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- ATM cash not dispensed but debited — RTI guide (2026)
- transaction failed, atm dispute, atm refund, atm rti) metatag-description=(ATM debited but no cash. Ba... und within T+5 working days under RBI guidelines. RTI to bank if delayed. * Auto-credit within T+5 work... ) }} ====== ATM cash not dispensed but debited — RTI guide (2026) ====== {{ :social:auto:banking-atm-... rking days. Beyond that: Rs 100/day compensation. RTI to bank if not auto-credited. </WRAP> ===== Key
- Credit card dispute — chargeback + RTI guide (2026)
- e, chargeback, credit card complaint, credit card rti) metatag-description=(Credit card dispute (unauth... billing error, fraud). Chargeback within 60 days. RTI to bank for transaction proof.) }} ====== Credit card dispute — chargeback + RTI guide (2026) ====== {{ :social:auto:banking-cred... nk investigates + files chargeback if applicable. RTI to bank for transaction proof + investigation rat
- Bank loan rejection — reasons + RTI route (2026)
- n, loan denied, loan rejection reasons, bank loan rti) metatag-description=(Bank loan rejected without specific reason. RTI to bank for rejection rationale + comparison data... ons:.) }} ====== Bank loan rejection — reasons + RTI route (2026) ====== {{ :social:auto:banking-bank... reasons (e.g., "credit policy") are insufficient. RTI to bank for specific rejection grounds. </WRAP>
- Banking Ombudsman complaint — 2026 guide
- e, online (cms.rbi.org.in), 30-90 day resolution. RTI to bank in parallel. </WRAP> ===== Key facts ===... andle ===== * BO acknowledges but no movement — RTI to BO secretariat for case allocation. * BO dec... lementing BO decision — file contempt petition or RTI for compliance. * Compensation denied — challen... under §16 of BO scheme. ===== If stuck — file an RTI ===== Most "delays" or "rejections" clear within
- Bank KYC issues — block, freeze, periodic update (2026)
- le since 2020 * Non-update = account frozen * RTI to bank for KYC criteria + periodic update schedu... handle ===== * Account frozen without notice — RTI for notification log. * Online KYC failing — bi... visit branch instead. * Repeated KYC requests — RTI for periodic schedule. * KYC denial — bank susp... clarify with documents. ===== If stuck — file an RTI ===== Most "delays" or "rejections" clear within
- RBI complaint — when bank ombudsman fails (2026)
- ndle ===== * RBIOS rejects "non-jurisdiction" — RTI for jurisdiction matrix. * No movement > 30 days — RTI to RBIOS secretariat. * Decision against — appe... RBI. * Bank not implementing — file contempt OR RTI for compliance status. ===== If stuck — file an RTI ===== Most "delays" or "rejections" clear within
- Banking Grievance + RTI Guides — ATM, loan rejection, ombudsman, RBIOS
- ispute, banking ombudsman, rbi complaint, banking rti) metatag-description=(6 banking guides for citizens. With RTI escalation route.) }} ====== Banking Grievance + RTI Guides — ATM, loan rejection, ombudsman, RBIOS ==... each with direct answer + step-by-step process + RTI escalation template if you get stuck. </WRAP> ==