details → pick state/district/block/panchayat.
• pmay status check with aadhar — both portals accept Aadhaar lookup. PMAY-G: by Registration Number OR Aadhaar. PMAY-U 2.0: by name + state + Aadhaar.
• pmaya beneficiary list / pmaug status / pmyag list — common misspellings; all refer to the same PMAY beneficiary list above.

If your query doesn't match any of the above, drop it in the contact form and we'll add it to this page.

AwaasSoft (awaassoft.nic.in) is the National Informatics Centre (NIC)-built portal that runs all backend operations for PMAY-G (Pradhan Mantri Awas Yojana — Gramin). When people search awaassoft, awaassoft nic in beneficiary, or awaassoft beneficiary details 2026, they're looking for the AwaasSoft beneficiary search.

Direct path to the AwaasSoft beneficiary list:

1. Open awaassoft.nic.in (also reachable as pmayg.nic.in — same database).
2. Click Stakeholders → IAY/PMAYG Beneficiary.
3. Either enter your PMAY-G Registration Number (12-digit) and click Submit, OR click Advanced Search and enter State + District + Block + Panchayat + your name + father's name.
4. The result shows: name, photo, sanction date, instalment status (1st / 2nd / 3rd / completion), house photograph (if uploaded), geo-tag.

Common AwaasSoft search variants (all the same portal):

• awaassoft — short for AwaasSoft
• awaassoft.nic.in — the URL itself
• awaassoft nic in beneficiary — the beneficiary search page
• awaassoft beneficiary details 2026 — same search, current year
• www pmayg nic in list — same database, alternate URL
• pmayg.nic.in list — same as above

To get the full PMAY-G beneficiary list for your village or panchayat (often searched as pmayg beneficiary list 2026, pmayg nic in list 2026, pmayg nic in gramin list):

1. Open pmayg.nic.in.
2. Click AwaasSoft → Reports in the top menu.
3. Pick Social Audit Reports → Beneficiary details for verification.
4. Select State → District → Block → Panchayat → Year (2026 or earlier).
5. Click Get Report. The full village-wise list appears with names, registration numbers, sanction status, and instalment dates.
6. Use Excel or PDF download buttons at the top right of the report table.

This same procedure works for IAY/PMAY-G beneficiary report queries — IAY (Indira Awas Yojana, the predecessor scheme) was merged into PMAY-G in April 2016, but the AwaasSoft portal still uses the IAY/PMAYG label for legacy continuity.

For people searching pmay status check with aadhar:

PMAY-G (rural) — AwaasSoft accepts Aadhaar lookup at the IAY/PMAYG Beneficiary search page.

1. Open pmayg.nic.in → Stakeholders → IAY/PMAYG Beneficiary.
2. Click Advanced Search.
3. Enter your Aadhaar number in the Aadhaar field. State, Year, Name optional but help narrow results.
4. Click Search.

PMAY-U 2.0 (urban) — at pmay-urban.gov.in click Search Beneficiary → enter name + father's name + state. PMAY-U doesn't accept direct Aadhaar lookup at present (the new 2.0 portal is still rolling out per-field; expected to add Aadhaar search in Q4 2026 per MoHUA roadmap).

Mobile number lookup — only works if your application registered a mobile number. Not all do — many rural applications were filed in-person at the Gram Panchayat without a mobile entry. Use Registration Number or Aadhaar instead.

People searching iay, iay/pmayg beneficiary, iay.nic, iay/pmayg beneficiary gramin, or iay/pmayg beneficiary status are looking for the same database as PMAY-G. Here's why:

• Indira Awas Yojana (IAY) ran from 1985 to March 2016 — funded rural housing for BPL families.
• PMAY-G launched April 2016 and subsumed IAY. All pending IAY applications were migrated to PMAY-G; the AwaasSoft portal kept the IAY/PMAYG label so legacy applicants could still find their records.
• The URL iay.nic.in redirects to pmayg.nic.in today.
• If your application was originally under IAY (pre-2016), search by your old IAY registration number — it's still valid in AwaasSoft.

One-line summary: IAY = the old name. PMAY-G = the new name. AwaasSoft = the portal that runs both.

