| |
| — | government-schemes:start [2026/06/03 17:01] (current) – created - external edit 127.0.0.1 |
|---|
| | {{htmlmetatags>metatag-keywords=(government schemes India 2026, PM Kisan apply, PMAY apply, Ayushman Bharat apply, MGNREGA job card, Atal Pension Yojana, Sukanya Samriddhi, Mudra loan, ABRY, RTI for scheme, government scheme tracker, scheme status check) |
| | metatag-description=(India government-schemes command desk 2026: 50+ apply-and-track guides for PMAY, PM-KISAN, Ayushman, MGNREGA, APY. Free, no login. RTI for installment delay.)}} |
| | |
| | ====== Government Schemes — Apply + Track Desk (India 2026) ====== |
| | |
| | This is the government-schemes command desk for India 2026. You will find 50+ citizen-tested apply-and-track guides spanning housing, health, pension, insurance, employment, agriculture, women and child welfare, and education-loan schemes. Every guide is free, no login, no payment. The legal spine is the **RTI Act 2005 (Sections 6, 7 and the 30-day reply rule)**, **CPGRAMS** for non-RTI grievances, sectoral statutes like the **MGNREGA Act 2005**, **PMJAY guidelines 2018**, **PMAY-U / G guidelines**, and the **DBT-Mission Ordinance** for direct-benefit-transfer accountability. |
| | |
| | <WRAP center round info 95%> |
| | **Quick Answer — the 4-minute citizen drill if a scheme installment is stuck:** |
| | (1) Check the official status portal (pmkisan.gov.in / pmayg.nic.in / iay.nic.in / nsap.nic.in / mgnregaweb / pfms.nic.in). (2) File **CPGRAMS** at pgportal.gov.in with screenshots and Aadhaar masking. (3) File an **RTI under Section 6 RTI Act 2005** to the implementing department asking for sanction order, installment ledger and PFMS UTR. (4) Escalate via First Appeal under **Section 19 RTI Act** if no reply in 30 days. |
| | </WRAP> |
| | |
| | ===== In this hub ===== |
| | |
| | * Housing — PMAY-U, PMAY-G, Awas Plus |
| | * Health and insurance — PMJAY, ABHA, PMSBY, PMJJBY, AVVY |
| | * Pension — APY, NSAP, PMVVY, EPS, OPS vs NPS |
| | * Income support — PM-KISAN, PMMVY, NSAP |
| | * Employment and skilling — MGNREGA, PMKVY, NAPS, ABRY |
| | * Loans for citizens and MSMEs — Mudra, Stand-Up India, PMEGP, Vishwakarma |
| | * Agriculture and farmers — PMFBY, KCC, Soil Health |
| | * Women and child welfare — PMMVY, BBBP, Sukanya, Vishwakarma |
| | * Tax and savings — SCSS, PPF, Sukanya, Form 15G/H |
| | * RTI for stuck installments and scheme delays |
| | |
| | ===== Housing — PMAY-U, PMAY-G, Awas Plus ===== |
| | |
| | PMAY-U CLSS gives an interest subsidy up to ₹2.67 lakh; PMAY-G targets rural beneficiaries via SECC 2011. Section 4 RTI mandates the gram panchayat to display the beneficiary list. |
| | |
| | * [[:apply-pmay-urban-gramin-2026|Apply for PMAY-U / PMAY-G]] |
| | * [[:apply-pradhan-mantri-awas-plus-2026|Apply for PM-Awas Plus]] |
| | * [[:apply-home-loan-pmay-clss-2026|Home loan + PMAY-CLSS]] |
| | * [[:pmay-2026-complete-guide|PMAY 2026 — complete guide]] |
