Table of Contents

How to apply for PAN correction or re-issue — complete 2026 guide

How to apply for PAN correction 2026 — RTI Wiki citizen guide

⚠️ DPDP Rules, 2025 (14 Nov 2025) amended Section 8(1)(j) of the RTI Act — public-interest override now under Section 8(2). Read the note →

· 2026/04/19 05:02

Quick answer. If your PAN card has a wrong spelling, wrong date of birth, old address, faded photo or mismatched signature — or if you have lost / damaged the physical card — you do not need a new PAN. File a Change/Correction request in Form 49A (Indian residents) or Form 49AA (NRIs) at tin-nsdl.com or utiitsl.com. Fee is ₹110 with Aadhaar e-KYC (paperless) or ₹150 with physical document submission. The corrected e-PAN lands in your email and DigiLocker in 7-15 days; the physical card by Speed Post in 15-30 days. Your PAN number stays the same — only the data on the card changes.

Priya's story — "PAN said Patil, Aadhaar said Patel — refund stuck for 4 months"

Priya, 28, software engineer at a product startup in Bengaluru. Married in October 2024 and updated her surname on Aadhaar to her husband's family name. PAN was still issued in her maiden name “Priya Patil”.

“I didn't think the surname mattered until April 2025 when my employer issued Form 16 in 'Priya Patel' and the income tax portal said: 'Name as per PAN does not match name in TDS return — refund processing on hold.' I had a ₹38,000 refund waiting. I tried to link PAN with Aadhaar — failed because of the same name mismatch. Filed a correction at tin-nsdl.com on 18 April 2025: Form 49A, ticked 'Name', uploaded scanned Aadhaar (new), marriage certificate, passport-size photo and signature. Paid ₹110 by UPI for Aadhaar e-KYC mode. The acknowledgement came in 2 minutes; the corrected e-PAN landed in email on 27 April — exactly 9 days. The physical PAN with my correct name reached my address in Bengaluru on 6 May (18 days). I linked PAN with Aadhaar the same evening, refund of ₹38,000 was credited on 14 May. The whole thing cost ₹110 + a Sunday afternoon.”

—Priya, May 2025

NSDL Protean and UTIITSL between them process roughly 30 lakh PAN correction / reissue requests per year (CBDT Annual Report 2024-25). The most common categories: surname change after marriage (women), spelling corrections from old hand-written applications, and “lost PAN — request reissue” after wallet/bag thefts.

What this is — and when you need it

A Permanent Account Number (PAN) is a 10-character alphanumeric identifier issued by the Income Tax Department under §139A of the Income Tax Act, 1961 read with Rule 114 of the Income Tax Rules, 1962.

You need a PAN correction (not a new PAN) when:

You need PAN re-issue (same number, fresh card) when:

You need a new PAN application (totally different process — see Apply PAN card) only if you have never had a PAN before. Holding two PANs is illegal under §272B (penalty ₹10,000) — never apply afresh just to “fix” details on an existing one.

Step-by-step process

Step 1 — Decide your service provider: NSDL Protean or UTIITSL

Both are CBDT-authorised. Pick the one that issued your existing PAN (look on the back of your card; NSDL cards say “Protean / NSDL”, UTIITSL cards say “UTIITSL”). You can technically use either, but using the original issuer is faster.

Step 2 — Log in and identify the request type

Step 3 — Fill Form 49A / 49AA — tick only the fields you want changed

This is where most applicants slip. The form has a check-box next to every field (name, father's name, DOB, photo, signature, address). Tick only the ones you want corrected. If you leave a check-box blank but type a new value in that field, the value is ignored. If you tick a box but don't fill the new value, the application is rejected for incompleteness.

Step 4 — Attach proofs

A PAN correction always needs three buckets of proof. Keep PDFs ≤ 300 KB each.