If you're an urban PMAY-U / PMAY-U 2.0 applicant, the Interest Subsidy Scheme (ISS) under PMAY-U 2.0 (the renamed CLSS) gives you 3-6.5% interest subsidy on your home loan, capped at Rs 1.8 lakh total. You get this through your bank lender — direct apply at:

• HDFC Home Loans (PMAY-CLSS / ISS) — hdfc.com/housing-loans · widest PMAY rural + urban branch network.
• SBI Home Loans (PMAY YONO + branch) — homeloans.sbi · lowest documentation friction for govt employees.
• LIC Housing Finance — lichousing.com · attractive rates for first-time buyers.
• Bajaj Housing Finance — bajajhousingfinance.in · faster digital approval.
• Tata Capital Housing Finance — tatacapital.com/home-loan · MIG-I/II focus.
• PNB Housing Finance — pnbhousing.com · public sector option for risk-averse borrowers.

Eligibility for ISS subsidy (PMAY-U 2.0):

• EWS (annual household income ≤ Rs 3 lakh) — 6.5% subsidy on Rs 6 lakh loan
• LIG (Rs 3-6 lakh) — 6.5% on Rs 6 lakh
• MIG-I (Rs 6-9 lakh) — 4% on Rs 9 lakh
• MIG-II (Rs 9-12 lakh) — 3% on Rs 12 lakh

Important: PMAY-G (rural) does not use bank loans — rural beneficiaries receive direct subsidy to their bank account in instalments. The home-loan route only applies to urban (PMAY-U 2.0) applicants.

For pmay 2.0 beneficiary status check queries — this refers specifically to PMAY-Urban 2.0, which the Cabinet approved on Sep 9, 2024 and which has 4 verticals: BLC (Beneficiary-Led), AHP (Affordable Housing in Partnership), ARHC (Affordable Rental), and ISS (Interest Subsidy Scheme).

1. Portal: pmay-urban.gov.in (the legacy pmaymis.gov.in still mirrors data).
2. Click Search Beneficiary.
3. Enter your name + father's name + state (mandatory).
4. For ISS / CLSS specifically, your bank lender (HDFC / SBI / LIC HFL etc.) also has the disbursement status — check via your loan account portal.

Important difference vs PMAY-U 1.0: PMAY-U 2.0 has a 5-year tenure (2024-2029) with a target of 1 crore additional houses (vs 1.18 crore in 1.0). New eligibility income bands as of 2024:

• EWS ≤ Rs 3 lakh annual household income
• LIG Rs 3-6 lakh
• MIG-I Rs 6-9 lakh
• MIG-II Rs 9-12 lakh

UP has India's largest PMAY-G + PMAY-U beneficiary base (1.4 crore+ sanctioned houses).

• PMAY-G: visit awaassoft.nic.in → State Uttar Pradesh → District → Block → Panchayat.
• State helpline: 0522-2236719 (UP PMAY-G control room).
• State-specific top-up: Mukhyamantri Awas Yojana for non-SECC eligible.
• PMAY-U 2.0 in UP: applications open at pmay-urban.gov.in + most ULBs accept walk-ins.

• Maharashtra Awas Yojana runs alongside central PMAY-G (post-SECC additions).
• PMAY-U 2.0: under MHADA + state DUDAs — apply at https://mhada.gov.in.
• State helpline: 022-22025392.
• Top cities: Mumbai (MHADA), Pune (PMC), Nagpur, Nashik all accept BLC + AHP applications.

• Visit awaassoft.nic.in → Bihar → district.
• State helpline: 0612-2200800.
• Mukhyamantri Gramin Awas Yojana is the state's parallel scheme.
• High beneficiary density: Patna, Gaya, Muzaffarpur, Bhagalpur districts.

• State helpline: 0755-2422162.
• Mukhyamantri Awas Yojana (MP) as alternative for non-SECC.
• PMAY-U 2.0 under State Urban Development Authority (Urban Administration & Development Department).

• State helpline: 0141-5104614.
• Mukhyamantri Chiranjeevi (housing top-up under different banner).
• High demand: Jaipur, Jodhpur, Udaipur, Kota.

• State helpline: 079-23257501.
• PMAY-U 2.0 through GUDM (Gujarat Urban Development Mission).
• Top cities: Ahmedabad (AMC), Surat (SMC), Vadodara, Rajkot.

