PM Vishwakarma Yojana — Rs 15,000 toolkit + Rs 3L loan for traditional artisans (2026)

• Traditional artisan in 18 specified trades (carpenter, blacksmith, goldsmith, potter, weaver, tailor, washerman, barber, etc.)
• Age 18+
• Family-trade history (father/grandfather artisan)
• Self-attested declaration; verification by gram panchayat / urban local body

Rs 15,000 toolkit voucher (use at empanelled supplier). Skill training: 5-7 days basic + 15+ days advanced; Rs 500/day stipend during training. Loan: Rs 1L (Year 1) + Rs 2L (Year 2 expansion) at 5% effective with Rs 1L collateral-free + 1% interest subvention. Marketing: GeM listing + branding + e-commerce support.

1. Register at CSC or gram panchayat — Free enrolment via Maandhan / Vishwakarma portal.
2. Submit Aadhaar + trade history — Self-declaration + photo of work / tools.
3. Verification by ULB / Panchayat — Local body certifies trade history.
4. Trained at PMKVY centre — Basic + advanced courses; stipend Rs 500/day.
5. Toolkit voucher issued — Rs 15,000 to purchase from empanelled supplier.
6. Apply for loan via bank — Rs 1L Year 1 + Rs 2L Year 2 expansion.

• Aadhaar
• Bank account
• Trade history declaration
• Photo of work / tools

Verification: 30-60 days. Toolkit: post-verification. Loan: 30-90 days post-training.

• Official portal: pmvishwakarma.gov.in
• Helpline: PM Vishwakarma Helpline: 1800-103-3899

• Trade not in 18 listed — verify against PIB notification; only listed trades eligible.
• Verification denied — appeal to next-level officer; provide additional trade evidence.
• Toolkit voucher empanelment limited — list of suppliers available on portal.
• Loan delayed — bank may not be PM Vishwakarma-empanelled; verify in advance.

Most “delays” or “rejections” clear within 7-15 days of an RTI being filed. Use this 5-question template:

1. Status of my application no. _____ dated _____ as on date.
2. Name + designation of dealing officer assigned to my file.
3. Reasons for delay beyond the statutory timeline.
4. Copy of any noting / movement of my file in the past 30 days.
5. Likely date of disbursement / decision.

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More schemes for you: All msme entrepreneurs schemes

Carpenter, blacksmith, goldsmith, potter, sculptor, mason, basket weaver, weaver, doll/toy maker, barber, garlands maker, washerman, tailor, fishing net maker, cobbler/footwear, leather worker, boat maker, locksmith.

Yes if multiple members are practising artisans. Each gets own toolkit + loan eligibility.

Effective rate 5% after 7% interest subvention from govt; bank rate is 7-8%.

CGTMSE backstops up to specified limit. Standard recovery process applies.

• All 150 Sarkari Yojanas
• 25 status-check guides
• 30 documents-required checklists
• 25 how-to-apply guides
• 16 rejection-recovery guides
• 10 audience-hub schemes
• 32 helplines + grievance routes
• Full RTI Playbook

• Official portal: pmvishwakarma.gov.in
• Issued by: Ministry of MSME
• Launched: 2023
• Citizen feedback via %%AwaazRTI%% (composite, identifying details removed)

Last reviewed: 26 April 2026.