Consumer Court in India: Step-by-Step Filing Guide (2026)
Bought a defective product? Service provider cheated you? You can sue them in consumer court — without a lawyer, without paying a hefty fee, often online from your phone. This is exactly how.
Quick Answer
- Three levels: District Commission (claims up to ₹50 lakh) → State Commission (₹50 lakh–₹2 crore) → National Commission (above ₹2 crore).
- File online at https://edaakhil.nic.in (e-Daakhil) — works for all three levels.
- Fees start at ₹100 (claim under ₹5 lakh) and rise with claim amount; the table is below.
- Time limit: 2 years from cause of action (Section 69, Consumer Protection Act 2019).
- Decision target: 3 months without expert opinion, 5 months with expert opinion (Section 38).
- No lawyer needed — you can argue your own case (Section 70).
- Toll-free helpline: 1915 (National Consumer Helpline).
What the Law Says
The Consumer Protection Act, 2019 replaced the 1986 Act on 20 July 2020. Key provisions:
- Section 2(7) — defines “consumer”: anyone who buys goods or services for consideration (not for resale).
- Section 2(11) — defines “deficiency in service”.
- Section 2(34) — defines “product liability”.
- Section 34 — territorial jurisdiction: file where you live, where you bought, where opposite party operates, or where cause arose. Plaintiff-friendly.
- Section 35-37 — district commission process.
- Section 47 — state commission jurisdiction & appeals.
- Section 58 — national commission.
- Section 69 — limitation: 2 years.
- Section 84 — punishment for non-compliance: 1 month–3 years jail or up to ₹1 lakh fine.
The Central Consumer Protection Authority (CCPA) — created in 2020 — handles class action and misleading advertisements.
What You CAN Do
- File a complaint yourself — no lawyer needed.
- File online via e-Daakhil from any state.
- Claim three remedies: refund, replacement, OR compensation for mental harassment + medical/legal costs.
- Use any of four jurisdictions under Section 34 — including your home town.
- Get free legal aid from the District Legal Services Authority (DLSA) if you cannot afford a lawyer.
- Appeal within 30 days if you lose (Section 41).
What You CANNOT Do
- Sue for personal use only — bulk/commercial buyers are excluded (Section 2(7) explanation).
- File in regular civil court for the same dispute — Section 100 bars it.
- Bring a complaint after 2 years unless you can show “sufficient cause” (Section 69).
- Collect evidence after filing without leave — gather everything before you file.
Step-by-Step Action Guide
Step 1 — Send a legal notice (recommended, not mandatory)
- Write a one-page notice to the seller/service provider stating: what you bought, what went wrong, what relief you want, and a 15-day deadline.
- Send by registered post with acknowledgement + email. Keep both receipts.
- This often resolves the dispute before you ever go to court.
Step 2 — Decide which commission
| Total claim (price + compensation) | File at |
| Up to ₹50 lakh | District Commission |
| ₹50 lakh – ₹2 crore | State Commission |
| Above ₹2 crore | National Commission (NCDRC) |
Step 3 — Register on e-Daakhil
- Go to https://edaakhil.nic.in → “Register Now” → enter mobile + email + Aadhaar.
- Verify OTP. Set password. Login.
- Click “File a New Case” → choose State → District → Commission.
Step 4 — Fill the complaint format
The standard format has four parts:
- Title of parties: Your name + address (Complainant) v. Seller name + registered office (Opposite Party).
- Facts of the case: 1-2 paragraphs, chronological. What you bought, when, for how much, what went wrong, what you did, what response you got.
- Cause of action: When the dispute crystallized (date you noticed defect, date legal notice expired).
- Reliefs sought: refund, compensation, costs.
Step 5 — Upload documents
Mandatory uploads (PDF, max 5 MB each):
- Invoice / receipt / order confirmation.
- Photos / videos of defective product.
- Warranty card.
- Email or letter exchanges with seller.
- Legal notice + RPAD receipt (if sent).
- Affidavit (template auto-generated by e-Daakhil — print, sign, scan).
