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The working reference for India's Right to Information Act, 2005.

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—rti-for-money-and-schemes [2026/04/21 01:30] (current) – created - external edit 127.0.0.1
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 +{{htmlmetatags>metatag-keywords=(rti for money india,rti for schemes,rti subsidy,rti dbt,rti pfms,rti pension,rti for pf,rti for mnrega,rti scheme status,rti money 2026)&metatag-description=(Pillar hub — the Right to Information Act, 2005, for money and welfare schemes. PM-KISAN, PMAY, NSAP pensions, scholarships, EPFO, DBT — every sanction, every UTR, every beneficiary list, in one place.)}}
 +
 +{{page>snippets:dpdp-banner}}
 +
 +====== Pillar 4 — RTI for Money & Schemes ======
 +
 +{{ :social:auto:pillar-money.png?direct&1200 |Pillar — RTI for money and schemes — RTI Wiki}}
 +
 +<WRAP info>
 +**In one line.** When a government scheme promises money — Rs. 2,000 of PM-KISAN, Rs. 1.30 lakh of PMAY-G, Rs. 6,000 of pre-matric scholarship, Rs. 500 of widow pension — a trail of files, sanctions, PFMS transfers and beneficiary lists sits behind it. RTI gives every citizen access to that trail, in 30 days, for Rs. 10.
 +
 +**What you'll find.**
 +  * Tracker for **central** schemes (PM-KISAN, PMAY, Ayushman Bharat, scholarship).
 +  * Tracker for **state** schemes (widow / old-age / disability pension, Ujjwala, Jal Jeevan Mission).
 +  * Tracker for **PF / EPS / pension** flows.
 +  * Generalised guide for **any** scheme not covered.
 +</WRAP>
 +
 +<div didyouknow>
 +**Did you know?** Nearly **99% of central scheme payments** since 2022 route through **PFMS** — the Public Financial Management System. Every payment has a unique UTR. A single RTI can extract that UTR, after which the bank has no way to deny the transfer.
 +</div>
 +
 +===== Start here =====
 +
 +  * [[:rti-for-government-scheme-delay|Scheme benefits not received — full RTI guide]].
 +  * [[:rti-for-pf-pension-delay|PF / EPS pension delayed — RTI to EPFO]].
 +
 +===== Tracking public spending =====
 +
 +  * [[:rti-to-track-government-spending|Track government spending in your area]] — budgets, tenders, audits.
 +  * [[:rti-to-track-public-projects|Track public projects]] — roads, bridges, housing, metros.
 +
 +===== Specific money trails =====
 +
 +  * **PM-KISAN** — RTI to Dept of Agriculture & Farmers Welfare; state dept nodal officer.
 +  * **PMAY-G / PMAY-U** — RTI to Ministry of Rural Development / MoHUA; district level DRDA / Urban Development Authority.
 +  * **NSAP (Old Age / Widow / Disability pension)** — RTI to State Social Welfare Department.
 +  * **Ayushman Bharat** — RTI to National Health Authority; State Health Agency.
 +  * **MGNREGA wages** — RTI to Block Programme Officer (Rural Development).
 +  * **Ujjwala** — RTI to Oil Marketing Company + Ministry of Petroleum.
 +  * **Scholarships (NSP / State)** — RTI to Ministry of Social Justice / State Welfare Dept.
 +  * **Subsidies (LPG, fertiliser)** — RTI to the concerned ministry / OMC.
 +  * **EPFO** — regional-office specific RTI.
 +
 +Use the detailed [[:rti-for-government-scheme-delay|scheme-delay guide]] for the exact procedure for each.
 +
 +===== The three-layer approach for money flows =====
 +
 +  - **Layer 1.** Implementing office (block, school, hospital, gram panchayat). They hold the sanction file.
 +  - **Layer 2.** Sanctioning office (district / state department). They release the funds.
 +  - **Layer 3.** PFMS / Treasury / Bank. They effect the transfer.
 +
 +Start at Layer 1; escalate only if needed.
 +
 +===== The five money-flow questions =====
 +
 +Every good money RTI includes these five:
 +
 +  - Current status and officer holding the file.
 +  - Sanction order copy (signed).
 +  - PFMS UTR / Fund Transfer Order number.
 +  - Bank branch and IFSC — where transfer was attempted.
 +  - Reason for non-credit, with the clause of scheme guidelines.
 +
 +If a system is really broken, these five questions make it visible.
 +
 +===== Shared template =====
 +
 +<code>
 +To,
 +The Public Information Officer,
 +[Department / Office for the Scheme],
 +[Address]
 +
 +Subject: RTI Act, 2005 — non-receipt of benefit under [Scheme].
 +
 +Sir/Madam,
 +
 +I, [Full Name], citizen of India, resident of [Full Address], submit this request:
 +
 +Scheme: ________
 +Beneficiary / Application ID: ________
 +Bank Account (last 4 digits): XXXX
 +Aadhaar (last 4 digits): XXXX
 +Financial Year: ________
 +
 +Please provide:
 +1. Current status of my record under the scheme.
 +2. Sanction order with officer name.
 +3. PFMS UTR / FTO reference for each installment.
 +4. Bank IFSC where transfer was attempted; reason for rejection, if any.
 +5. If suspended / rejected, exact clause and officer name.
 +6. Aadhaar / NPCI seeding status.
 +7. Nodal officer for the scheme at district level.
 +8. FAA contact.
 +
 +I enclose Rs. 10 IPO, declaring I am an Indian citizen.
 +
 +Yours faithfully,
 +[Name, signature, date]
 +</code>
 +
 +===== How this pillar fits =====
 +
 +  * **Personal file (passport, PF)** → [[:rti-for-daily-life|Pillar 1]].
 +  * **Community spending or projects** → [[:rti-for-community|Pillar 2]].
 +  * **Student / scholarship** → [[:rti-for-students-and-youth|Pillar 3]].
 +  * **Learn the Act** → [[:rti-mastery|Pillar 5]].
 +
 +===== Last reviewed on =====
 +
 +21 April 2026.
 +
 +{{tag>rti schemes money subsidy pillar}}
  
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rti-for-money-and-schemes.txt · Last modified: by 127.0.0.1