• State helpline: 080-22341183.
• State scheme: Yashasvini for farmers (housing + health).
• PMAY-U 2.0 through Karnataka Slum Development Board + city corporations (Bengaluru BBMP, Mysuru, Mangaluru).

• State helpline: 044-25671414.
• TN CMAY (Chief Minister's Awas Yojana) = post-SECC additions for those not in central PMAY-G.
• PMAY-U 2.0 through TNUHDB (Tamil Nadu Urban Habitat Development Board).
• Major cities: Chennai (TNUHDB), Coimbatore, Madurai.

1. Verify SECC 2011 inclusion at secc.gov.in — type your village/ward → check your name. Most rural exclusions trace here.
2. State Permanent Wait List (SPWL) — Maharashtra, Tamil Nadu, Kerala, Telangana have post-SECC additions. Apply via your Tehsildar/BDO.
3. PMAY-U 2.0 fresh applications — applications open in 4 phases starting 1 Sept 2024. State Urban Development Authority (DUDA) accepts walk-in applications in most states.
4. File an RTI — see below for the auto-drafted format.

What we hear from RTI Wiki users: Lakshmi, a 45-year-old widow in rural Andhra Pradesh, was approved for PMAY-G in 2022. By 2025 she had received only the first instalment of ₹35,000 of the ₹1.20 lakh sanctioned. Construction was stalled. She filed an RTI to BDO under §6 asking (a) instalment-wise release dates and amounts, (b) geo-tag verification status, © reason for delay in 2nd/3rd instalments, (d) officer-in-charge. Reply in 27 days revealed pending geo-tag verification (the village Patwari hadn't visited). Patwari visited within 6 days; remaining instalments released within 30 days. Total RTI cost: ₹10.

• SECC 2011 ineligibility (Gramin) — you're not in the SECC list. Most common cause for “Not Eligible”. Fix: state-specific post-SECC verification (Maharashtra Awas Yojana, TN CMAY, Kerala LIFE).
• Income exceeds threshold (Urban) — EWS ≤ ₹3 L, LIG ₹3–6 L, MIG-1 ₹6–12 L, MIG-2 ₹12–18 L. Verify on your ITR before rejecting; sometimes outdated income data is on file.
• Already own a house in any name in India (joint ownership counts) — automatic disqualification.
• Land record issue (Gramin) — you must own (or be in legal possession of) the land. Patta/khasra mismatch blocks sanction.
• Aadhaar–bank linkage missing — 2nd / 3rd instalments hold without DBT linkage. Visit branch with Aadhaar to seed.
• Geo-tag mandate — instalments freeze if Patwari/Junior Engineer hasn't uploaded foundation/lintel/roof photos via AwaasApp. Most common silent blocker.
• Beneficiary contribution unpaid — many states require ₹5,000–25,000 from the beneficiary towards toilet/electricals. Often confused with the central subsidy.
• Beneficiary list manipulation at panchayat level — fake beneficiaries inserted, real ones excluded. RTI for the full beneficiary list of your panchayat exposes it.

• MGNREGA convergence — 90 person-days of MGNREGA wages (~₹22,000–28,000) are payable for the labour component of your house construction. Most beneficiaries don't claim it. Apply at your Gram Panchayat with MGNREGA job card.
• Soak-pit / toilet under SBM — ₹12,000 from Swachh Bharat Mission for the toilet inside your PMAY-G house, separate from the ₹1.20 lakh main subsidy.
• CLSS / Interest Subsidy Scheme — apply via your bank, not via state portal. Bank submits to NHB/HUDCO. Interest subsidy is credited up-front to reduce loan principal.
• Geo-tagged photos — track your house on AwaasSoft → Reports → Photo Album. If photos are missing, your Patwari/JE hasn't uploaded — escalate.
• PMAY-G eligibility post-2018 — even if not in original SECC, members of the Awas+ list (added via 2018 survey app) are now valid beneficiaries. Check at awaassoft.
• NRC and PMAY — Aadhaar is mandatory; NRC linkage doesn't apply for PMAY.

