How to apply for PMAY-G via Awaas+ — complete 2026 guide

As of January 2026, MoRD AwaasSoft dashboard shows ~3.4 crore PMAY-G houses sanctioned cumulatively since 2016, of which ~3.05 crore completed, and Awaas+ 2024 fresh survey has captured over 4.1 crore additional household entries from across 6.45 lakh villages — the data is being processed for inclusion in the expanded 2 crore-house tranche approved by Cabinet in August 2024. See the PIB press release (11 Aug 2024) for the Cabinet approval.

Pradhan Mantri Awaas Yojana — Gramin (PMAY-G) is the rural component of PMAY (the urban component is PMAY-U / PMAY-U 2.0, see PMAY Urban / Gramin — full 2026 guide). It was restructured from the erstwhile Indira Awaas Yojana (IAY) in April 2016 with an objective of “Housing for All” in rural areas by 2024 — extended in August 2024 for another 2 crore houses through FY 2028-29.

Awaas+ 2024-25 is the exclusion-survey instrument that allows fresh enrollment of households who were not captured in the original SECC 2011 (Socio-Economic and Caste Census 2011) Permanent Wait List. It runs through the AwaasPlus 2024 mobile app with two modes: household self-survey (any family member with the app and a smartphone can register) and enumerator-driven survey by panchayat staff.

To be eligible under PMAY-G:

• Family living in a kachcha house (zero-room, one-room or two-room with kachcha walls and kachcha roof) in a rural area.
• Annual household income up to ₹15,000 per month (revised in Aug 2024 — earlier ₹10,000).
• Family does not own any motorised two/three/four-wheeler / agricultural equipment / fishing boat (with relaxed limits in Aug 2024 — see exclusion criteria below).
• Family does not own a refrigerator or landline phone (relaxed in Aug 2024).
• No member is a Government employee earning more than ₹15,000/month.
• Family does not pay income tax / professional tax.
• Family does not own land of 2.5 acres irrigated or 5 acres unirrigated (relaxed in Aug 2024).
• Aadhaar of head of family + at least one bank account in head's name.
• Not a beneficiary of any other Government housing scheme (PMAY-U, state housing schemes).

The exclusion criteria were significantly relaxed in August 2024 — the Cabinet allowed families with a two-wheeler or a small fishing boat or a small electric appliance to remain eligible, recognising the changed rural reality. Source: PIB release on PMAY-G expansion.

The legal anchor is the MoRD scheme guidelines (PMAY-G Framework for Implementation, restructured 2016, amended 2024) and NREGA convergence under the Mahatma Gandhi National Rural Employment Guarantee Act, 2005.

This section walks you through the complete online application process using the AwaasPlus 2024 mobile app. The entire process is free of cost — never pay anyone for enrollment. For related government application guides, see how to apply for a BPL ration card or PMAY CLSS home loan interest subsidy.

• Go to https://pmayg.nic.in → “Stakeholders” → “IAY/PMAYG Beneficiary” → enter Aadhaar and search.
• If you are already in the list (sanctioned or unsanctioned), you don't need a fresh Awaas+ enrollment.
• If not in the list, proceed to Step 2.

• Open Google Play Store → search “AwaasPlus 2024” (publisher: Ministry of Rural Development).
• Install and open. Permissions required: camera, location, storage (for geo-tagging the house photo).
• Login as “Self-Survey” with Aadhaar OTP.
• The app works in offline mode also — you can capture data and sync when connectivity returns.

If you don't have a smartphone, the panchayat sevak in your village has a tablet with the same app and is doing enumerator-driven surveys — request them to register your family.

The app collects:

• Personal: Aadhaar of head of family + all members, mobile number.
• House details: number of rooms, wall material, roof material, floor type, condition.
• Toilet status: whether household has a functional toilet (links to SBM-G data).
• Income: monthly household income.
• Assets: two-wheeler, refrigerator, etc. (used for exclusion check; relaxed criteria apply).
• Land holding: dryland / wetland in acres.
• Bank account: Aadhaar-seeded account for DBT.
• House photo: 4-side geo-tagged photographs of the existing kachcha house.
• Family photo: all members with the head of family.

Submit. Application number is generated; SMS confirmation sent.

