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+{{htmlmetatags>
+metatag-keywords=(sarkari yojana, sarkari yojana list, government schemes india, sarkari yojana 2026, pm yojana, mukhyamantri yojana)
+metatag-description=(47 Sarkari Yojanas — central + state government welfare schemes. Eligibility, benefits, how to apply, RTI escalation if delayed.)
+}}
+====== Sarkari Yojana — All Government Schemes (2026) ======
+<WRAP info>
+Complete index of **47 Sarkari Yojanas** — central + state welfare schemes. Each page: eligibility, benefits in Rupees, step-by-step application, required documents, common issues, and **RTI escalation template** if your benefit is delayed.
+</WRAP>
+===== Central Government Schemes (34) =====
+  * [[:yojana:ab-abhim-health-infra|PM Ayushman Bharat Health Infrastructure Mission (PM-ABHIM)]] — Rs 64,180 crore (FY 2021-26) for critical care infra, public health labs, integrated public health surveillance, digital health.
+  * [[:yojana:abdm-digital-health|Ayushman Bharat Digital Mission (ABDM)]] — Free 14-digit ABHA Health ID. Optional digital wallet of medical records — accessible anywhere with consent-based sharing.
+  * [[:yojana:atal-pension-yojana|Atal Pension Yojana (APY)]] — Guaranteed pension Rs 1,000 / 2,000 / 3,000 / 4,000 / 5,000 per month after age 60, based on contribution + age at entry.
+  * [[:yojana:ayushman-bharat-pmjay|Ayushman Bharat (PM-JAY)]] — Rs 5 lakh per family per year cashless at 30,000+ empanelled hospitals — free, no premium.
+  * [[:yojana:eshram-card|e-Shram Card]] — Free 12-digit Universal Account Number + auto Rs 2L PMSBY insurance + convergence to PMSYM pension, PM-JAY etc.
+  * [[:yojana:janani-suraksha-yojana|Janani Suraksha Yojana (JSY)]] — Rs 700 (urban) / Rs 1,400 (rural) for delivery in govt-empanelled hospital. Plus Rs 300-500 to ASHA worker.
+  * [[:yojana:jjm-jal-jeevan|Jal Jeevan Mission]] — Free tap water connection + 55 litres per person per day at safe quality.
+  * [[:yojana:kisan-credit-card|Kisan Credit Card (KCC)]] — Crop loan up to Rs 3 lakh at effective 4% interest after subvention. Pre-approved by bank for landholding farmers.
+  * [[:yojana:mahila-samman-savings|Mahila Samman Savings Certificate (MSSC)]] — 7.5% interest (q-revised) on max Rs 2 lakh deposit; 2-year tenure. Note: NEW enrolment closed March 2025.
+  * [[:yojana:mgnrega-job-card|MGNREGA]] — 100 days of guaranteed unskilled work per household per year. Wage Rs 250-380/day (state-notified). Payment within 15 days.
+  * [[:yojana:mudra-yojana|Pradhan Mantri Mudra Yojana (PMMY)]] — Loan Rs 50,000 (Shishu) / Rs 5 lakh (Kishor) / Rs 10 lakh (Tarun) — collateral-free, for non-corporate non-farm small enterprise.
+  * [[:yojana:national-scholarship-portal|National Scholarship Portal (NSP)]] — Single portal for 80+ scholarships. SC/ST/OBC/Minority/%%PwD%%/Top Class/Merit-cum-Means. Application Aug-Oct annually.
+  * [[:yojana:nps-pension|National Pension System (NPS)]] — Tax-efficient retirement corpus + lifelong pension. 60% lump-sum + 40% mandatory annuity at age 60.
+  * [[:yojana:pm-kisan-maandhan|PM Kisan Maandhan]] — Pension Rs 3,000/month after age 60. Govt matches your contribution (Rs 55-200 by age).
+  * [[:yojana:pm-kisan-samman-nidhi|PM-KISAN Samman Nidhi]] — Rs 6,000 per year (3 instalments of Rs 2,000) to every landholding farmer family.