The published SLA is 60–90 days for sanction. If your status is stuck beyond it, you have a statutory right under §6 RTI Act, 2005 to demand information from the public authority. The authority must reply within 30 days (§7(1)). Default fee is ₹10; BPL applicants pay nothing (§7(5)).

File an RTI to: BDO (rural) / Town Planning + CMO (urban) / State Mission Director PMAY

Ask these 7 questions:

1. SECC 2011 / Awas+ eligibility category and inclusion date.
2. Beneficiary list inclusion date and panchayat/ward serial number.
3. All instalments released — dates and amounts (with bank account credited).
4. Geo-tag verification status — foundation / lintel / roof / completion (with inspecting officer name).
5. Reason for delay or deduction in any instalment, if applicable.
6. Officer-in-charge of my application — name, designation, contact.
7. For PMAY-U: convergence with CLSS / ISS interest subsidy — applied / pending / disbursed.

→ 🪄 Use the free AI RTI Drafter to generate a complete §6(1) application in 60 seconds. The Drafter pre-fills your name, address, fee statement, and the 7 questions above.

→ 🎤 Or speak it in हिन्दी / English / 9 other Indian languages via AwaazRTI.

→ For deeper case-law on this scenario: Read the full RTI guide for PMAY status.

Most often no — but several states (Maharashtra Awas Yojana, TN CMAY, Kerala LIFE, Telangana Double Bedroom) have separate post-SECC mechanisms. If you were added through the Awas+ 2018 survey app, you're eligible under PMAY-G expansion. Check your status at awaassoft.nic.in.

Direct mobile-only search not supported by official portals. You need: Registration Number (Gramin) OR Application Reference Number (Urban) OR name + father's name + state. Mobile number is used only for OTP verification during status look-up at pmay-urban.gov.in.

PMAY-G: enter Aadhaar in “Advanced Search” at awaassoft.nic.in. PMAY-U 2.0: tab “Aadhaar” at pmay-urban.gov.in → 12 digits + OTP. Confirms identity but search still needs your Aadhaar to be linked to your application.

Visit awaassoft.nic.in → Reports → Beneficiary → State-wise → drill down to State → District → Block → Panchayat → click “Beneficiary List”. Excel + PDF download. See full beneficiary list guide.

Under PMAY-U 2.0 ISS (rolled out from 1 Sept 2024): EWS/LIG get up to 5% interest subsidy on home loans up to ₹25 lakh value, with a maximum subsidy of ₹1.80 lakh disbursed in 5 instalments over 5 years. CLSS-MIG closed in March 2022 and is not part of PMAY 2.0.

No — PMAY is for Indian residents only. NRI status disqualifies. Aadhaar-based authentication is mandatory.

File an RTI to BDO/CMO for: (a) completion certificate status, (b) final geo-tag verification report, © inspecting officer name and inspection date. Most “stuck completion” cases resolve once the final geo-tag photo is uploaded by the Patwari/JE.

No — only for new construction or upgradation of kutcha / semi-pucca to pucca. If you already have a pucca house, you're disqualified. Adding a floor or extension is not covered.

No — your PMAY record is keyed to Aadhaar number + bank account. Mobile number change doesn't affect status check, but UPI/SMS notifications won't reach the new number until you update with the bank.

Yes — PMAY mandates that the house be in the woman's name (or jointly with husband) under both Gramin and Urban. Separated women, widows, single mothers can apply directly. Father's name + age + Aadhaar required.

Yes — Aadhaar (or Aadhaar enrolment number with proof of enrolment) is mandatory under both Gramin and Urban. Without Aadhaar–bank link, DBT instalments cannot be released.

Indira Awas Yojana (IAY) was the predecessor scheme (1985–2016). PMAY-G replaced IAY on 1 April 2016 with revised guidelines: SECC-based eligibility, higher subsidy, geo-tagging, DBT, MGNREGA convergence.

File RTI to BDO under §6 for: instalment release dates, bank account credited, reason for non-receipt. 30-day mandatory reply. If money was released but didn't reach you → it's a bank/DBT issue (file complaint with bank under RBI ombudsman). If not released → it's an administrative issue (file First Appeal under §19(1) on Day 31 if PIO doesn't reply).