• Tier 1 (Panchayat): the Panchayat Secretary / Sevak does field verification — visits your house, takes fresh geo-tagged photos, cross-checks the self-declaration. This usually happens within 30-60 days.
• Tier 2 (Block — BDO): the Block Development Officer scrutinises the panchayat-endorsed list, runs duplicate / exclusion checks against AwaasSoft MIS.
• Tier 3 (District — DRDA): the District Rural Development Agency, headed by the Project Director (DRDA), finalises the list and ratifies the Gram Sabha resolution.

• The eligible list is read out at the Gram Sabha for objections, complaints, and final approval.
• The sequence on the priority list is decided by automated scoring (kachcha house category, vulnerability indicators, SC/ST/widow/disabled/minority weightage, etc.).
• Once Gram Sabha resolves, the Permanent Wait List (PWL) for your panchayat is updated on AwaasSoft.

Once your name moves up the PWL and a fund tranche reaches your block:

• Sanction order is uploaded on AwaasSoft and SMS sent.
• Installment 1: ₹30,000 (25%) — at sanction / foundation stage.
• Installment 2: ₹45,000 (37.5%) — at lintel level (verified via geo-tagged photo upload by panchayat).
• Installment 3: ₹30,000 (25%) — at roof-cast stage.
• Installment 4: ₹15,000 (12.5%) — at completion + toilet construction confirmed.

For hilly states, North East, J&K, Ladakh, and IAP districts, total assistance is ₹1,30,000 (split similarly across four installments).

• The MGNREGA convergence automatically allocates 90 days of unskilled wage labour (95 days in hilly areas) to the head of family for working on the construction of their own house — paid as MGNREGA wages at the prevailing state rate.
• Swachh Bharat Mission - Gramin (SBM-G) provides ₹12,000 for toilet construction (separate DBT). Read more: Swachh Survekshan 2026.
• PMAY-G + MGNREGA wages + SBM-G toilet together typically cover ₹1.55 lakh - ₹1.65 lakh of construction cost. Beneficiary contribution (cash or kind) usually closes the gap.

After completion, the panchayat takes a final geo-tagged photo of the completed house and uploads it. Your record on AwaasSoft is marked “completed” and the final installment is released. You can download a House Completion Certificate from pmayg.nic.in.

The PMAY-G / Awaas+ eligibility is based on a combination of housing condition and socio-economic exclusion parameters. Below is a quick-reference table of who qualifies and who does not:

If your income is higher or you live in an urban area, consider the PMAY CLSS home loan interest subsidy scheme instead. Women entrepreneurs may also explore Mahila Udyam Nidhi or Stand-Up India loans for additional financial support.

Many citizens are confused about these three terms. Here is the key distinction:

In short: Awaas+ is the survey/enrollment door; PMAY-G is the scheme that delivers the money once you are enrolled through Awaas+. PMAY-U is a completely separate scheme for urban areas. For urban housing, read our complete PMAY Urban guide or PMAY CLSS interest subsidy guide.

The Awaas+ 2024 survey and subsequent PMAY-G sanctions are progressing at different speeds across states. Below is a state-wise snapshot based on AwaasSoft MIS / pmayg.dord.gov.in dashboard data:

After your Awaas+ survey is complete and verified, your name should appear on the PMAY-G beneficiary list (also called the Permanent Wait List or PWL). Here is how to check it:

1. Step 1: Visit pmayg.nic.in.
2. Step 2: Click on “Stakeholders” → “IAY/PMAYG Beneficiary”.
3. Step 3: Enter your Aadhaar number or Registration Number and click Search.
4. Step 4: If your name appears, you will see your sanction status, installment details, and current stage.
5. Step 5: If your name does NOT appear, check with your Gram Panchayat Secretary — the provisional list is displayed at the panchayat office before Gram Sabha ratification.

You can also check the AwaasSoft MIS at pmayg.dord.gov.in → “Reports” → “Beneficiary List” → select your State, District, Block, and Panchayat. For broader citizen-status resources, see our BPL ration card guide or how to use RTI for subsidy status checks.

If you have your Awaas+ application / registration number (generated when you submitted the self-survey), follow these steps:

1. Visit pmayg.nic.in → “Stakeholders” → “Search Beneficiary”.
2. Select “Search by Registration No.”
3. Enter your Registration Number (also called Application No. — it was sent via SMS when you submitted the survey).
4. The system will show: current verification stage (Panchayat / BDO / DRDA), sanction status, installment payment status, and geo-tag photo upload status.
5. If the portal shows an error or no record, wait 30-45 days for data sync, then contact your panchayat sevak. If still not resolved after 60 days, escalate per the ladder below or file an RTI.

