no way to compare when less than two revisions

Differences

This shows you the differences between two versions of the page.

@@ Line 1: / Line 1: @@
+{{htmlmetatags>
+metatag-keywords=(pmay gramin, pmay rural, pradhan mantri awas yojana gramin, awaas yojana, pmayg)
+metatag-description=(Direct grant Rs 1.2L (plain) / Rs 1.3L (hilly/NE) to landless or kuccha-house families to build a pucca house. SECC 2011 list-based.)
+}}
+====== PMAY-Gramin — Rs 1.2L / 1.3L for pucca house (2026 guide) ======
+{{:social:auto:yojana-pmay-gramin.png?direct&1200 |PMAY-Gramin — Rs 1.2L / 1.3L for pucca house (2026 guide) — RTI Wiki}}
+<WRAP info>
+**Rs 1.2 lakh (plain areas) / Rs 1.3 lakh (hilly + NE) direct grant to build a pucca house.**
+**Launched:** 2016  ·  **Issued by:** Ministry of Rural Development
+</WRAP>
+===== Who is eligible =====
+  * SECC 2011 deprivation criteria match
+  * No motorised 2-wheeler / 4-wheeler in family
+  * No mechanised agricultural equipment
+  * No bank loan above Rs 50,000
+  * No income tax payer / govt servant in family
+===== What you get =====
+Rs 1.20 lakh (plain) or Rs 1.30 lakh (hilly + NE), released in 3 instalments tied to construction stages: foundation (Rs 25K) → lintel (Rs 50K) → completion (Rs 50K). Plus 90-95 days of MGNREGA wages for self-construction.
+===== How to apply (step-by-step) =====
+  - **Check SECC 2011 inclusion** — awaassoft.nic.in/netiay/Benificiary.aspx — search by Aadhaar / name.
+  - **If not in list — apply for Awaas Plus inclusion** — Visit Block Office; BDO verifies + adds.
+  - **Block-level verification** — BDO + Patwari verify house condition + Aadhaar + bank account.
+  - **Sanction + first instalment** — Rs 25K credited on foundation start. Geo-tag photos via NMMS.
+  - **Construction + photos** — Geotag at lintel + completion stages.
+  - **Final instalment** — Released after geo-verified completion.
+===== Documents needed =====
+  * Aadhaar
+  * SECC 2011 ID / Awaas Plus inclusion
+  * Bank account (Aadhaar-linked)
+  * Land ownership proof
+  * Caste certificate (if applicable)
+**Full document checklist:** [[:documents:pmay-application|Documents required for pmay application]]
+===== Timeline =====
+-12 months from sanction to completion. First instalment in 30-60 days of approval.
+===== Portal + helpline =====
+  * **Official portal:** [[https://pmayg.nic.in|pmayg.nic.in]]
+  * **Helpline:** PMAY-G Helpline: 1800-11-6446
+  * **Track status:** [[:check-status:pmay-status|How to check status]]
+  * **Step-by-step apply guide:** [[:how-to-apply:pmay-housing|How-to-apply walkthrough]]
+===== Common issues =====
+  * Name not in SECC 2011 — apply for Awaas Plus list at BDO.
+  * No house plot — landless need state-allotted plot first.
+  * Geotag photo issues — use NMMS app correctly; BDO can re-tag on visit.
+  * Instalment delayed — file RTI to BDO + DRDA citing PMAY-G operational guidelines.
+===== Benefit delayed or rejected? File an RTI =====
+Most "delays" or "rejections" clear within 7-15 days of an RTI being filed. Use this 5-question template:
+<code>
+. Status of my application no. _____ dated _____ as on date.
+. Name + designation of dealing officer assigned to my file.
+. Reasons for delay beyond the statutory timeline.
+. Copy of any noting / movement of my file in the past 30 days.
+. Likely date of disbursement / decision.
+</code>
+**Auto-fill the PIO + your case:** [[:rti-for-pmay-status|Open the AI RTI Drafter →]]
+**More schemes for you:** [[:audience:farmers|All farmers schemes]]
+===== Frequently asked questions =====
+==== I am landless. Can I still apply? ====
+Need land first. State govt provides plot under separate component (e.g., Indira Awaas Land scheme).
+==== Can I get more than Rs 1.3 lakh? ====
+No — that is the cap. State governments may add convergence funds (Pakka Char, etc.).
+==== How long to complete construction? ====
+months from first instalment. Extension possible with reasoning.
+==== Instalment stuck > 90 days? ====
+File RTI to BDO + DRDA. Use the AI RTI Drafter.
+===== Summary + next step =====
+<WRAP center round tip 90%>
+**Bottom line:** Rs 1.2 lakh (plain areas) / Rs 1.3 lakh (hilly + NE) direct grant to build a pucca house. Apply at **pmayg.nic.in**. If delayed beyond timeline, file an RTI — most cases clear within 15 days.
+  * **Apply now:** [[https://pmayg.nic.in|pmayg.nic.in]]
+  * **Step-by-step guide:** [[:how-to-apply:pmay-housing|Apply walkthrough]]
+  * **Documents needed:** [[:documents:pmay-application|Required documents]]
+  * **Track existing application:** [[:check-status:pmay-status|Status check]]
+  * **If delayed — RTI Drafter:** [[:rti-for-pmay-status|File RTI in 5 minutes]]
+  * **Browse all 150 yojanas:** [[:yojana:start|Sarkari Yojana index]]
+</WRAP>
+===== Related =====
+  * [[:yojana:start|All 150 Sarkari Yojanas]]
+  * [[:check-status:start|25 status-check guides]]
+  * [[:documents:start|30 documents-required checklists]]
+  * [[:how-to-apply:start|25 how-to-apply guides]]
+  * [[:rejection-recovery:start|16 rejection-recovery guides]]
+  * [[:audience:start|10 audience-hub schemes]]
+  * [[:helplines:start|32 helplines + grievance routes]]
+  * [[:citizen-rti-playbook|Full RTI Playbook]]
+===== Sources =====
+  * Official portal: pmayg.nic.in
+  * Issued by: Ministry of Rural Development
+  * Launched: 2016
+  * Citizen feedback via [[https://righttoinformation.wiki/tools/awaaz-rti.html|%%AwaazRTI%%]] (composite, identifying details removed)
+//Last reviewed: 26 April 2026.//
+{{tag>yojana sarkari-yojana pmay-gramin}}