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| — | pension:start [2026/07/03 02:47] (current) – created - external edit 127.0.0.1 |
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| | {{htmlmetatags> |
| | metatag-keywords=(pension delay, eps 95, nps pension, nsap pension, state government pension, pension rti) |
| | metatag-title=(Pension Delays EPS 95 NPS NSAP APY India 2026)&metatag-description=(5 pension guides for citizens — EPS-95, NPS, NSAP, APY and state pensions, each with a direct answer and RTI escalation route.) |
| | }} |
| |
| | ====== Pension Delays — EPS-95, NPS, NSAP, APY, state govt pension ====== |
| | |
| | <WRAP info> |
| | **5 pension guides** — each with direct answer + step-by-step process + RTI escalation template if you get stuck. |
| | </WRAP> |
| | |
| | ===== Index ===== |
| | |
| | * [[:pension:eps-95-pension-delay|EPS-95 pension delay]] — EPS-95 (Employees' Pension Scheme 1995): pension after 58. PPO (Pension Payment Order) issued post-retirement. Delay > 6... |
| | * [[:pension:nps-pension-issues|NPS pension issues]] — NPS at maturity (age 60): 60% lump-sum + 40% annuity (mandatory). Pre-mature exit allowed in limited cases. PFRDA regula... |
| | * [[:pension:nsap-pension-delay|NSAP pension delay (Old Age, Widow, Disability)]] — NSAP (National Social Assistance Programme): three pensions — IGNOAPS, IGNWPS, IGNDPS. Rs 200-500/month. State adds top-... |
| | * [[:pension:atal-pension-delay|Atal Pension Yojana (APY)]] — APY managed by PFRDA. Auto-debit failure = penalty. Pension begins on 60th birthday. Pre-60 exit limited (terminal illne... |
| | * [[:pension:government-pension-state|State government pension]] — State govt pension governed by state Pension Rules. Pre-2004 hires: OPS (defined benefit). Post-2004: NPS. Delays / disp... |
| | |
| | ===== Stuck? File an RTI ===== |
| | Every page above ends with an **RTI escalation template** — most stuck cases clear within 15 days of an RTI being filed. |
| | |
| | * **AI RTI Drafter:** [[https://righttoinformation.wiki/tools/ai-rti-draft-app.html|Auto-fill PIO + Act sections]] |
| | * **Helplines + grievance:** [[:helplines:start|32 helplines]] |
| | * **Browse all yojanas:** [[:yojana:start|Sarkari Yojana index]] |
| | * **Audience hubs:** [[:audience:start|10 audience-hub guides]] |
| | |
| | //Last reviewed: 26 April 2026.// |
| | |
| | {{tag>pension landing-page}} |