AwaasApp on Google Play is for field officers to upload geo-tagged photos. For citizens, the easiest mobile route is the same web portal at awaassoft.nic.in — it's mobile-responsive. Apps from third parties claiming to “check PMAY status” are unofficial — avoid sharing Aadhaar.

For Gramin: bank passbook + Aadhaar + sanction letter + geo-tagged construction photos (uploaded by Patwari). For Urban: same plus CLSS form 1B if claiming interest subsidy.

Hindi version coming soon — meanwhile, every PMAY-G + PMAY-U portal supports Hindi. Bookmark awaassoft.nic.in (toggles to Hindi) and use our 🎤 AwaazRTI tool to file RTI in Hindi if your status is stuck.

Senior citizens are not specifically prioritised in PMAY-G eligibility (SECC-based). But PMAY-U 2.0 has a special tranche for 70+ EWS applicants. Plus, every 70+ citizen is automatically eligible for Ayushman Bharat ₹5 lakh free hospital cover since October 2024.

• Status is normal → wait the published SLA (60–90 days for sanction; 12–18 months for completion).
• Status is delayed → click 🪄 AI RTI Drafter now; complete §6 application in 60 seconds. Free.
• Status shows rejected → demand reasons under §4(1)(d) + §19 First Appeal.
• State-specific guidance → see state-by-state PMAY guide.
• Construction stuck → file RTI specifically for geo-tag verification status — most common silent blocker.
• Want to dive deep → read the PMAY 2026 Complete Guide (eligibility, subsidy, application).

• 🪄 AI RTI Drafter — type problem, get §6 application
• 🎤 AwaazRTI — voice-to-RTI in 11 Indian languages
• 🏠 PMAY Status Checker — one-click portal opener
• 🔮 Outcome Predictor — score your draft
• ⚖ First Appeal Generator — §19(1) draft on Day 31
• 📬 PIO Reply Checker — analyse evasive replies
• 📅 Timeline Calculator — track 30-day window
• 💰 Fee Calculator — state-wise fees
• 🔍 RTI Research — AI Q&A from this site
• 🌐 Citizen 360 — full civic intelligence by PIN code

If you came here for PMAY but also want to check other government scheme status:

• pmayg.nic.in beneficiary list 2026
• AwaasSoft beneficiary details
• IAY/PMAYG beneficiary status (legacy IAY)
• PMAY status check with Aadhaar
• PM-KISAN beneficiary status — Rs 6,000/yr
• MGNREGA job card + wages status
• e-Shram card status — unorganised workers
• PAN card status check
• ITR refund status check
• PFMS payment status — track any DBT
• Aadhaar download (e-Aadhaar)
• Voter ID download (e-EPIC)
• Swachh Survekshan city ranking
• ECI candidate affidavits

• PMAY 2026 — complete guide: PMAY-G + PMAY-U 2.0 full eligibility + subsidy + apply
• PMAY documents required: Full checklist for both Gramin + Urban
• PMAY beneficiary list: How to view + verify with anti-fraud tips
• Master RTI guide for PMAY: Full RTI for PMAY status
• State-by-state: PMAY guide by state
• Citizen RTI playbook: All 100+ scenarios
• The RTI Act 2005: Complete Act with amendments
• Government schemes hub: All government schemes 2026
• Housing & basic needs schemes: PMAY + JJM + Ujjwala + Saubhagya
• Ayushman Bharat: ₹5 lakh free hospital cover
• MGNREGA wage delay: 15-day rule + 0.05% compensation
• Pension delay: RTI to AG/CPAO
• All status-check guides: All status-check pages

• PMAY-U 2.0 official portal — Ministry of Housing & Urban Affairs
• AwaasSoft — PMAY-G MIS, Ministry of Rural Development
• RTI Act, 2005 — full text
• PIB release: PMAY 2.0 launched 1 Sep 2024 (Cabinet Note)
• Ministry of Rural Development — PMAY-G Operational Guidelines 2016 (rev 2024)
• SECC 2011 portal — eligibility verification
• Helplines: 1800-11-6446 (Gramin) · 1800-11-3377 / 1800-11-3388 (Urban)

{REVIEWED}

Last reviewed: 3 May 2026 — by RTI Wiki editorial team. Statutory citations + portal URLs verified against primary government sources.