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+{{htmlmetatags>
+metatag-keywords=(schemes for women, women government schemes india, women welfare scheme, mahila yojana, beti bachao, ujjwala)
+metatag-description=(Complete list of central + state schemes for women in India. Education, health, financial inclusion, safety, entrepreneurship. With eligibility, portal, fee details.)
+}}
+====== Government schemes for women in India — complete list (2026) ======
+{{:social:auto:audience-women.png?direct&1200 |Government schemes for women in India — complete list (2026) — RTI Wiki}}
+<WRAP info>
+**Quick answer:** India has **40+ central schemes for women** spanning education (Beti Bachao), health (PMMVY maternity benefit), financial inclusion (Sukanya Samriddhi, Mahila Samman), safety (One-Stop Centre), entrepreneurship (Stand-Up India, Mahila E-Haat), and pension (Vandana Yojana). State schemes add another 100+. Most are **fully online + free**. **Aadhaar + bank account in own name** is the gateway to all DBT-based women's schemes.
+</WRAP>
+===== Who is eligible =====
+Women, generally Indian citizens. Some schemes age-specific (girl child <18 for SSY, expectant mothers for PMMVY). EWS/SC/ST often have higher subsidies.
+===== Top 10 schemes =====
+==== 1. Sukanya Samriddhi Yojana (SSY) ====
+Tax-free savings for girl child (<10 years). 8.2% interest (FY 2025-26). Open at any bank/post office. Min Rs 250/yr, max Rs 1.5L/yr.
+  * **Where to apply:** India Post / banks
+  * **Official portal:** [[https://www.indiapost.gov.in/Financial/Pages/Content/SSA.aspx|https://www.indiapost.gov.in/Financial/Pages/Content/SSA.aspx]]
+==== 2. Pradhan Mantri Matru Vandana Yojana (PMMVY) ====
+Rs 5,000 for first child (Rs 5,000 in 2 instalments) + Rs 6,000 if 2nd child is girl. Pregnant + lactating mothers. Apply at Anganwadi.
+  * **Where to apply:** Anganwadi / pmmvy.wcd.gov.in
+  * **Official portal:** [[https://wcd.nic.in/schemes/pradhan-mantri-matru-vandana-yojana|https://wcd.nic.in/schemes/pradhan-mantri-matru-vandana-yojana]]
+==== 3. Pradhan Mantri Ujjwala Yojana (PMUY) ====
+Free LPG connection for women in BPL families. Refill subsidy Rs 200/cylinder for 12 cylinders/year. Apply at LPG distributor.
+  * **Where to apply:** LPG distributor / pmuy.gov.in
+  * **Official portal:** [[https://www.pmuy.gov.in|https://www.pmuy.gov.in]]
+==== 4. Beti Bachao Beti Padhao (BBBP) ====
+Awareness + scholarship + financial literacy for girl child. State-implemented. Linked to SSY + PMMVY + scholarships.
+  * **Where to apply:** District Collector office
+  * **Official portal:** [[https://wcd.nic.in/bbbp-schemes|https://wcd.nic.in/bbbp-schemes]]
+==== 5. Stand-Up India ====
+Loan Rs 10L–Rs 1Cr for women entrepreneur for greenfield enterprise. 75% loan + 25% margin. SC/ST entrepreneurs also eligible. Banks via standupmitra.in.
+  * **Where to apply:** Standup Mitra / banks
+  * **Official portal:** [[https://www.standupmitra.in|https://www.standupmitra.in]]
+==== 6. Mahila Samman Savings Certificate (MSSC) ====
+Tax-free savings for women. 7.5% interest. Tenure 2 years. Min Rs 1,000, max Rs 2L. Closed for new from March 2025 — check status.
+  * **Where to apply:** India Post
+  * **Official portal:** [[https://www.indiapost.gov.in/Financial/Pages/Content/Mahila-Samman.aspx|https://www.indiapost.gov.in/Financial/Pages/Content/Mahila-Samman.aspx]]
+==== 7. One-Stop Centre (Sakhi) ====
+Integrated support for women affected by violence — medical, legal, psychological, shelter. Free. 24x7. 700+ centres.
+  * **Where to apply:** Helpline 181 / nearest OSC
+  * **Official portal:** [[https://wcd.nic.in/schemes/one-stop-centre-scheme|https://wcd.nic.in/schemes/one-stop-centre-scheme]]
+==== 8. Mahila Shakti Kendra ====
+Block-level women empowerment + legal aid + skill training. State-implemented. Free.
