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How to apply for PMSBY and PMJJBY — complete 2026 guide

Step-by-step 2026 guide to enrol in PMSBY (₹2 lakh accident cover at ₹20/year) and PMJJBY (₹2 lakh life cover at ₹436/year) through your bank — total ₹456/year for ₹4 lakh of cover.

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