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pio-section-8-1-e-fiduciary [2026/04/24 17:13] (current) – created - external edit 127.0.0.1
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 +{{htmlmetatags>metatag-keywords=(pio, section, fiduciary, RTI Act, RTI Wiki)&metatag-description=(Section 8(1)(e) — Fiduciary Relationship — PIO Framework — Part of the PIO / FAA Knowledge Base.)|Faa knowledge base.)}}
 +
 +
 +====== Section 8(1)(e) — Fiduciary Relationship — PIO Framework ======
 +
 +
 +
 +<WRAP center round tip 95%>
 +**Need help drafting this RTI?** Use our free **[[:tools:rti-assistant|RTI Assistant]]** — describe your problem, get a ready-to-file Section 6(1) application with your name and address pre-filled. Also handles First Appeal and Second Appeal to the CIC/SIC.
 +</WRAP>
 +
 +{{page>_snippets:dpdp-banner|Page> snippets dpdp banner}}
 +
 +Part of the **[[:pio-faa-knowledge-base|PIO / FAA Knowledge Base]]**.
 +
 +<WRAP center round info 95%>
 +**In one line.** A fiduciary relationship requires **choice + trust + benefit of the provider** — lawyer/client, doctor/patient, banker/customer, trustee/beneficiary. Information submitted to a public authority under a statutory requirement, employee service records held by the employer, and exam-answer-scripts are **not** fiduciary.
 +</WRAP>
 +
 +===== Statutory text =====
 +
 +>//Information available to a person in his fiduciary relationship, unless the competent authority is satisfied that the larger public interest warrants the disclosure.//
 +
 +===== What it means in practice =====
 +
 +A fiduciary relationship requires **choice + trust + benefit of the provider** — lawyer/client, doctor/patient, banker/customer, trustee/beneficiary. Information submitted to a public authority under a statutory requirement, employee service records held by the employer, and exam-answer-scripts are **not** fiduciary.
 +
 +===== Case law =====
 +
 +  * //CBSE v. Aditya Bandopadhyay//, (2011) 8 SCC 497 — evaluated answer scripts are **not** fiduciary; scores are disclosable.
 +  * //RBI v. Jayantilal Mistry//, (2016) 5 SCC 136 — the regulator-regulated relationship is not fiduciary.
 +  * //ICAI v. Shaunak Satya//, (2011) 8 SCC 781 — examiner identity and model answers are fiduciary.
 +
 +===== PIO takeaway =====
 +
 +Record why the specific record qualifies as fiduciary. Statutory compliance, employment, or regulation alone do not meet the test.
 +
 +===== Quick Answer: §8(1)(e) Fiduciary =====
 +
 +  * **Trigger** — information held in a fiduciary relationship is exempt.
 +  * **Test** — choice, trust, and benefit of the provider (not the holder).
 +  * **NOT fiduciary** — examiner/examinee, regulator/regulated, statutory submissions, employee service records.
 +  * **IS fiduciary** — lawyer/client, doctor/patient, trustee/beneficiary, examiner's working notes for moderation (//Shaunak Satya//).
 +  * **Override** — §8(2) public interest.
 +
 +===== When Is §8(1)(e) Valid? =====
 +
 +^ Request ^ Fiduciary? ^ Outcome ^
 +| Examination answer-scripts and own marks | **No** | Disclose — //Aditya Bandopadhyay// (SC 2011) |
 +| Examiner's moderation working notes | **Yes** | Protected — //Shaunak Satya// (SC 2011) |
 +| RBI regulatory inspection reports of banks | **No** | Disclose — //Jayantilal Mistry// (SC 2015) |
 +| Individual bank customer account details | **Yes** | Protected — fiduciary bank-customer (qualified by //HDFC v. CIC// 2020) |
 +| Employee service records held by employer | **No** | Not fiduciary — //Deshpande// and progeny |
 +| Insurance claim file (insurer is public authority) | **Yes** | Fiduciary insurer-insured |
 +| Cabinet confidentiality / collegium documents | **No** | §8(1)(i), not §8(1)(e) |
 +| Information submitted under a statute by compulsion | **No** | Not fiduciary — absence of "choice" |
 +
 +===== PIO Decision Framework — §8(1)(e) =====
 +
 +  - **Is the provider's submission voluntary or compelled by law?** Compelled = not fiduciary.
 +  - **Was the information given for the provider's own benefit?** If not, not fiduciary.