Step 6 — Pay fee online
| Claim value | Fee |
| Up to ₹5 lakh | NIL (free) |
| ₹5 lakh – ₹10 lakh | ₹200 |
| ₹10 lakh – ₹20 lakh | ₹400 |
| ₹20 lakh – ₹50 lakh | ₹1,000 |
| ₹50 lakh – ₹1 crore | ₹2,000 |
| ₹1 crore – ₹2 crore | ₹4,000 |
| Above ₹2 crore | ₹5,000 |
Pay via UPI / netbanking / card. Save the e-receipt.
Step 7 — Track your case
- You receive a case number (CC/XX/YYYY).
- First hearing date is fixed — you get an SMS + email.
- Use case number on https://e-jagriti.gov.in to track all hearings live.
- Most district commissions allow virtual (video) hearings.
Step 8 — Hearings & evidence
- You appear in person OR by video link.
- Submit “evidence affidavit” (your sworn statement) at the first hearing.
- Cross-examination is rare in consumer matters; commission decides on documents.
- Don't miss two consecutive hearings — case can be dismissed.
Step 9 — Order & enforcement
- Commission delivers a “consumer protection order” — typically refund + compensation + costs.
- If the opposite party doesn't comply within 30 days → file execution petition under Section 84. The party can be jailed up to 3 years.
Documents to Keep
- Original invoice / GST bill (NOT just the order ID screenshot).
- Bank statement showing the payment.
- Photos / videos with date stamp of the defect.
- Warranty card / service contract.
- All written communication — print emails to PDF, screenshot WhatsApp.
- Aadhaar / PAN — for ID proof in affidavit.
Penalties Against the Seller
- Section 84 — non-compliance with order: 1 month – 3 years jail or up to ₹1 lakh fine.
- Section 88 — misleading advertisement: up to 2 years jail (CCPA can act).
- Section 89 — manufacturing/selling spurious goods: 6 months – life imprisonment.
- Compensation is on top of refund — for mental harassment, time wasted, etc.
State Variations
- Most states have 20–35 district commissions plus a state commission in the capital.
- Maharashtra, Tamil Nadu, Karnataka, Delhi NCT — all major districts have separate consumer commissions.
- Smaller states — Mizoram, Nagaland, Sikkim — have one or two only.
- Find yours: https://consumeraffairs.nic.in/sites/default/files/CC.pdf (full directory).
Common Mistakes
- Filing in the wrong commission — claim of ₹3 lakh in state commission gets rejected with costs.
- Missing the 2-year limit — start counting from the date you discovered the defect, not from purchase.
- No legal notice — not fatal, but the commission often asks “did you give them a chance to fix it first?”
- Suing the wrong entity — for marketplace purchases (Amazon, Flipkart), name BOTH the seller AND the platform.
- Vague reliefs — write specific amounts: “Refund of ₹X + Compensation of ₹Y for mental harassment + Cost of ₹Z.”
- Not updating address — commission notices go to the address on the form. Change of address? File an amendment.
FAQs
Can I file without a lawyer?
Yes. Section 70 explicitly permits a complainant to appear in person. Most consumer cases are decided without lawyers.
I bought online from an out-of-state seller. Can I file in my home district?
Yes — Section 34(2)(d) permits filing where the cause of action arose, including where you received the defective product.
What if the value is below ₹5 lakh?
File in the district commission. Filing fee is zero for claims up to ₹5 lakh.
Can I claim mental harassment?
Yes. Compensation for mental agony, time lost, and inconvenience is routinely awarded — ₹5,000 to ₹2 lakh depending on circumstances.
What about online food delivery / cab ride disputes?
Same forum — file against Zomato/Uber/Ola in district commission. Cause of action is where you received service.
Can a class action be filed?
Yes — multiple consumers with same grievance can file a joint complaint under Section 35(1)©. The CCPA can also initiate suo motu class action.
What if I am a senior citizen?
Senior citizens get priority hearing and exemption from in-person attendance. Mention age in the affidavit.
Can I appeal?
Yes, within 30 days. District commission orders → State commission. State → National. National → Supreme Court (Section 67).
Quick Checklist
- [ ] Cause of action within 2 years
- [ ] Decided correct commission (district / state / national)
- [ ] Registered on e-Daakhil with valid mobile + email
- [ ] Drafted complaint with title, facts, cause, reliefs
- [ ] Uploaded all documents (invoice, photos, communications, affidavit)
- [ ] Paid the correct fee online
- [ ] Saved case number for tracking
Sources
- National Consumer Helpline: 1915