| | * [[:pmay-status-check-with-aadhar|PMAY status check with Aadhaar]] |
| | * [[:pmayg-nic-in-beneficiary-list-2026|PMAY-G beneficiary list]] |
| | * [[:pmay-beneficiary-list|PMAY beneficiary list]] |
| | * [[:rti-for-pmay-installment|RTI for PMAY installment]] |
| | * [[:rti-for-pmay-status|RTI for PMAY status]] |
| | * [[:rti-pmay-application-stuck|RTI when PMAY application is stuck]] |
| | |
| | ===== Health and insurance — PMJAY, ABHA, PMSBY, PMJJBY, AVVY ===== |
| | |
| | PMJAY entitles ₹5 lakh hospitalisation per family per year; **PMJAY Guidelines 2018** plus state SOPs govern empanelled-hospital admission. |
| | |
| | * [[:apply-ayushman-bharat-pmjay-card-2026|Apply for Ayushman Bharat PMJAY card]] |
| | * [[:apply-ayushman-bharat-abha-card-2026|Apply for ABHA card]] |
| | * [[:apply-ayushman-vay-vandana-yojana-70-2026|Apply for Ayushman Vay Vandana 70+]] |
| | * [[:apply-pmsby-pmjjby-life-insurance-2026|Apply for PMSBY / PMJJBY life insurance]] |
| | * [[:apply-cghs-card-central-govt-employee-2026|Apply for CGHS card]] |
| | * [[:apply-echs-ex-servicemen-health-2026|Apply for ECHS — ex-servicemen]] |
| | * [[:apply-niramaya-disability-insurance-2026|Apply for Niramaya disability insurance]] |
| | * [[:apply-rashtriya-arogya-nidhi-cancer-2026|Apply for Rashtriya Arogya Nidhi — cancer]] |
| | * [[:apply-pmnrf-prime-minister-relief-fund-medical-2026|PMNRF medical relief]] |
| | * [[:apply-cm-relief-fund-medical-2026|CM relief fund — medical]] |
| | * [[:find-pmjay-empanelled-hospital-2026|Find a PMJAY empanelled hospital]] |
| | * [[:rti-for-ayushman-bharat-claim|RTI for Ayushman Bharat claim]] |
| | |
| | ===== Pension — APY, NSAP, PMVVY, EPS, OPS vs NPS ===== |
| | |
| | APY pays ₹1,000–₹5,000 monthly post-60 against contributions from age 18–40; **PFRDA Act 2013** governs. |
| | |
| | * [[:apply-atal-pension-yojana-2026|Apply for Atal Pension Yojana]] |
| | * [[:apply-old-age-pension-nsap-state-2026|Apply for NSAP old-age pension]] |
| | * [[:apply-widow-pension-ignwps-2026|Apply for widow pension IGNWPS]] |
| | * [[:apply-pmvvy-pradhan-mantri-vaya-vandana-yojana-2026|Apply for PMVVY]] |
| | * [[:apply-jeevan-pramaan-pension-life-certificate-2026|Apply for Jeevan Pramaan life certificate]] |
| | * [[:open-nps-account-2026|Open an NPS account]] |
| | * [[:open-scss-senior-citizen-savings-scheme-2026|Open SCSS — Senior Citizen Savings]] |
| | * [[:old-pension-scheme-vs-nps-comparison-india|OPS vs NPS — comparison]] |
| | * [[:rti-for-pension-delay|RTI for pension delay]] |
| | * [[:rti-for-nsap-pension|RTI for NSAP pension]] |
| | * [[:rti-for-widow-pension-not-credited|RTI when widow-pension not credited]] |
| | |
| | ===== Income support — PM-KISAN, PMMVY, NSAP ===== |
| | |
| | PM-KISAN pays ₹6,000 / year in 3 tranches; the 12th-installment exclusion list is RTI-eligible. |
| | |
| | * [[:apply-pm-kisan-samman-nidhi-2026|Apply for PM-KISAN Samman Nidhi]] |
| | * [[:pm-kisan-status-check-2026|PM-KISAN status check]] |
| | * [[:rti-for-pm-kisan-installment|RTI for PM-KISAN installment]] |