Step 5 — Pay the fee and e-Sign

Step 6 — Track the application

Step 7 — Receive the e-PAN and physical card

Fee, eligibility and timeline table

+---------------------------------+--------------------------------------+
| Service                         | Fee + timeline                       |
+---------------------------------+--------------------------------------+
| Correction with Aadhaar e-KYC   | ₹110 (incl. GST). e-PAN in 7-15 days |
| (paperless, fully online)       | + physical PAN in 15-30 days.        |
+---------------------------------+--------------------------------------+
| Correction with physical doc    | ₹150 (incl. GST). e-PAN in 10-20     |
| submission (courier hard copy)  | days + physical PAN in 25-40 days.   |
+---------------------------------+--------------------------------------+
| Despatch of corrected PAN       | ₹1,020 (incl. GST + courier).        |
| outside India                   | Delivery 30-60 days.                 |
+---------------------------------+--------------------------------------+
| Re-issue of lost / damaged PAN  | Same as above (₹110 / ₹150). Same    |
| (no data change)                | PAN number reprinted.                |
+---------------------------------+--------------------------------------+
| e-PAN only (no physical card)   | ₹66 (incl. GST) at tin-nsdl.com →    |
|                                 | "Reprint of PAN card" → e-PAN tick.  |
+---------------------------------+--------------------------------------+
| Penalty for holding 2 PANs      | ₹10,000 under §272B IT Act 1961.     |
| (do NOT apply afresh)           |                                      |
+---------------------------------+--------------------------------------+
| RTI to PIO NSDL / Income Tax    | ₹10 by IPO. BPL = free.              |
| Department for stuck request    |                                      |
+---------------------------------+--------------------------------------+

Common reasons your PAN correction gets rejected or stuck

If stuck — the escalation ladder

Rung 1 — NSDL / UTIITSL helplines

Rung 2 — e-Nivaran on the e-filing portal

Rung 3 — CPGRAMS

Rung 4 — Jurisdictional Assessing Officer (AO)

Rung 5 — Right to Information (RTI)

NSDL Protean and UTIITSL operate as service providers under contract with CBDT. RTI applications go to the PIO of CBDT / Income Tax Departmentnot directly to the private companies. The Income Tax Department then asks the contractor to provide the records.

RTI helps here when:

RTI does NOT help here when:

See the dedicated guide: RTI in 12 simple steps — for first-time filers.

FAQs

Q. Will my PAN number change after correction?
No. The 10-digit PAN is permanent (that's why it's called Permanent Account Number). Only the printed details, photo or signature on the card change.

Q. I have lost my PAN card and forgotten the number. What now?
Go to incometax.gov.in → “Quick Links” → “Know Your PAN” → enter name + DOB + mobile → OTP. The system shows your PAN. Then file a re-issue at tin-nsdl.com.

Q. e-PAN vs physical PAN — which is legally valid?
Both. The e-PAN PDF (with digital signature from CBDT) is accepted as full proof — banks, exchanges, EPFO, GST registration all accept it. The physical card is just convenient for in-person KYC.

Q. Can I correct PAN through the Income Tax e-filing portal directly?
Only for limited corrections sourced from Aadhaar — DOB and name sync. For photograph, signature, address, father's name, you must use NSDL or UTIITSL.

Q. My PAN says “Patil” but Aadhaar says “Patel” — which one should I correct?
Whichever has the wrong data. If your legal name is genuinely “Patel” (post-marriage / deed poll), correct PAN. If your legal name is “Patil” and Aadhaar was wrongly updated, fix Aadhaar at an enrolment centre.

Q. How do I download the e-PAN once it's issued?
Go to https://www.onlineservices.nsdl.com/paam/requestAndDownloadEPAN.html — enter PAN + DOB + Aadhaar. Free for the first month; ₹8.26 thereafter. DigiLocker auto-pulls a copy too.

Q. I'm an NRI — same procedure?
Yes, but use Form 49AA (not 49A) and submit identity / address proofs valid abroad (passport copy + foreign address proof + Indian PAN copy).

Q. Can a deceased person's PAN be cancelled / surrendered?
Yes. The legal heir files a written request to the jurisdictional AO with death certificate + PAN copy + relationship proof. PAN is then deactivated.

Q. I corrected PAN but my mutual funds and bank still show the old name. Do they auto-update?
No — you must submit the corrected PAN copy to each institution separately for KYC update. CAMS / KFintech update once for all funds; banks need separate visits or net-banking KYC re-submission.

Last reviewed: 26 April 2026 by RTI Wiki editorial team. PAN correction fees, Form 49A check-boxes, and document acceptance lists are revised periodically by CBDT — verify on tin-nsdl.com or utiitsl.com before applying, or write to admin@bighelpers.in if you spot a stale figure.