Alternatively, call the PMAY-G helpline: 1800-11-6446 (8 am–8 pm, Mon–Sat) or email support-pmayg[at]gov[dot]in. You can also file a complaint on CPGRAMS (Centralized Public Grievance Redress and Monitoring System) selecting Ministry of Rural Development → PMAY-G. For grievance escalation techniques, see how to write an effective RTI application.

You need the following documents for enrollment and sanction:

Important — land requirement: The construction site must be in the name of the beneficiary or a family member. If you are landless, some states offer homestead grants (e.g., Bihar's Mukhya Mantri Gramin Awas Sthal Yojana) that allot government land first — combine with PMAY-G after. See women's social welfare schemes directory for state-specific support programs.

The MoRD, the State Rural Development Department, the DRDA, the Block Office (BDO), and the Gram Panchayat are all public authorities under §2(h) of the RTI Act 2005. The Gram Panchayat's PIO is typically the Panchayat Secretary; the BDO functions as PIO at block level.

RTI helps here when:

• Your name is missing from the provisional / Gram Sabha-ratified list despite Awaas+ enrollment — RTI to PIO, BDO Office, [your block] asking for: copy of the panchayat-endorsed list, your eligibility scoring, and reason for exclusion.
• Your sanction is shown on AwaasSoft but installments have not credited — RTI to PIO, DRDA / Project Director, [your district] asking for the fund release register and DBT statement against your sanction.
• Photo at lintel / roof stage was uploaded by you / your panchayat sevak but the next installment is stuck — RTI to PIO BDO for the AwaasSoft transaction history of your application.
• The SECC 2011 inclusion / exclusion in your case was wrongly recorded — RTI to PIO, BDO for the SECC 2011 entry copy and the auto-merge log.
• Gram Sabha resolution is shown as “passed” but you weren't notified — RTI to PIO Panchayat for the Gram Sabha minutes book extract.
• The MGNREGA wages for your house construction were not paid — RTI to PIO Panchayat / BDO for the muster roll and wage payment register.

Sample RTI for PM Awas Plus rejection:

To: PIO, BDO Office, [your block], [your district]
Sub: Application under RTI Act 2005, §6(1)

1. Please provide a certified copy of the panchayat-endorsed
   Awaas+ 2024 beneficiary list for [panchayat name].
2. Please provide my eligibility score / ranking on the
   priority list and the reason for rejection, if any.
3. Please provide the Gram Sabha resolution dated [date]
   and the minutes extract pertaining to my application
   No. [registration number].
4. If my name was excluded, please specify the exclusion
   criterion applied and the source data.

Fee: ₹10 by IPO / BPL applicants free.

See: RTI in 12 simple steps — for first-time filers, how to write an effective RTI application, top 20 RTI questions that get results, why RTI applications get rejected and how to fix it, RTI exemptions under §8, and state-wise RTI portals directory. If RTI itself is stalled, see why RTI is free for BPL applicants and filing a writ petition before the High Court.

RTI does NOT help here when:

• Your house is genuinely pucca by scheme definition — RTI cannot redefine eligibility.
• You want to pre-jump the wait-list ahead of more vulnerable families — the priority is determined by an automated, weighted score.
• You want a higher assistance amount than the scheme prescribes — assistance ceilings are policy decisions.
• You want a personal opinion on what house design to adopt — RTI gives existing records, not architectural advice.
• For state housing schemes (Indira Gandhi Awas Yojana, Mukhya Mantri Awas Yojana variants) — those are governed by separate state rules; RTI to the State Rural Development Department, not MoRD.

• Walk into the panchayat office with your application number.
• Ask in writing for the file movement and current pendency.
• Best for: photo upload pending, verification not done.

• Visit the BDO office with your application number and panchayat acknowledgement.
• Ask the BDO (or the Assistant Engineer (AE), PMAY-G if posted) for the AwaasSoft status and the block-level objection (if any).

• District-level escalation. Best for: panchayat-block coordination failures, fund release issues.
• Email is on the district website.

