PM Awas Yojana Gramin Beneficiary List Check 2026: Find Your Name and Track Instalments

Reviewed on: 2026-06-19.

PMAY-G works on a milestone-linked payment calendar. The government releases money in stages tied to construction progress, not in one lump sum. Understanding which stage you are at, and whether your name is on the right list, is what this article covers.

Before you search, know which list you are on.

• Permanent Wait List (PWL): The ranked list of households identified through SECC data and verified at the gram sabha. Being on the PWL means you are registered and awaiting sanction. The Ministry publishes this panchayat-wise through the AwaasSoft reporting portal.
• Sanctioned beneficiary list: Once the state government sanctions your name from the PWL, your record appears in the IAY/PMAY-G Beneficiary Search.
• Awaas Plus survey list: Households surveyed through the Awaas Plus app (for left-out rural poor) have a separate Awaas Plus ID, tracked through a different search page on AwaasSoft.

If your name is not in the Beneficiary Search, check whether you are still on the Permanent Wait List awaiting sanction. These are two different stages.

This is the most direct route if you were sanctioned before the Awaas Plus survey.

1. Open IAY/PMAY-G Beneficiary Search (accessible from the main portal at pmayg.nic.in).
2. Enter your Registration Number or Beneficiary ID in the search field. This number was given to you at the time of registration, usually by the Block Development Officer or gram panchayat.
3. Solve the simple captcha (a basic addition sum).
4. Click Search. Your name, sanction year, house completion stage, and instalment release record will appear.

If you do not know your Registration Number, contact your Block Development Officer or check the physical sanction letter issued when your name was approved.

Households surveyed during the Awaas Plus drive received a unique Awaas Plus ID.

1. Open AwaasPlus Beneficiary Details.
2. Select your State, enter your Awaas Plus ID, solve the captcha, and submit.

To look up SECC family data using your PMAY-ID, use SECC Family Member Details (requires State and PMAY ID).

Sanction alone does not mean money has arrived. Each instalment is released via a Fund Transfer Order (FTO), which moves through stages: generated, signed, verified, sent to PFMS, sent to bank, credit confirmation received. Your money is credited only when the FTO reaches “Credit Confirmation Received.”

1. Open Rural Housing FTO Tracking System.
2. Enter your FTO Number or PFMS ID, solve the captcha, and submit.

Your FTO number is in your beneficiary file at the Block or DRDA office. If you do not have it, the FTO Instalment-Wise Report on AwaasSoft lets you filter by state and financial year.

PMAY-G does not release the full unit assistance at one time. Funds are disbursed in stages tied to construction milestones, with each subsequent instalment released only after field verification of the previous stage through the Awaas App or a block-level inspection.

The broad milestone sequence is:

1. Foundation / plinth level: First instalment released after the beneficiary begins construction and the foundation is verified.
2. Lintel level: Second instalment released when walls reach lintel height.
3. Roof / slab level: Third instalment released when the roof is cast.
4. Completion and geo-tag: Final instalment or balance released after the completed house is photographed and geo-tagged through the Awaas App.

The number of instalments and exact amounts vary by state and financial year. For Karnataka, the portal shows Rs 1,20,000 for plain areas and Rs 1,30,000 for hilly or difficult areas (state top-up: nil). Other states may differ. Verify your state's current unit assistance on the Unit Assistance and Instalment Details report by selecting your state and scheme year.

The instalment money goes directly to your Aadhaar-linked bank account through the Direct Benefit Transfer route. If your Aadhaar is not seeded to your bank account, the transfer will fail. Check your Aadhaar-bank seeding status before expecting any instalment. PMAY-G beneficiaries are also entitled to 90 to 95 person-days of MGNREGA labour wages for work on their own house; track these at MGNREGA payment status as they flow through a different system.