| | * [[:rti-for-pmkisan-installment|RTI for PMKISAN installment]] |
| | * [[:rti-for-pmmvy-maternity-benefit-not-credited|RTI when PMMVY maternity not credited]] |
| | * [[:rti-pmmvy-maternity-benefit|RTI for PMMVY maternity benefit]] |
| | |
| | ===== Employment and skilling — MGNREGA, PMKVY, NAPS, ABRY ===== |
| | |
| | MGNREGA Section 3 entitles every rural household to 100 days of unskilled work per year; wage-delay attracts interest under Section 7. |
| | |
| | * [[:apply-mgnrega-job-card-2026|Apply for MGNREGA job card]] |
| | * [[:apply-skill-india-pmkvy-2026|Apply for Skill India PMKVY]] |
| | * [[:apply-naps-national-apprenticeship-2026|Apply for NAPS apprenticeship]] |
| | * [[:apply-aatmanirbhar-bharat-rojgar-yojana-abry-2026|Apply for ABRY]] |
| | * [[:mgnrega-job-card-status-2026|MGNREGA job-card status]] |
| | * [[:rti-for-mgnrega-wages|RTI for MGNREGA wages]] |
| | * [[:rti-for-mgnrega-wages-not-paid|RTI when MGNREGA wages not paid]] |
| | * [[:rti-mgnrega-wage-delay|RTI for MGNREGA wage delay]] |
| | * [[:rti-pmkvy-skill-certificate|RTI for PMKVY skill certificate]] |
| | |
| | ===== Loans for citizens and MSMEs — Mudra, Stand-Up India, PMEGP, Vishwakarma ===== |
| | |
| | * [[:apply-mudra-tarun-loan-up-10-lakh-2026|Apply for Mudra Tarun loan]] |
| | * [[:apply-stand-up-india-loan-2026|Apply for Stand-Up India loan]] |
| | * [[:apply-pmegp-employment-generation-2026|Apply for PMEGP]] |
| | * [[:apply-pradhan-mantri-vishwakarma-2026|Apply for PM Vishwakarma]] |
| | * [[:apply-startup-india-seed-fund-sisfs-2026|Apply for Startup India SISFS]] |
| | * [[:apply-mahila-udyam-nidhi-2026|Apply for Mahila Udyam Nidhi]] |
| | * [[:apply-svanidhi-street-vendor-loan-2026|Apply for PM-SVANidhi]] |
| | * [[:apply-business-loan-msme-cgtmse-2026|Apply for MSME / CGTMSE loan]] |
| | * [[:register-udyam-msme-2026|Register Udyam / MSME]] |
| | * [[:rti-pm-vishwakarma|RTI for PM-Vishwakarma]] |
| | * [[:rti-mudra-loan-rejected|RTI when Mudra loan rejected]] |
| | * [[:rti-stand-up-india-loan|RTI for Stand-Up India loan]] |
| | |
| | ===== Agriculture and farmers — PMFBY, KCC, Soil Health ===== |
| | |
| | * [[:apply-pmfby-fasal-bima-yojana-2026|Apply for PMFBY Fasal Bima Yojana]] |
| | * [[:rti-for-pmfby-crop-insurance|RTI for PMFBY crop insurance]] |
| | * [[:rti-for-fasal-bima-claim|RTI for Fasal Bima claim]] |
| | * [[:rti-kcc-interest-subvention|RTI for KCC interest subvention]] |
| | * [[:rti-kisan-credit-card-delayed|RTI when Kisan Credit Card delayed]] |
| | |
| | ===== Women and child welfare ===== |
| | |
| | * [[:apply-pradhan-mantri-vishwakarma-2026|Apply for PM Vishwakarma]] |
| | * [[:open-sukanya-samriddhi-account-2026|Open a Sukanya Samriddhi account]] |
| | * [[:apply-rte-25-percent-admission-2026|Apply for RTE 25% admission]] |
| | * [[:apply-foreign-scholarship-government-2026|Apply for foreign scholarship]] |
| | |
| | ===== Tax and savings ===== |
| | |
| | * [[:apply-form-15g-15h-tax-declaration-2026|Apply Form 15G / 15H]] |