• PMAY-G helpline: 1800-11-6446 (8 am – 8 pm, Mon-Sat).
• Email: support-pmayg[at]gov[dot]in.
• CPGRAMS: pgportal.gov.in → ministry “Ministry of Rural Development” → “PMAY-G”.

• See the detailed RTI section above for sample application text and filing targets.
• For BPL cardholders, RTI is free — see why RTI is free for BPL.
• For urgent cases involving life/liberty, see urgent RTI under §7(1) — life and liberty.

• Aadhaar not seeded with bank account — DBT installments will not credit. Visit your bank with Aadhaar and request seeding.
• House photo not geo-tagged — the verifier's app failed to capture coordinates (often due to poor GPS in remote areas). Re-do the photo with location ON.
• Multiple Aadhaars / family declarations — duplicate detection rejects. Make sure only one family-head declaration exists per household.
• Existing pucca house in family (even one inherited from in-laws) — disqualification. Complex cases of joint family / partition are common stuck points. See partition deed and family separation.
• Income certificate showing > ₹15,000/month — disqualification. Re-do income certificate with current income only.
• SECC 2011 list mismatch — name in SECC under different spelling. The Awaas+ MIS attempts auto-merge but sometimes flags a duplicate.
• Land ownership unclear — land for construction must be in the head's or family's name. Tenants on others' land are not eligible without consent.
• Block fund tranche not released — even after sanction, money waits at the block treasury. Common at end of fiscal year (March-April).
• Photo at lintel / roof stage not uploaded — the panchayat sevak's delay; chase the BDO.

+-----------------------------------+----------------------------------------+
| Component                         | Amount / Detail                        |
+-----------------------------------+----------------------------------------+
| Awaas+ 2024 self-survey (app)     | NIL fee. Free download from Play Store.|
+-----------------------------------+----------------------------------------+
| Enumerator-driven panchayat       | NIL fee. Refuse all "service" demands. |
| survey                            |                                        |
+-----------------------------------+----------------------------------------+
| Plain area assistance (PMAY-G)    | ₹1,20,000 in 4 installments (30K /     |
|                                   | 45K / 30K / 15K).                      |
+-----------------------------------+----------------------------------------+
| Hilly / NE / IAP assistance       | ₹1,30,000 in 4 installments.           |
+-----------------------------------+----------------------------------------+
| MGNREGA convergence wages         | 90 days (95 hilly) × prevailing state  |
|                                   | wage rate (~₹220-₹350/day).            |
+-----------------------------------+----------------------------------------+
| SBM-G toilet                      | ₹12,000 — separate DBT, on             |
|                                   | construction completion.               |
+-----------------------------------+----------------------------------------+
| Loan top-up (optional)            | Up to ₹70,000 from any commercial bank |
|                                   | / RRB / co-op bank, against the PMAY-G |
|                                   | sanction. Interest at standard rate.   |
+-----------------------------------+----------------------------------------+
| Geo-tagging photo upload          | Free. Done by panchayat with their     |
|                                   | tablet / phone.                        |
+-----------------------------------+----------------------------------------+
| RTI for stuck application         | ₹10 by IPO to PIO MoRD / DRDA / BDO.   |
|                                   | BPL applicants free.                   |
+-----------------------------------+----------------------------------------+

Q1. I am a tenant on others' land. Can I get PMAY-G?
Not directly — PMAY-G is for owner-built houses. The land must be in your or your family's ownership. Some states have homestead grant schemes (e.g., Bihar's Mukhya Mantri Gramin Awas Sthal Yojana) that allot government land first; combine with PMAY-G after.

Q2. The panchayat sevak is asking for ₹2,000 to “process” my Awaas+ form. Is this legal?
No. All Awaas+ services are free. Refuse, demand a written receipt, complain in writing to the BDO. File an anti-corruption complaint to the State Lokayukta and on CPGRAMS. For legal support, see how to get free legal aid in India.

Q3. I already have a 1-room kachcha house — am I eligible?
Yes — PMAY-G is meant precisely for households with houseless / 0-room / 1-room / 2-room kachcha houses (kachcha walls and roof). Photo evidence captured during Awaas+ survey is the proof.

Q4. My husband and I both have separate Aadhaar-linked bank accounts. Whose account should the DBT come to?
The head of family (as declared in the application) is the DBT recipient. You can change the head with a fresh declaration at the panchayat — but only one head is accepted.