Several reasons explain why a household does not appear in the Beneficiary Search:

• Name still on the Permanent Wait List, not yet sanctioned. The state draws down from the PWL in annual tranches. Being on the PWL is not the same as being sanctioned.
• SECC exclusion. PMAY-G uses 13 automatic exclusion criteria. Households owning motorised vehicles, refrigerators, or with government-employed members, income taxpayers, or land above a ceiling may be excluded.
• De-duplication flag. If your household appeared in both old IAY records and PMAY-G, the system may have removed the duplicate entry.
• Aadhaar mismatch or incomplete e-KYC. A mismatch between your Aadhaar name and your bank or panchayat records can stall or remove your entry.
• Gram sabha objection. If the gram sabha passed an objection against your name, it is removed from the active list.

Approach the Block Development Officer with your registration acknowledgement and ask for a written explanation. That written reason is also what you need before filing an RTI.

PMAY-Urban (PMAY-U) is for city and notified municipal area residents and is managed through pmaymis.gov.in. PMAY-G is strictly for rural households under a gram panchayat. If you live in a village, search at pmayg.nic.in, not pmaymis.gov.in.

The FTO status showing “Credit Confirmation Received” means the transfer was recorded on the government side. If the money has not appeared in your passbook, the issue is on the bank side: a dormant account, unseeded Aadhaar, or a wrong account number or IFSC in your beneficiary record. Check your Aadhaar-bank seeding status and refer to the DBT amount not credited fix guide for the full resolution path. You can also file a formal complaint at pgportal.gov.in quoting your FTO number.

File an RTI to: the Block Development Officer / District Rural Development Agency under the Ministry of Rural Development

If the online portal does not explain your position in the list, an RTI application can extract the following:

• The complete Permanent Wait List for your gram panchayat, in order of priority rank.
• The reason your name was not sanctioned from the PWL in the current year's tranche.
• The FTO numbers and release dates for every instalment processed in your name.
• Whether any de-duplication or exclusion flag was applied to your registration, and on what basis.
• Copies of gram sabha proceedings where your name was discussed or objected to.

→ Use our free AI RTI Drafter to generate a complete Section 6(1) application.

Completion is marked only after a field inspector geo-tags your house through the Awaas App. Submit a written request to the Block Development Officer for a completion verification visit. Until the geo-tag is uploaded, the portal record will not update and the final instalment may be withheld.

Yes. The IAY/PMAY-G Beneficiary Search and the panchayat-wise reports on the AwaasSoft reporting portal are publicly accessible. You can search by registration number or view aggregated panchayat data without logging in.

Not necessarily. Your name may be sanctioned at state level but not yet pushed to the AwaasSoft system. Wait one to two weeks and recheck. If it still shows nothing, approach the Block Development Officer for a printed sanction status.

The Awaas Plus ID was recorded by the surveyor in the mobile app. Ask your gram panchayat or Block office for the Awaas Plus survey register for your village. The gram panchayat secretary can also look it up on the AwaasPlus Family Member Details page using your state and household details.

The second instalment requires the first-stage construction to be verified and photographed. If the Awaas App upload by the block-level verifier is pending, or if there is a mismatch between your account details and the FTO record, the second FTO will not generate. Contact the Block Development Officer and ask them to verify the construction stage in AwaasSoft.

No dedicated toll-free beneficiary helpline number is published on the official portal as of this review. The support email for technical queries is support-pmayg[at]gov[dot]in. For payment and FTO issues, the PFMS helpdesk email is helpdesk-pfms[at]gov[dot]in. For formal complaints, use pgportal.gov.in.

Yes. The same IAY/PMAY-G Beneficiary Search covers both IAY and PMAY-G records because PMAY-G subsumed IAY from 2016 onwards. Enter your old IAY registration number in the same Beneficiary ID field.

• PMAY-G official portal: pmayg.nic.in (redirects to pmayg.dord.gov.in)
• IAY/PMAY-G Beneficiary Search: awaassoft.pmayg.dord.gov.in
• AwaasPlus Beneficiary Details: AwaasPlus Beneficiary Details
• SECC Family Member Details: SECC Family Member Details
• FTO Tracking System: Rural Housing FTO Tracking
• Unit Assistance and Instalment Details Report: AwaasSoft MIS Report
• FTO Instalment-Wise Report: AwaasSoft E-FMS Report
• PMAY-G Contact Page: pmayg.dord.gov.in/Contact
• Public Grievances Portal: pgportal.gov.in

By Dr. Shrawan Kumar Pathak