+  * [[:yojana:pm-suryaghar|PM Surya Ghar]] — Free electricity up to 300 units/month + Rs 30,000-78,000 subsidy on 1-3 kW rooftop solar installation.
+  * [[:yojana:pm-svanidhi|PM SVANidhi]] — Working capital loan Rs 10,000 → Rs 20,000 → Rs 50,000 (escalating). 7% interest subvention. Cashback for digital transactions.
+  * [[:yojana:pm-vishwakarma|PM Vishwakarma Yojana]] — Rs 15,000 toolkit voucher + Rs 1 lakh loan @ 5% (collateral-free) + Rs 2 lakh expansion loan + Rs 500/day training stipend + 1% interest subvention + marketing support.
+  * [[:yojana:pmay-gramin|PMAY-Gramin]] — Rs 1.2 lakh (plain areas) / Rs 1.3 lakh (hilly + NE) direct grant to build a pucca house.
+  * [[:yojana:pmay-urban|PMAY-Urban (PMAY-U 2.0)]] — Interest subsidy 3% to 6.5% on home loan up to Rs 6 lakh for EWS / LIG / MIG-I / MIG-II first-home buyers.
+  * [[:yojana:pmfby-fasal-bima|Pradhan Mantri Fasal Bima Yojana (PMFBY)]] — Up to 90% of insured crop loss compensated. Farmer share: 1.5% (rabi) / 2% (kharif) / 5% (commercial) of sum insured.
+  * [[:yojana:pmjjby-jeevan-jyoti|PM Jeevan Jyoti Bima Yojana (PMJJBY)]] — Rs 2 lakh life cover (any cause of death) for premium Rs 436/year (auto-debit).
+  * [[:yojana:pmkvy-skill-india|Pradhan Mantri Kaushal Vikas Yojana (PMKVY)]] — Free 200-600 hour skill training + government certification + Rs 8,000 post-training assistance.
+  * [[:yojana:pmmvy-matru-vandana|Pradhan Mantri Matru Vandana Yojana (PMMVY)]] — Rs 5,000 for first child + Rs 6,000 additional if second child is a girl (total Rs 11,000 across 2 children).
+  * [[:yojana:pmsby-suraksha-bima|PM Suraksha Bima Yojana (PMSBY)]] — Rs 2 lakh accidental death / total disability + Rs 1 lakh partial disability cover, premium just Rs 20/year (auto-debit).
+  * [[:yojana:pmsym-shram-yogi|PM Shram Yogi Maan-Dhan (PMSYM)]] — Pension Rs 3,000/month after age 60. Govt contributes 50% of your monthly contribution (Rs 55-200 by age).
+  * [[:yojana:ration-card-nfsa|Ration Card (NFSA)]] — 5 kg foodgrain per person per month at Rs 1 (rice/wheat) — free under PMGKAY through Dec 2029.
+  * [[:yojana:saubhagya-yojana|Saubhagya]] — Free electricity connection: LED bulbs, meter, service line up to 60 metres + 5 LED bulbs.
+  * [[:yojana:sbm-swachh-bharat|Swachh Bharat Mission]] — Rs 12,000 subsidy per BPL household for toilet construction. SBM-G (rural) + SBM-U (urban).
+  * [[:yojana:soil-health-card|Soil Health Card]] — Free soil test + customised nutrient recommendations + crop-specific advisory; updated every 2 years.
+  * [[:yojana:startup-india|Startup India]] — DPIIT recognition + 3-year tax holiday + Rs 50 lakh in seed grants + IPR fast-track + %%GeM%% access + IPO simplifications.
+  * [[:yojana:sukanya-samriddhi|Sukanya Samriddhi Yojana (SSY)]] — 8.2% tax-free interest (FY 2025-26). Triple-EEE tax exemption (deposit + interest + maturity).
+  * [[:yojana:udyam-msme-registration|Udyam Registration (MSME)]] — Free 19-digit Udyam Registration Number — gateway to priority sector loans, %%GeM%% listing, late-payment protection, tender preferences.