Q5. The SBM-G toilet was already constructed earlier. Will I still get ₹12,000?
No. SBM-G ₹12,000 is one-time per family. If you've already received it, you only get the PMAY-G ₹1.20 / ₹1.30 lakh. Read Swachh Survekshan 2026 for toilet-related schemes.

Q6. Can I take a top-up loan to enhance the house design?
Yes — banks offer up to ₹70,000 as a top-up loan against the PMAY-G sanction at standard rates. This is fully your liability; the Government does not subsidise the top-up loan. For urban CLSS-subsidised home loans, see PMAY CLSS interest subsidy guide.

Q7. The PMAY-G list shows my name but the installment hasn't come for 6 months. What should I do?
Ask the BDO for the fund-release status. If the block hasn't received the fund tranche, escalate via CPGRAMS and file an RTI to DRDA for the district-level fund release register. See how to use RTI for subsidy / benefit status checks.

Q8. I was excluded from Awaas+ survey because my family owns a two-wheeler. Is this correct?
No — the August 2024 Cabinet revision relaxed this criterion. Two-wheelers, small fishing boats, and small electric appliances no longer disqualify you. Re-apply or file RTI quoting the revised guidelines. See PIB release on PMAY-G expansion (Aug 2024).

Q9. Can I track PM Awas Plus status online without visiting the panchayat?
Yes — visit pmayg.nic.in → “Stakeholders” → “Search Beneficiary” → enter Registration No. or Aadhaar. The AwaasSoft MIS at pmayg.dord.gov.in also has detailed reports.

Q10. Is PM Awas Plus the same as the PMAY-G 2 crore expansion announced in 2024?
Awaas+ 2024 is the survey/enrollment tool that feeds the 2 crore-house expansion. The scheme itself remains PMAY-G — the assistance, installments, and eligibility are unchanged. The 2 crore additional houses are spread over FY 2024-25 to FY 2028-29. Source: PIB Cabinet approval release.

Q11. What happens if there is a mistake in my Awaas+ survey data after submission?
Contact your panchayat sevak immediately with supporting documents. Corrections can be made before BDO-level verification. After DRDA finalization, changes require a formal application to the Project Director, DRDA. If refused, file RTI under RTI Act §6(1) for the correction process.

Q12. Can a widow or single woman apply as head of household?
Yes — and widows receive additional priority weightage under the vulnerability scoring. SC/ST, disabled, and minority-headed households also get weightage. See women's social welfare schemes directory for complementary support.

• PMAY-G portal: pmayg.nic.in — beneficiary search, reports, guidelines
• AwaasSoft MIS dashboard: pmayg.dord.gov.in — real-time state-wise progress, fund tracking
• PMAY-U portal: pmaymis.gov.in — urban housing scheme (separate from Awaas+)
• PIB release — Cabinet approves 2 crore additional PMAY-G houses (11 Aug 2024): PIB PRID 2044582
• CPGRAMS grievance portal: pgportal.gov.in
• MoRD — Ministry of Rural Development: rural.nic.in — parent ministry, scheme guidelines

• PMAY Urban / Gramin housing — full 2026 guide
• PMAY CLSS home loan interest subsidy — full guide
• PM Vishwakarma scheme — full 2026 guide
• MUDRA Tarun loan up to ₹10 lakh — full 2026 guide
• Stand-Up India loan — full 2026 guide
• Mahila Udyam Nidhi — women entrepreneurs
• How to apply for BPL ration card 2026
• Ayushman Bharat PM-JAY card — full guide
• RTI in 12 simple steps — for first-time filers
• How to write an effective RTI application
• Top 20 RTI questions that get results
• Why RTI applications get rejected — and how to fix it
• Why RTI is free for BPL applicants
• RTI exemptions under Section 8
• State-wise RTI online portals directory
• Writ petition before High Court — citizen guide
• How to use RTI for subsidy / benefit status checks
• Swachh Survekshan 2026
• Women's social welfare schemes directory
• How to get free legal aid in India
• All Indian government helplines — one master directory

Last reviewed: 10 July 2026 by RTI Wiki editorial team. PMAY-G ceilings, exclusion criteria, and Awaas+ survey deadlines were revised in August 2024; verify current figures on pmayg.nic.in or write to [email protected] if you spot a stale figure.