Quick answer. Yes — the Army, Navy and Air Force are covered by the RTI Act, 2005. They are not in the Second Schedule of exempt intelligence and security organisations, and the Ministry of Defence, the service record offices and PCDA (Pensions) all have CPIOs. Your own pension papers and service record are your own personal information — Section 8(1)(j) protects your privacy from others, and a PIO cannot turn it against you when you ask for your own file. For routine copies of pension documents, the Ministry of Defence's SPARSH portal (sparsh.defencepension.gov.in) is often faster than RTI; for the underlying pension grievance, the remedy is an Original Application before the Armed Forces Tribunal under the AFT Act, 2007. Use both tracks in parallel.
Editorial correction (10 July 2026). An earlier version of this page summarised an Armed Forces Tribunal, Principal Bench ruling described as OA 567/2023, Col. P. Mehta v. Ministry of Defence, decided 7 November 2023. We re-checked Indian Kanoon and publicly available AFT records and could not verify that any such decision exists — and the page's external citation link was literally a “placeholder” URL. That summary has been removed. Everything below is rebuilt on judgments, statutes and official sources verified against the primary source, with links.
Section 24 of the RTI Act exempts only the intelligence and security organisations listed in the Second Schedule — bodies such as the Intelligence Bureau, R&AW, BSF, CRPF, NSG and Assam Rifles, with additions over the years by gazette notification. The Army, Navy and Air Force are not in that Schedule. A serving member, a veteran or a family pensioner can file RTI applications with the Ministry of Defence, the Department of Ex-Servicemen Welfare, the service headquarters, the record offices and the Defence Accounts Department — all of which designate CPIOs (the DESW publishes its PIO list at desw.gov.in/rti).
Even for the organisations that are in the Second Schedule, the provisos to Section 24(1) keep two doors open: information about allegations of corruption is never excluded, and information about allegations of human-rights violations must be given with the Information Commission's prior approval. For where RTI genuinely does not apply, see Section 24: where you cannot apply RTI.
Section 8(1)(j) exempts “personal information” whose disclosure has no relationship to public activity or would cause unwarranted invasion of privacy. PIOs sometimes stamp this on a veteran's request for his own pension file. The distinction that decides these cases:
| Authority | What it says | Where to read it |
|---|---|---|
| Dev Dutt v. Union of India, (2008) 8 SCC 725, decided 12 May 2008 | Every entry in a government servant's record of service must be communicated to him — non-communication is arbitrary and violates Article 14 | Indian Kanoon doc 801705 |
| Sukhdev Singh v. Union of India, (2013) 9 SCC 566, decided 23 April 2013 | Three-judge bench affirms the Dev Dutt communication rule as settled law | Indian Kanoon doc 9665019 |
| Girish Ramchandra Deshpande v. CIC, (2013) 1 SCC 212, decided 3 October 2012 | A third party cannot get your service or pension records under RTI without a larger public interest — s.8(1)(j) shields you from others | Indian Kanoon doc 160205361 |
| Girish Chandra v. Ministry of Defence, CIC/LS/C/2012/000334, decided 24 August 2012 | CIC: another retiree's pension details are s.8(1)(j) personal information; no larger public interest shown | Indian Kanoon doc 125368476 |
| Armed Forces Tribunal Act, 2007 — ss.3(o), 14 | “Service matters” includes pension and other retirement benefits; the AFT has original jurisdiction over them | indiacode.nic.in — AFT Act 2007 |
| RTI Act, 2005 — ss.2(f), 6(1), 7(1), 8(1)(j), 19, 24 and Second Schedule | Armed forces not in the Second Schedule; own-record requests follow the ordinary RTI timeline and appeal chain | the RTI Act, annotated |
Address your RTI to the office that holds the record, or it will spend weeks in Section 6(3) transfers:
RTI becomes the right tool when SPARSH or the record office does not respond, when you need certified copies for a tribunal, or when you need the file notings behind a decision — why a claim was rejected, when your case moved between offices, and who sat on it.
Send it to the CPIO of the record-holding office with the ₹10 central fee. Ask for records, not explanations:
Under Section 6(1) of the RTI Act, 2005, I request the following information relating to me (I am the subject of these records): 1. Certified copy of my pension fixation/sanction file, including the PPO and every corrigendum PPO issued in my case, as per Section 2(j)(ii). 2. Certified copies of my Last Pay Certificate and the data sheet or LPC-cum-data sheet forwarded to PCDA (Pensions) in my case. 3. Certified extract of my service and pay verification records held by the record office. 4. The daily progress of the file dealing with my pension claim dated [date], including dates of receipt and forwarding between offices, and the present custodian of the file. A reply is due within 30 days under Section 7(1). Since these are my own records, the exemption under Section 8(1)(j) does not apply against me. If any part is withheld, please cite the exact provision and inform me of my right to first appeal under Section 19(1).
You can generate a clean version with the AI RTI Drafter.
A common and costly confusion, and exactly what the fabricated summary this page used to carry got wrong:
For the full escalation playbook, see The RTI Playbook and the PIO RTI Reply Guide.
No. Section 24 exempts only the intelligence and security organisations notified in the Second Schedule — the three services are not in it. The Ministry of Defence, service headquarters, record offices and PCDA (Pensions) all have CPIOs and answer RTI applications on the ordinary 30-day timeline.
Not sustainably. Section 8(1)(j) protects personal information from third parties. When you seek your own pension fixation papers, PPO or service verification, you are the person whose privacy the clause protects — there is no one else's privacy to invade. Such refusals are routinely reversible in first appeal.
Generally no. Girish Ramchandra Deshpande (2013) 1 SCC 212 holds that a public servant's service record is exempt personal information unless a larger public interest is shown, and the CIC applied exactly this to defence pensions in Girish Chandra v. Ministry of Defence (2012), refusing another retiree's pension details.
No — the AFT does not hear RTI appeals. RTI denials go to the departmental first appellate authority and then to the Central Information Commission. The AFT is where you challenge the pension decision itself (fixation, disability element, arrears) by Original Application under the AFT Act, 2007.
Often not. If your pension is on SPARSH, your PPO and pension statements are available from your SPARSH login, and record offices reply to ordinary requests too. RTI is the tool when those routes stall, when you need certified copies as evidence, or when you need the file notings behind an adverse decision.
Editorial summary, not a certified report. Verify every citation against the full reported decision before using it in a PIO order, first appeal or any filing. RTI Wiki is not a legal service. Content licence: CC-BY 4.0 · Big Helpers (bighelpers.in).
Editorial summary · reviewed by Dr. Shrawan Kumar Pathak · last reviewed 10 July 2026.