+  * [[:yojana:ujjwala-yojana|PM Ujjwala Yojana (PMUY)]] — Free LPG connection (regulator + first refill) in woman's name + Rs 200/cylinder subsidy on 12 refills per year.
+===== State Government Schemes (13) =====
+==== Andhra Pradesh (1) ====
+  * [[:yojana:ysr-aarogyasri-ap|Dr YSR Aarogyasri]] — Rs 5 lakh basic + up to Rs 25 lakh for tertiary care, per family per year. Free.
+==== Assam (1) ====
+  * [[:yojana:orunodoi-assam|Orunodoi Yojana]] — Rs 1,250 per month direct to bank account of woman head of family.
+==== Karnataka (2) ====
+  * [[:yojana:annabhagya-karnataka|Anna Bhagya]] — 7 kg rice per person per month at Re 1/kg (effectively free post-2024 expansion).
+  * [[:yojana:gruha-lakshmi-karnataka|Gruha Lakshmi Yojana]] — Rs 2,000 per month direct to bank account of woman head of family.
+==== Madhya Pradesh (1) ====
+  * [[:yojana:ladli-behna-mp|Ladli Behna Yojana]] — Rs 1,250 per month direct to woman bank account, age 21-60.
+==== Maharashtra (2) ====
+  * [[:yojana:ladki-bahin-yojana|Mukhyamantri Majhi Ladki Bahin Yojana]] — Rs 1,500 per month direct to bank account of woman, age 21-65, in eligible Maharashtra household.
+  * [[:yojana:mukhyamantri-yuva-karya|Mukhyamantri Yuva Karya Prashikshan Yojana]] — Stipend Rs 6,000-10,000/month for 6 months internship in approved company.
+==== Odisha (1) ====
+  * [[:yojana:kalia-yojana-odisha|KALIA Yojana]] — Rs 25,000 direct income support over 5 seasons + Rs 12,500 livelihood asset support + Rs 2L life insurance.
+==== Rajasthan (1) ====
+  * [[:yojana:chiranjeevi-rajasthan|Mukhyamantri Chiranjeevi Health Insurance]] — Rs 25 lakh health cover + Rs 10 lakh accident cover per family per year. Cashless.
+==== Tamil Nadu (2) ====
+  * [[:yojana:annapurna-canteen-tn|Amma Unavagam]] — Hot meals at Re 1 (idli) to Rs 5 (rice items) at 600+ Amma canteens across Tamil Nadu.
+  * [[:yojana:kalaignar-magalir-tn|Kalaignar Magalir Urimai Yojana]] — Rs 1,000 per month direct to bank account of woman head of household.
+==== Telangana (1) ====
+  * [[:yojana:rythu-bandhu-telangana|Rythu Bandhu]] — Rs 5,000 per acre per crop season (twice a year) direct to bank account.
+==== West Bengal (1) ====
+  * [[:yojana:lakshmi-bhandar-yojana|Lakshmi Bhandar Yojana]] — Rs 1,000 (general) / Rs 1,200 (SC/ST) per month direct to woman bank account.
+===== When your benefit is delayed =====
+Every yojana page above ends with an **RTI escalation template** — most stuck cases clear within 15 days of an RTI being filed.
+  * **AI RTI Drafter:** [[https://righttoinformation.wiki/tools/ai-rti-draft-app.html|Auto-fill PIO + Act sections]]
+  * **Step-by-step apply guides:** [[:how-to-apply:start|25 how-to-apply walkthroughs]]
+  * **Required documents:** [[:documents:start|30 document checklists]]
+  * **Track status:** [[:check-status:start|25 status-check guides]]
+  * **If rejected:** [[:rejection-recovery:start|16 rejection-recovery guides]]
+  * **Schemes by audience:** [[:audience:start|10 audience-hub guides]]
+  * **Helplines + grievance:** [[:helplines:start|32 helplines]]
+  * **State-by-state RTI fees:** [[:fees:start|RTI fees in 28 states]]
+//Last reviewed: 26 April 2026.//
+{{tag>yojana sarkari-yojana landing-page government-india}}

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