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+{{htmlmetatags>
+metatag-keywords=(rti fasal bima claim, pmfby claim delayed, fasal bima rejection rti, crop insurance claim stuck)
+metatag-description=(RTI template for delayed PMFBY (Pradhan Mantri Fasal Bima Yojana) crop insurance claims. To Insurance Company + DLMC + State Agriculture Dept.)
+}}
+====== RTI for delayed PMFBY crop insurance claim (2026) ======
+{{ :social:auto:rti-for-fasal-bima-claim.png?direct&1200 }}
+<WRAP info>
+**Quick answer:** PMFBY claims must be paid within 60 days of yield assessment under PMFBY Operational Guidelines. If delayed, file RTI to the empanelled insurance company + District Level Monitoring Committee (DLMC) + State Agriculture Department.
+</WRAP>
+===== Statutory framework =====
+Under PMFBY Operational Guidelines (Ministry of Agriculture & Farmers Welfare, revised 2020), claim settlement timeline is:
+  * **Yield assessment** — 30 days post-harvest via crop-cutting experiments
+  * **Claim calculation** — 15 days post-yield assessment
+  * **Settlement** — 30 days post-claim calculation
+  * **Total** — 60-90 days post-harvest
+If delayed, insurer pays 12% interest per annum on the delayed amount.
+===== Where to file =====
+  * **Empanelled insurance company** (e.g., AIC, IFFCO-Tokio, HDFC ERGO, Universal Sompo, etc.) — RTI under §6(1)
+  * **District Level Monitoring Committee (DLMC)** — chaired by District Collector
+  * **State Agriculture Department / Block Agriculture Officer**
+===== Template (copy + adapt) =====
+<code>
+To,
+The Public Information Officer,
+[Insurance Company Name] / Block Agriculture Officer / DLMC, [District]
+Subject: Application under §6(1) of the Right to Information Act, 2005
+Sir / Madam,
+I am seeking the following information regarding my PMFBY crop insurance claim for [crop name], season [Kharif / Rabi] [year]:
+. Status of yield assessment for my insured plot (Khasra no. _____, Village _____, Tehsil _____, District _____) — date of crop-cutting experiment + measured yield.
+. Threshold yield + actual yield + claim amount calculated for my plot.
+. Reasons for delay in claim settlement beyond the statutory 60 days from yield assessment.
+. Date of claim payment, if any made; OR likely date of payment.
+. Number of similar PMFBY claims (same crop, same district, same season) settled vs pending, with age-wise breakdown.
+. Name + designation of the insurance company official + DLMC representative + State Nodal Officer assigned to PMFBY for [district / state].
+I enclose Rs 10 RTI fee.
+Yours faithfully,
+[Name]
+[Address]
+[Aadhaar / Bank Account Number for cross-verification]
+[Date]
+</code>
+===== Common reasons claims get stuck =====
+  * Yield assessment delayed by ATMA / KVK
+  * Crop-cutting experiment dispute
+  * Aadhaar-bank linkage failure
+  * State subsidy share not released
+  * Insurance company solvency / processing capacity
+  * Notification missing for that crop / area
+===== Escalation =====
+  * **30 days no reply** — first appeal under §19(1)
+  * **DLMC** — file written grievance with District Collector
+  * **State Agriculture Dept** — Sansad / Vidhan Sabha members can refer matter
+  * **CPGRAMS** — pgportal.gov.in, ministry "Agriculture & Farmers Welfare"
+===== Use the AI RTI Drafter =====
+[[https://righttoinformation.wiki/tools/ai-rti-draft-app.html|Open the AI RTI Drafter →]] for auto-fill of insurance company + DLMC details.
+===== Related =====
+  * [[:yojana:pmfby-fasal-bima|Full PMFBY scheme guide]]
+  * [[:audience:farmers|All farmer schemes]]
+  * [[:helplines:start|Helplines + grievance routes]]
+  * [[:citizen-rti-playbook|Full RTI Playbook]]
+//Last reviewed: 26 April 2026.//
+{{tag>rti-template fasal-bima crop-insurance pmfby farmers}}

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