| | * [[:open-ppf-account-2026|Open a PPF account]] |
| | * [[:apply-pan-card-online-2026|Apply for a PAN card]] |
| | * [[:apply-pan-correction-2026|PAN correction]] |
| | |
| | ===== Ration card, social welfare ===== |
| | |
| | * [[:apply-bpl-ration-card-2026|Apply for BPL ration card]] |
| | * [[:rti-for-ration-card-status|RTI for ration-card status]] |
| | * [[:rti-for-ration-card-cancelled|RTI when ration card cancelled]] |
| | * [[:apply-udid-disability-certificate-2026|Apply for UDID disability certificate]] |
| | * [[:apply-child-disability-certificate-2026|Apply for child disability certificate]] |
| | * [[:apply-senior-citizen-card-2026|Apply for senior-citizen card]] |
| | |
| | ===== RTI for stuck installments and scheme delays ===== |
| | |
| | RTI is the strongest citizen lever — under **Section 7 RTI Act 2005**, the PIO must reply in 30 days; deemed refusal flips to First Appeal under Section 19. |
| | |
| | * [[:rti-for-government-scheme-delay|RTI for government-scheme delay]] |
| | * [[:rti-for-cm-relief-fund-disbursement|RTI for CM relief-fund disbursement]] |
| | * [[:rti-for-grant-in-aid-disbursement|RTI for grant-in-aid disbursement]] |
| | * [[:rti-for-utilization-certificate|RTI for utilization certificate]] |
| | * [[:rti-for-amrut-scheme-funds|RTI for AMRUT scheme funds]] |
| | * [[:rti-for-swachh-bharat-funds|RTI for Swachh Bharat funds]] |
| | * [[:rti-for-jal-jeevan-mission|RTI for Jal Jeevan Mission]] |
| | * [[:rti-for-lpg-subsidy|RTI for LPG subsidy]] |
| | * [[:rti-for-lpg-pahal-subsidy-not-credited|RTI when LPG-PAHAL subsidy not credited]] |
| | * [[:rti-saubhagya-rural-electrification|RTI for Saubhagya electrification]] |
| | * [[:rti-for-nsp-scholarship-not-credited|RTI when NSP scholarship not credited]] |
| | * [[:rti-nsp-scholarship-pending|RTI when NSP scholarship pending]] |
| | |
| | ===== Run the tools ===== |
| | |
| | * [[https://righttoinformation.wiki/tools/ai-rti-draft-app.html|AI RTI Drafter]] — generate a working RTI in 90 seconds |
| | * [[https://righttoinformation.wiki/tools/first-appeal-app.html|First Appeal Builder]] — when the PIO ignores your RTI |
| | * [[https://righttoinformation.wiki/tools/pio-reply-checker|PIO Reply Checker]] — paste a PIO reply, get the loopholes |
| | * [[https://righttoinformation.wiki/tools/awaaz-rti.html|AwaazRTI]] — voice-first RTI in 22 Indian languages |
| | |
| | ===== Related hubs ===== |
| | |
| | * [[:scams:start|Scams — Citizen Crisis Desk]] |
| | * [[:banking:start|Banking — Bank Fraud + RTI Command Desk]] |
| | * [[:cyber-fraud:start|Cyber Fraud — Digital Crisis Desk]] |
| | * [[:consumer-rights:start|Consumer Rights — Refund + Complaint Desk]] |
| | * [[:police-process:start|Police Process — FIR + Notice Desk]] |
| | |
| | ---- |
| | //Last reviewed: 12 May 2026 — RTI Wiki editorial team.// |
| | |
| | {{tag>government_schemes pmay pm_kisan ayushman_bharat mgnrega apy mudra rti_for_scheme cpgrams dbt}} |
| | |
| | |
| |