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Challenge a Power of Attorney Sale: Who Must Prove Fraud

Ramesh returned to his village after years in the city and found that his ancestral plot had been sold using an old power of attorney he once gave his cousin as loan security. He believes it was never a real sale. Before he can undo it, the law puts one hard question on him: can he prove the fraud with solid evidence? A power of attorney does not by itself transfer ownership, but if you challenge a sale done through it, the burden to prove that the sale was fake sits squarely on you, the challenger.

Who must prove what: the decision flow

When you challenge a sale made through a General Power of Attorney (GPA), a civil court works through the burden of proof roughly like this:

  1. You (the challenger) must first prove foundational facts. You have to show, with reliable and cogent evidence, that the transaction was NOT a genuine sale. Mere allegations that the holder misused a fiduciary position are not enough.
  2. If you fail to prove those foundational facts, the sale stands. The initial burden stays on you. The buyer does not have to prove anything until you have laid a credible base.
  3. Registered sale deeds plus revenue mutations that went unchallenged for years count against you. Long silence weakens your claim on possession and conduct.
  4. A mutation entry alone does not transfer title, but long-standing, unchallenged registered sales backed by revenue records are treated as persuasive.
  5. If you DO prove the foundational fraud with cogent evidence, the burden shifts to the buyer to defend the transaction, and the court can cancel the sale or declare it void.

In short: no cogent evidence, no cancellation. The sale you dislike stays valid until you dismantle it with proof.

Quick answer: A GPA is not a valid way to transfer ownership of immovable property; only a registered sale deed transfers title (Suraj Lamp, 2012). But if a registered sale WAS executed using a GPA and you say it was a sham or only loan security, the burden of proving that fraud lies on you. In Mallika v. R. Nallathambi, 2026 INSC 529 (22 May 2026), the Supreme Court held that mere allegations of fraud or misuse of fiduciary position are not enough unless supported by reliable and cogent evidence.

Two separate ideas often get mixed up. Keep them apart.

1. A power of attorney does not transfer ownership. In Suraj Lamp & Industries (P) Ltd. v. State of Haryana, 2012 (1) SCC 656, the Supreme Court held that a sale agreement, GPA or will transaction does not convey title or create any interest in immovable property. Immovable property can be lawfully transferred only by a registered deed of conveyance. This flows from the Registration Act, 1908 (Sections 17 and 49, which make such documents compulsorily registrable) and the Transfer of Property Act, 1882 (Section 54, sale of immovable property needs a registered instrument). So a bare “GPA sale” transfers nothing.

2. But a registered sale deed signed by a GPA holder is a different animal. Very often the GPA holder actually executes a proper registered sale deed to the buyer. That registered deed can transfer title. If you now say that sale was fraudulent, or that you only gave the GPA as security for a loan and never meant to sell, you are attacking a completed registered transaction. That is where the burden of proof falls on you.

In Mallika v. R. Nallathambi, 2026 INSC 529, decided on 22 May 2026 by Justices Ujjal Bhuyan and Vipul M. Pancholi, the Court put it directly. The operative holding: the burden of establishing that the transactions were not genuine sale transactions rested upon the person alleging it, and “mere allegations of fraud or misuse of fiduciary position are not sufficient unless supported by reliable and cogent evidence.” The Court added that in the absence of such foundational evidence, the initial burden continued to remain upon the challenger. It also noted that where revenue records continue for many years, are supported by registered sale transactions and remain unchallenged for a long period, they become relevant factors while considering possession.

Under the ordinary law of evidence, the burden of proving fraud always lies on the person who alleges it. A court will not presume fraud from suspicion alone.

If you also believe the registration itself was irregular or the deed was forged, see our guide on whether a can revenue authority cancel a registered sale deed or whether that must go to a civil court.

How to challenge a POA sale, step by step

  1. File a civil suit. You cannot get a registered sale cancelled by writing to the sub-registrar or the revenue office. You must file a suit in the civil court for cancellation of the sale deed and/or a declaration that the sale is void and does not bind you, along with a prayer to set aside the mutation.
  2. Watch the limitation clock. A suit to cancel an instrument or set aside a sale generally must be filed within three years from when you first learnt of the sale. Long, unexplained delay (as in Mallika, where ten years passed) badly damages your case. Do not sit on it.
  3. Get the documents first through RTI and the sub-registrar. You need the registered sale deed, the encumbrance certificate (EC), the mutation file and the GPA on record. Apply to the Sub-Registrar and the revenue/tehsil office. If they stall, use RTI to force the file out. Our AI RTI draft tool can draft that application for you.
  4. Build cogent evidence of the fraud. Loan documents, cheque or bank trails showing money went as a loan and not as sale price, correspondence, absence of consideration, and any proof the GPA was conditional or for a limited purpose.
  5. If the public office refuses your RTI, escalate with the first appeal tool and check your deadlines with the RTI timeline calculator.

Documents you will need

Common mistakes

Real-life example (illustrative): A retired teacher in Salem gave his nephew a GPA in 2014 to manage a plot while he was posted overseas, treating it as informal security for a family loan. In 2015 the nephew used the GPA to execute a registered sale deed to a third party, and mutation followed. The teacher filed a cancellation suit only in 2025. As legal educator Dr. Shrawan Kumar Pathak explains, the court did not doubt that a GPA cannot by itself pass title, but the teacher still had to prove the 2015 registered sale was a sham. With no bank trail showing a loan, no written condition on the GPA, and ten years of unchallenged mutation, he could not discharge that burden, and the sale stood. The lesson: keep written proof, and act quickly.

Frequently asked questions

Does a power of attorney transfer ownership of property?

No. Following Suraj Lamp (2012), a GPA does not convey title or create any interest in immovable property. Ownership passes only through a registered deed of conveyance.

Then how did the buyer get title through a GPA?

Usually the GPA holder executed a separate registered sale deed to the buyer. That registered deed, not the GPA, is what transferred title. To undo it you must challenge that sale deed.

Who has to prove the sale was fraudulent?

You do. Per Mallika v. R. Nallathambi (2026 INSC 529), the burden of proving that a sale was not genuine lies on the person alleging fraud, and mere allegations are not enough without reliable and cogent evidence.

What counts as cogent evidence?

Documents showing the money was a loan not sale price, bank or cheque trails, written limits on the GPA, absence of consideration, and correspondence proving the GPA was only security.

Does a mutation entry prove the sale is valid?

A mutation entry alone does not transfer title. But long-standing mutations backed by registered sales and left unchallenged for years become persuasive evidence on possession and conduct.

How long do I have to challenge the sale?

Generally three years from when you learnt of the sale, for a suit to cancel the instrument or seek a declaration. Long delay, as in Mallika, seriously weakens your case.

Can the sub-registrar or revenue office cancel the sale for me?

No. A registered sale deed can only be cancelled or declared void by a civil court. Revenue and registration offices cannot undo it.

How does RTI help in a POA sale dispute?

RTI lets you obtain the registered deed, EC, mutation file and GPA on record from the Sub-Registrar and revenue office when they refuse to share them, so you can build your evidence.

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