 +  - **Was there choice of confidant?** Statutory monopoly provider means no choice.
 +  - **Does the holder owe a higher duty of care?** Lawyer / doctor / trustee — yes.
 +  - **Is there §8(2) public interest override?** Record reasoning either way.
 +
 +===== Landmark case law =====
 +
 +  * **//Central Board of Secondary Education v. Aditya Bandopadhyay//** (SC 2011) — examiner-examinee is NOT fiduciary; candidates can inspect own answer-scripts.
 +  * **//Institute of Chartered Accountants v. Shaunak Satya//** (SC 2011) — examiner's moderation notes ARE fiduciary and exempt.
 +  * **//Reserve Bank of India v. Jayantilal Mistry//** (SC 2015) — regulator-regulated is NOT fiduciary; RBI inspection reports of banks are disclosable.
 +  * **//HDFC Bank v. CIC//** (SC 2020) — qualified //Jayantilal Mistry// on individual customer account data.
 +  * **//Girish Ramchandra Deshpande v. CIC//** (SC 2013) — service records not strictly fiduciary; §8(1)(j) applies.
 +
 +===== FAQs =====
 +
 +**Q1. Are an employee's own service records fiduciary?**
 +
 +No. Service records are held by the employer in an employer-employee relationship, not in fiduciary capacity. An employee can access their own record directly under §2(f).
 +
 +**Q2. Are bank inspection reports fiduciary?**
 +
 +No. The Supreme Court in //Jayantilal Mistry// held that the RBI and a commercial bank are in a regulator-regulated relationship, which is not fiduciary.
 +
 +**Q3. What about an examiner's scoring?**
 +
 +The examiner-examinee relationship is not fiduciary (//Aditya Bandopadhyay//). But internal moderation working notes are fiduciary (//Shaunak Satya//).
 +
 +**Q4. Does public interest override §8(1)(e)?**
 +
 +Yes. §8(2) permits disclosure if public interest in disclosure outweighs the harm to the protected relationship. The PIO must record this balancing in writing.
 +
 +**Q5. Is the lawyer-client privilege fiduciary under §8(1)(e)?**
 +
 +Yes. But legal advice rendered by in-house government counsel in their official capacity, on matters of public policy, can lose privilege post-decision. Case-by-case.
 +
 +===== What Should You Do Next? =====
 +
 +  * **Sibling exemption frameworks:** [[:pio-section-8-1-j-framework|§8(1)(j) personal information]] · [[:pio-section-11-third-party|§11 third-party procedure]].
 +  * **Answer-script RTIs specifically:** see illustrations in [[:pio-rti-reply-guide|PIO Reply Guide — nine templates]].
 +  * **Bank/finance RTIs:** [[:pio-banking-financial-rti|Banking & financial records under RTI]].
 +  * **Full Act section text:** [[:act:section-8|Section 8 of the RTI Act]].
 +  * **Case-law search:** [[:cases|310+ RTI rulings database]].
 +
 +===== Deep dive =====
 +
 +  * **[[:explanations:grounds-for-rejection#e-fiduciary-relationship|Full treatment on the Grounds for RTI rejection page]]**
 +  * **[[:pio-rti-reply-guide|PIO RTI Reply Guide]]** — how to write a reasoned reply that passes First Appeal review.
 +  * **[[:pio-faa-knowledge-base|PIO / FAA Knowledge Base]]** — the hub.
 +
 +===== Related reading =====
 +
 +  * [[:act:section-8#8-1-e|§e of the Act]]
 +  * [[:explanations:grounds-for-rejection|All 10 grounds for RTI rejection]]
 +  * [[:faa-appellate-review-checklist|FAA appellate-review checklist]]
 +  * [[:faa-first-appeal-timelines|First Appeal timelines]]
 +  * [[:pio-rti-reply-guide|PIO RTI Reply Guide]]
 +  * [[:why-rti-gets-rejected|Why RTI gets rejected]]
 +
 +===== Sources =====
 +
 +  * Right to Information Act, 2005 — §8-1-e
 +  * Cases cited above (Supreme Court of India and High Courts)
 +  * Digital Personal Data Protection Act, 2023 — §44(3)
 +
 +----
 +
 +//Last reviewed: 24 April 2026.//
 +
 +{{tag>pio-faa section-8-1-e rti framework}}
  
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pio-section-8-1-e-fiduciary.txt · Last modified: by 127.0.0.1

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