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—rti-tds-credit-not-reflecting [2026/07/22 15:48] (current) – created - external edit 127.0.0.1
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 +{{htmlmetatags>metatag-keywords=(TDS not reflecting RTI, form 26AS AIS, deductor TAN RTI, income tax TDS dispute, TDS credit)&metatag-title=(TDS Not in Form 26AS or AIS? File One RTI)&metatag-description=(TDS deducted by employer / bank but not reflecting in Form 26AS / AIS? File an RTI under §6 RTI Act 2005 to Income Tax Dept. Free template.)|Ais}}
 +
 +
 +====== TDS not in Form 26AS / AIS? File one RTI ======
 +
 +{{ :social:auto:rti-tds-credit-not-reflecting.webp?direct&1200 |Social auto rti tds credit not reflecting}}
 +
 +
 +
 +<WRAP center round info 95%>
 +**Quick Reply:** TDS deducted by employer / bank but not reflecting in Form 26AS / AIS? File an RTI under §6 RTI Act 2005 to Income Tax Dept. Free template.
 +</WRAP>
 +
 +<WRAP info>
 +**Short version.** If your **employer / bank / payer** deducted TDS but it's not showing in your **Form 26AS / AIS / TIS** at incometax.gov.in, you cannot claim refund or credit. The fault is usually with the **deductor** (didn't file Form 26Q/24Q on time, wrong PAN, wrong amount). RTI to the **PIO of the jurisdictional ITO + parallel TDS-CPC** with **₹10 fee** legally forces a written reply within **30 days** under §7(1) RTI Act 2005.
 +</WRAP>
 +
 +===== A real story =====
 +
 +Vandana's bank deducted ₹14,000 TDS on FD interest in FY 2024-25. **Not in Form 26AS** at filing time. ITR refund stuck.
 +
 +She filed RTI to **TDS-CPC + her bank's TAN PIO**. **20 days later** TDS-CPC confirmed: bank's Q4 26Q return had her PAN typo'd. Bank corrected; TDS reflected; refund processed.
 +
 +===== Statute =====
 +- **Income Tax Act 1961** §192-194 (TDS), §200 (return filing), §201 (deductor liability).
 +- **CBDT Circulars on Form 26AS / AIS**.
 +- §6(1) + §7(1) RTI Act.
 +
 +===== Copy-ready RTI =====
 +<code>
 +To, PIO, Income Tax (TDS-CPC) / Jurisdictional Assessing Officer
 +[+ Bank/Employer TDS Cell PIO], [Address]
 +
 +Subject: §6(1) RTI Act — TDS credit not reflecting in Form 26AS
 +
 +   Taxpayer name  : [Name]
 +   PAN            : [10-digit]
 +   AY             : 2025-26
 +   Deductor name  : [Bank / Employer name + TAN]
 +   Deduction date : DD-MM-YYYY
 +   TDS amount     : ₹___
 +   Section        : 192 / 194A / 194H / 194I / etc.
 +
 +Please provide:
 +   1. Whether the deductor filed Form 26Q/24Q for the relevant
 +      quarter on time.
 +   2. PAN, amount, and section under which TDS was reported.
 +   3. Reason for non-reflection in my Form 26AS / AIS.
 +   4. Procedure to compel deductor under §201 / §272A.
 +   5. Refund processing timeline once reflected.
 +   6. Name + designation of dealing officer at TDS-CPC.
 +
 +Citizen of India.
 +Fee: ₹10 IPO/DD enclosed.
 +[Name + signature + address + date]
 +</code>
 +
 +===== Step-by-step =====
 +- File via **rtionline.gov.in → Income Tax Dept** (Central).
 +- ₹10 fee.
 +- 30-day deadline.
 +- Parallel: file with deductor; CBDT also has online TDS-mismatch grievance.
 +- First Appeal → CIT (FAA); Second Appeal → CIC.
 +
 +===== Common scenarios =====
 +- Wrong PAN by deductor → corrected return.
 +- Quarter return not filed → §201 default + interest.
 +- TDS on FD but amount lower than tax slab → refund procedure.
 +- Foreign TDS via DTAA → separate procedure.
 +- TRACES password issues → RTI to NSDL.
 +
 +===== Case law =====
 +- **//Hindustan Coca-Cola Beverages v. CIT//, (2007) 11 SCC 251** — Deductor primary liability.
 +- CIC //TDS-CPC v. Citizen// (2018) — disclosure of deductor return status.
 +
 +===== FAQs =====
 +==== Can I file ITR without the TDS in 26AS? ====
 +Yes — claim it; IT Dept will verify and ask deductor.
 +==== Time limit for deductor correction? ====
 +Within FY ideally; later via revised return.
 +==== Penalty on deductor? ====
 +§201 — interest 1% + 1.5% per month + §272A penalty.
 +
 +===== Conclusion =====
 +TDS mismatch = stuck refund. RTI compels both deductor + dept.
 +
 +**File the RTI.**
 +
 +===== Sources =====
 +- Income Tax Act 1961 §192-201, §272A.
 +- //Hindustan Coca-Cola Beverages v. CIT// (2007).
 +
 +//Last reviewed: 24 April 2026.//
 +
 +===== 🔗 Related guides =====
 +  * [[:apply-tan-tds-deduction-2026|How to apply for TAN (Tax Deduction Account Number) — complete 2026 guide]]
 +  * [[:link-pan-aadhaar-online-2026|How to link PAN with Aadhaar online — complete 2026 guide]]
 +  * [[:rti-aadhaar-update-not-reflected|Aadhaar update stuck? File one RTI to UIDAI]]
 +  * [[:rti-anganwadi-services|Anganwadi services missing? File one RTI]]
 +  * [[:rti-atal-pension-yojana|Atal Pension Yojana (APY) issue? File one RTI]]
 +
 +{{tag>tds form-26AS AIS income-tax cbdt traces deductor citizen-rti section-6-1}}