+  * **Where to apply:** District Women & Child Development
+  * **Official portal:** [[https://wcd.nic.in/schemes/mahila-shakti-kendra|https://wcd.nic.in/schemes/mahila-shakti-kendra]]
+==== 9. Working Women Hostel ====
+Subsidised hostel + day care for working women in cities. State + central scheme.
+  * **Where to apply:** State Women & Child Development
+  * **Official portal:** [[https://wcd.nic.in/schemes/working-women-hostel|https://wcd.nic.in/schemes/working-women-hostel]]
+==== 10. Vandana Yojana ====
+Pension for elderly women — state + central versions. NSAP-IGNWPS Rs 300-500/month for widows + 60+.
+  * **Where to apply:** Block Development Office
+  * **Official portal:** [[https://nsap.nic.in|https://nsap.nic.in]]
+===== How to apply (general process) =====
+Most schemes apply via state e-District portal OR sector-specific portal (PMMVY, Standup Mitra, Ujjwala). Common: Aadhaar + bank account in own name + ID + photograph.
+===== Helplines =====
+  * **Women Helpline 181** — 24x7 free counselling + connect to schemes
+  * **OSC / Sakhi** — visit nearest One-Stop Centre
+  * **National Commission for Women (NCW)** — ncw.nic.in / 7827-170-170
+===== Common issues + how to handle =====
+  * **Bank account in husband's name only** — open own account first; most DBT schemes fail without it.
+  * **Aadhaar address ≠ current** — update Aadhaar to current; many schemes verify.
+  * **Multiple PMMVY claims** — only first child eligible (with 2nd-girl bonus). Don't double-apply.
+  * **Stand-Up India loan rejection** — bank flexibility low; try multiple banks; SLBC coordinator.
+===== If a scheme is delayed or rejected — file an RTI =====
+Most "delays" or "rejections" clear within 7-15 days of an RTI being filed. Use this 5-question template:
+<code>
+. Status of my application no. _____ dated _____ as on date.
+. Name + designation of dealing officer assigned to my file.
+. Reasons for delay beyond the statutory timeline.
+. Copy of any noting / movement of my file in the past 30 days.
+. Likely date of disbursement / decision.
+</code>
+**Auto-fill the PIO + your case:** [[:citizen-rti-playbook|Open the RTI Drafter →]]
+===== Frequently asked questions =====
+==== Which schemes can a woman apply on her own (without male guardian)? ====
+All — Aadhaar + own bank account is sufficient. SSY for girl child requires guardian, but funds in girl's name.
+==== PMMVY only for first child? What if second is girl? ====
+First child: Rs 5,000. Second child if girl: additional Rs 6,000.
+==== Mahila Samman Savings closed — alternatives? ====
+SSY (8.2%) for girl child; PPF (7.1%) for own. Both tax-free.
+==== I lost my Ujjwala connection card. Re-issue? ====
+Free re-issue at LPG distributor with Aadhaar + UCN.
+==== Scheme delayed beyond timeline? ====
+File RTI to scheme nodal officer + State Women & Child Development. Use [[:citizen-rti-playbook|RTI Playbook]].
+===== Summary + what to do next =====
+<WRAP center round tip 90%>
+**Bottom line:** 10 central + state schemes available. Aadhaar + bank account in own name + community/income certificate (if applicable) is the gateway. If a scheme is delayed beyond timeline, file an RTI.
+  * **Browse all 10 audience hubs:** [[:audience:start|All audience hubs]]
+  * **How to apply step-by-step:** [[:how-to-apply:start|25 application guides]]
+  * **Track applications:** [[:check-status:start|25 status-check guides]]
+  * **If stuck — RTI Drafter:** [[https://righttoinformation.wiki/tools/rti-application-generator|File RTI in 5 minutes]]
+  * **Talk to other citizens:** [[https://righttoinformation.wiki/tools/awaaz-rti.html|AwaazRTI community]]
+</WRAP>
+===== Related reading =====
+  * [[:how-to-apply:start|25 how-to-apply guides]]
+  * [[:rejection-recovery:start|15 rejection-recovery guides]]
+  * [[:documents:start|30 documents-required checklists]]
+  * [[:citizen-rti-playbook|Full RTI Playbook — 100+ scenarios]]
+===== Sources =====
+  * Each scheme's official portal (linked above).
+  * Ministry budget documents + scheme operational guidelines.
+  * Citizen feedback via [[https://righttoinformation.wiki/tools/awaaz-rti.html|AwaazRTI]] (composite, identifying details removed).
+//Last reviewed: 25 April 2026.//
+{{tag>audience women schemes welfare government-india}}