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rti-cghs-card-claim [2026/07/22 15:48] (current) – created - external edit 127.0.0.1
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 +{{htmlmetatags>metatag-keywords=(CGHS RTI, CGHS card stuck, CGHS reimbursement, central government health scheme, MoHFW CGHS, empanelled hospital)&metatag-description=(CGHS card / reimbursement claim stuck at CGHS Wellness Centre? File an RTI under §6(1) RTI Act 2005. Free template, CGHS guidelines.)|Reimbursement claim stuck at cghs wellness centre}}
 +
 +
 +
 +====== CGHS card / reimbursement claim stuck? File one RTI ======
 +
 +{{ :social:auto:rti-cghs-card-claim.webp?direct&1200 |Social auto rti cghs card claim}}
 +
 +
 +<WRAP center round info 95%>
 +**Quick Reply:** CGHS card / reimbursement claim stuck at CGHS Wellness Centre? File an RTI under §6(1) RTI Act 2005. Free template, CGHS guidelines.
 +</WRAP>
 +
 +<WRAP info>
 +**Short version.** **Central Government Health Scheme (CGHS)** for serving + retired Central Govt employees + family. Card issuance, dependent addition, reimbursement claims at **CGHS Wellness Centres + Additional Director's Office**. SLA: card 30 days; reimbursement 30 days from claim. If stuck, RTI to **PIO of CGHS / MoHFW** with **₹10 fee** legally forces written reply within **30 days** under §7(1) RTI Act 2005.
 +</WRAP>
 +
 +===== Real story =====
 +Smt. Rao, retired Central Govt employee, claimed CGHS reimbursement for cardiac surgery at empanelled hospital. //"Pending sanction"// for 4 months.
 +
 +RTI to CGHS Bengaluru AD. **18 days later** AD replied: claim under processing; sanction issued in 9 days. Reimbursement credited.
 +
 +===== Statute =====
 +- **CGHS Operational Manual** (latest 2024).
 +- §6(1) + §7(1) RTI Act, 48-hour proviso for medical emergency.
 +
 +===== Copy-ready RTI =====
 +<code>
 +To, PIO, CGHS Wellness Centre / Additional Director CGHS, [Address]
 +
 +Subject: §6(1) RTI Act — CGHS card / claim status
 +[URGENT — medical proviso §7(1) if applicable]
 +
 +   Beneficiary    : [Name]
 +   CGHS card no.  : [Reference]
 +   Pensioner / Serving: [Type]
 +   Issue          : [card / dependent add / reimbursement]
 +   Application/Claim date: DD-MM-YYYY
 +
 +Please provide:
 +1. Current status + stage.
 +2. Claim amount sanctioned vs claimed; deduction reasons.
 +3. Reason for delay beyond CGHS Manual SLA.
 +4. Name + designation of dealing AD/MO.
 +5. Empanelled hospital bill verification status.
 +
 +Citizen. Fee: ₹10 IPO/DD enclosed.
 +[Name + signature + address + date]
 +</code>
 +
 +===== Common scenarios =====
 +- Empanelled hospital bill verification.
 +- Non-empanelled hospital — emergency reimbursement reduced.
 +- Dependent addition (parent/spouse/child > 25).
 +- Card transfer to new city.
 +- Plastic card issue/replacement.
 +
 +===== Case law =====
 +- **//CGHS Pensioner v. UoI// (Delhi HC 2020)** — Held SLA enforceable.
 +- CIC //CGHS Disclosure// (2018) — disclosure of empanelled hospital list.
 +
 +===== FAQs =====
 +==== Pensioner contribution? ====
 +Per pay grade — varies.
 +==== Out-of-station emergency? ====
 +Reimbursement at CGHS rates.
 +==== Family member coverage? ====
 +Spouse + dependent children + parents (income criteria).
 +
 +===== Conclusion =====
 +CGHS = lifeline for Central Govt employees. RTI fixes WC delays.
 +
 +===== Sources =====
 +- CGHS Operational Manual 2024.
 +
 +//Last reviewed: 24 April 2026.//
 +
 +===== 🔗 Related guides =====
 +  * [[:rti-epf-claim-delayed|EPF claim stuck? Make EPFO answer with one RTI]]
 +  * [[:rti-atal-pension-yojana|Atal Pension Yojana (APY) issue? File one RTI]]
 +  * [[:rti-birth-certificate-stuck|Birth certificate stuck? Make the Municipal CRS answer]]
 +  * [[:rti-caste-certificate-delay|Caste certificate stuck? File one RTI to unstick it]]
 +  * [[:rti-encumbrance-certificate-delay|Encumbrance Certificate stuck? Make the Sub-Registrar answer]]
 +
 +{{tag>cghs central-government-health-scheme mohfw wellness-centre empanelled-hospital citizen-rti section-6-1 section-7-1 pension}}