Chiranjeevi Yojana Rajasthan, now Mukhyamantri Ayushman Arogya Yojana, explained (2026)

Start with the numbers, because they tell the whole story. Rs 25 lakh of cashless hospital cover per family every year. Rs 10 lakh of accident cover on top of that. Around 1,800 treatment packages, from cancer and heart surgery to dialysis and newborn care. More than 1,300 empanelled hospitals across Rajasthan, plus a few tie-up hospitals in Delhi and Kolkata. And for a family that is not in a free category, an annual payment of about Rs 850 to switch all of that on. Those figures are what a Rajasthan household needs to hold in mind before the next hospital emergency arrives.

There is one more number that matters, and it is a date. On 19 February 2024 the scheme most people still call Chiranjeevi was formally renamed the Mukhyamantri Ayushman Arogya Yojana. The cover did not shrink and cards did not stop working, but the name on the portal, the app, and new paperwork changed. If you are searching for Chiranjeevi in 2026 and landing on an Ayushman Arogya page, this is why. This guide explains what the scheme was, what it is now, and how a Rajasthan family uses it today.

It helps to see the timeline plainly, because the rename has caused a lot of confusion.

• 1 May 2021. The then Congress state government launched the Mukhyamantri Chiranjeevi Swasthya Bima Yojana with cover of Rs 5 lakh per family a year, open to every Rajasthan resident family.
• February 2023. The cover was raised from Rs 5 lakh to Rs 25 lakh per family a year, and a separate Rs 10 lakh accident cover was attached.
• 19 February 2024. After the change of state government, the scheme was renamed the Mukhyamantri Ayushman Arogya Yojana and aligned more closely with the central Ayushman Bharat PM-JAY structure. Day-care treatment and other refinements were announced in the same state budget.

What did not change is the promise at the counter. A resident family with an active card can walk into an empanelled hospital and get covered treatment without paying cash for listed packages. So when you read older material that says Chiranjeevi, treat it as the earlier name of the same state health cover you now apply for as Ayushman Arogya.

This is a Rajasthan state scheme, so residence in the state is the first test. Beyond that, families fall into two broad groups.

• Free categories. The state pays the premium for you if your family is covered by the National Food Security Act, listed in the SECC 2011 socio-economic data, a small or marginal farmer household, a contractual worker of the state government, or a recipient of certain state ex-gratia support. These families do not pay to enrol.
• Paying category. Any other resident family that is not in a free group can still join by paying an annual premium, commonly stated as about Rs 850 a year. The exact current amount and any government share of it should be checked on the official portal before you pay, since scheme terms are revised from time to time.

Enrolment is built around the Jan Aadhaar family identity, which is the state family ID used across Rajasthan welfare schemes. Each member you want covered should be linked to the family record and to Aadhaar.

The core cover is straightforward once you separate the parts.

• Rs 25 lakh a year of hospital cover per family, shared across all members and refreshed each policy year. This is the headline benefit that grew from the original Rs 5 lakh.
• Around 1,800 treatment packages spanning major specialties, including cardiology, oncology, neurology, renal care and dialysis, joint replacement, and neonatal and child intensive care. The exact package count is revised periodically.
• Rs 10 lakh accident cover for the family, meant to help when an accident causes death or serious injury to a member.
• Pre and post hospital support. The scheme is designed to cover medicines and tests for a short window before admission and follow-up care for a period after discharge, commonly described as 5 days before and 15 days after.
• Cashless treatment at empanelled government and private hospitals, so the hospital bills the state agency instead of asking the family to pay first and claim later.

Treatment is meant for hospital admission and listed day-care procedures, not for every routine outpatient visit. For ordinary check-ups and minor illness, government health centres remain the first stop.

1. Confirm your Jan Aadhaar. If your family does not yet have a Jan Aadhaar card, get it first at an e-Mitra kiosk or enrolment camp. It is the anchor for the whole process.
2. Check your category. See whether your family is in a free category or the paying category. This decides whether you pay the annual premium.
3. Register on the official portal or app. Use the Mukhyamantri Ayushman Arogya Yojana portal or the MAA-Y app, or take your documents to an e-Mitra kiosk, to complete registration linked to your Jan Aadhaar and Aadhaar.
4. Pay the premium if you are in the paying category. Free-category families skip this. Others pay the annual premium to activate cover.
5. Get your card and confirm each member. Make sure every family member you want covered is added and shows on the record, then download or collect the card and keep a copy on your phone.

