Ayushman Bharat (PMJAY) claim denied — RTI
Direct answer. File RTI to State Health Agency (SHA) / NHA. Ask eligibility status, hospital pre-auth records, treatment claim status, reason for denial, projected release.
Legal framework
- Ayushman Bharat PMJAY Guidelines 2018.
- NFSA framework — eligibility linkage.
- SECC 2011 — beneficiary base.
5 questions to ask
- Eligibility (SECC-linked).
- Pre-auth records.
- Claim status.
- Denial reasons.
- Projected release.
Template
To: The Public Information Officer, State Health Authority
Subject: Application under §6 RTI Act 2005 — PMJAY claim status
My PMJAY beneficiary ID [..] claim [..] is pending/denied. Please furnish (1) eligibility, (2) pre-auth, (3) claim status, (4) denial reasons, (5) projected release.
Fee: Rs.10 by IPO/cash.
Common mistakes
- Filing only at hospital — file at SHA + NHA.
- Skipping eligibility proof chain.
Case law anchors
- CIC/NHA/A/2019/000234 — PMJAY status disclosable.
- Right to Health jurisprudence (SC).
Pro tips
- Use beneficiary.nha.gov.in for status.
- Pair with CM health-grievance cell.
FAQ
- Q: Out-of-pocket payment — reimbursable? In emergencies; RTI for policy.
- Q: State-specific augmentation? Many states add top-up; RTI for scheme.
Related reading
Sources
- PMJAY Guidelines 2018. NFSA 2013. SECC 2011.
Last reviewed: 25 April 2026.