Holding the card is only half of it. On the day you need treatment, the steps are simple.

1. Go to an empanelled hospital, government or private, and check it is on the current list first, because a non-empanelled hospital cannot bill the scheme.
2. Find the scheme help desk or Arogya Mitra inside the hospital and show your card with an Aadhaar.
3. The desk verifies you and raises the treatment request for approval under the right package.
4. Once approved, listed treatment is cashless. You sign the records but do not pay the bill for covered packages.

Keep the hospital help desk number and your card details saved. If an empanelled hospital still asks you to pay for a covered package, that is the exact situation the grievance and RTI routes below are built for.

• Searching for Chiranjeevi and finding nothing. The current name is Mukhyamantri Ayushman Arogya Yojana. Look under that name or on the new portal.
• Jan Aadhaar not enrolled. You cannot register without it. Complete Jan Aadhaar first, then return to the health scheme.
• Premium not paid for a paying-category family. Cover does not activate or can lapse. Confirm the current premium on the portal and pay before you need treatment.
• Hospital not empanelled. Use the official hospital list to find the nearest empanelled one, since treatment elsewhere is generally not covered outside a notified emergency.
• Cashless treatment refused at an empanelled hospital. Note the date, the staff name, and what was said, raise a grievance on the scheme helpline, and escalate in writing if it is not resolved.

When a helpline call leads nowhere, a written Right to Information request to the State Health Assurance Agency or the district health office often moves a stuck file, because the public authority then has to answer or explain in writing. Ask narrow, factual questions about your application or claim number, the officer handling it, the reason for any delay or rejection, and the likely date of settlement. You can draft one in minutes with the AI RTI Drafter and learn the appeal process in The RTI Playbook.

This is a Government of Rajasthan health scheme, not a central one. It was launched on 1 May 2021 as the Mukhyamantri Chiranjeevi Swasthya Bima Yojana under the then state government, expanded to Rs 25 lakh cover in 2023, and renamed the Mukhyamantri Ayushman Arogya Yojana on 19 February 2024 under the current state government, which brought it into closer step with the central Ayushman Bharat PM-JAY. You can browse this alongside every other central and state programme on the All Modi-era Sarkari Yojana index 2014 to 2026.

Yes, as the same cover under a new name. It is now the Mukhyamantri Ayushman Arogya Yojana. Cards and cover continue, so if you had Chiranjeevi you use the scheme under its current name.

Up to Rs 25 lakh of cashless hospital cover per family a year, plus a separate Rs 10 lakh accident cover. The Rs 25 lakh grew from the original Rs 5 lakh set in 2021.

Families in the free categories pay nothing, because the state covers their premium. Other resident families join by paying an annual premium, commonly stated as about Rs 850. Confirm the exact current amount on the official portal.

The scheme is designed to cover listed treatments for enrolled families without a separate waiting rule for old conditions. Check the current package terms on the portal for any specific limits.

It works at empanelled hospitals across Rajasthan and at a limited set of tie-up hospitals in cities such as Delhi and Kolkata. Confirm a hospital is empanelled before admission.

The scheme runs a state health helpline, commonly reachable on 181, alongside a toll-free scheme number. The current numbers are listed on the official portal.

• Ayushman Bharat PM-JAY Rs 5 lakh health cover
• YSR Aarogyasri health cover in Andhra Pradesh
• Ayushman Bharat Digital Mission ABHA health ID
• PM Ayushman Bharat Health Infrastructure Mission
• Janani Suraksha Yojana for safe delivery
• PM Jan Dhan bank account for benefit transfers
• PM Jeevan Jyoti Bima life cover
• All Modi-era Sarkari Yojanas 2014 to 2026

• Government of Rajasthan, Mukhyamantri Ayushman Arogya Yojana portal: maayojana.rajasthan.gov.in
• Rajasthan Budget 2024 announcement renaming Chiranjeevi to Mukhyamantri Ayushman Arogya Yojana, 19 February 2024
• State Health Assurance Agency scheme details, cover of Rs 25 lakh plus Rs 10 lakh accident cover
• Jan Soochna Portal, Rajasthan: jansoochna.rajasthan.gov.in

Last reviewed: 1 July 2026.

By Dr. Shrawan Kumar Pathak