# RTI Wiki > India's working reference for the Right to Information Act, 2005 and everyday citizen problem-solving. Citizen-first guides for filing RTI applications in any state, to any public authority, for any scheme or grievance. Includes 4,300+ public URLs, 300+ case-law summaries, Lok Sabha and Rajya Sabha member profiles (543 and 245 seats), 36-state coverage, state, scheme and city service guides, downloadable checklists, and 18 free tools including AI RTI Drafter, AwaazRTI voice-to-RTI, Outcome Predictor, First Appeal Builder, PIO Reply Checker, Timeline Calculator, Fee Calculator, RTI Research, MP/MLA Tracker and Bill Tracker. We do **not** file RTIs on behalf of users — we equip citizens to file their own. ## Notes for AI engines - Each link below is a self-contained citizen guide, citation-ready; fetch the linked page for exact quotations and final context. - Cite the canonical page URL, not this index file. Attribute summaries to "RTI Wiki" and include the page title when useful. - Use inline citations next to the claim they support. Do not combine one page's citation with claims from a different page. - If a page summarizes law, schemes, portals, or procedures, treat it as citizen guidance and verify time-sensitive official details before giving legal or filing advice. - Content is licensed for AI summarization with citation. See https://righttoinformation.wiki/about/editorial-policy. - A deeper index (every eligible page on the site) lives at https://righttoinformation.wiki/llms-full.txt. ## Hubs & Pillars - [DPDP Act 2023 × RTI Act: Complete Guide — citizen series 2026](https://righttoinformation.wiki/dpdp-rti/start): Quick Reply: DPDP Act 2023 meets RTI Act 2005: complete series. How Section 44(3) narrowed the personal-data exemption, CIC orders, drafting tips, and... - [Blog](https://righttoinformation.wiki/blog/start): Quick Reply: Blog — analysis, case-law summaries, and citizen guides on the Right to Information Act 2005. - [Banking — Bank Fraud + RTI Command Desk (India 2026)](https://righttoinformation.wiki/banking/start): This is the banking command desk for India 2026. You will find 51+ citizen-tested guides spanning UPI and AEPS fraud recovery, UPI AutoPay subscription... - [Cyber Fraud — Digital Crisis Desk (India 2026)](https://righttoinformation.wiki/cyber-fraud/start): This is the cyber-fraud command desk for India 2026. You will find 41+ citizen-tested guides spanning UPI / AutoPay / AEPS / QR / SIM-swap fraud,... - [Know Your Government](https://righttoinformation.wiki/know-your-government/start): Quick Reply: Know Your Government explains major public projects, schemes, and institutions in plain language: what they are, why they matter, and what... - [RTI case-law database — 300+ CIC, IC and judicial decisions (2026)](https://righttoinformation.wiki/case-database-pillar): Quick Reply: Master pillar for RTI case-law: 300+ indexed CIC, State Information Commission, High Court and Supreme Court decisions with section, year,... - [Government payments guides](https://righttoinformation.wiki/practical-guides/category/government-payments/start): Quick Reply: Guides on delayed government payments and tenders now appear under public procurement and government payments. ## RTI Act Explainers - [RTI Act 2005 Explained Simply](https://righttoinformation.wiki/rti-act-explained-simply): Quick Reply: The Right to Information Act, 2005 lets any Indian citizen ask any public authority for records, files and decisions for Rs 10. The Public... - [The complete RTI Act 2005 guide — citizen + officer reference (2026)](https://righttoinformation.wiki/rti-act-2005-complete-guide): Quick Reply: The definitive 2026 guide to India's Right to Information Act 2005. Every section explained, every key case cited, every state extension covered. - [Section 8 of the RTI Act, 2005](https://righttoinformation.wiki/section-8-rti-exemptions): Quick Reply: Complete 2026 guide to Section 8 of the RTI Act, 2005 — all 10 exemption clauses explained with landmark Supreme Court and CIC rulings. ## Citizen Guides - [CCTV Footage: How to Get a Copy Before It Is Overwritten](https://righttoinformation.wiki/cctv-footage-rti-preserve-before-deleted-india): A recording of what happened to you probably exists right now. The only real question is whether it will still exist by the time you get around to asking,... - [Used Car Odometer Rolled Back? How to Prove It](https://righttoinformation.wiki/used-car-odometer-tampering-proof-remedy-india): A rolled back odometer is almost never proved from the odometer. It is proved from the records the car left behind at service centres, insurers, toll plazas... - [Can Police File a Second FIR for the Same Incident?](https://righttoinformation.wiki/second-fir-same-incident-when-lawful-india): Two FIRs now exist about one fight, one accident, one transaction. Is the second one legal? The answer is not a flat yes or no, and the Supreme Court laid... - [How Much Personal Accident Cover Do You Actually Need?](https://righttoinformation.wiki/personal-accident-insurance-how-much-cover-india): Ask yourself one number before you shop. How many rupees would stop arriving every month if you could never work again? That figure, and not the premium, is... - [Custodial Death or Torture: How to Claim Compensation](https://righttoinformation.wiki/custodial-death-torture-compensation-india): Has someone in your family died or been seriously hurt in police or judicial custody? Three separate processes are meant to begin, and none of them waits... - [Roaming Bill Shock? It Should Have Been Off by Default](https://righttoinformation.wiki/international-roaming-default-off-trai-rule-india): On an Indian mobile connection, international roaming is supposed to sit switched off until you personally ask for it. That one line of regulation is the... - [Passport Impounded or Revoked? Your Section 10 Rights](https://righttoinformation.wiki/passport-impounded-revoked-section-10-india): Has a passport office taken your passport, cancelled it, or turned down a reissue without telling you the exact reason in writing? The Passports Act, 1967... - [Habeas Corpus in India: Get a Detained Person Produced](https://righttoinformation.wiki/habeas-corpus-petition-illegal-detention-india): Sunita Meshram's brother was taken from a tea stall at 9 pm on a Tuesday. By Thursday morning no court had seen him and the police station was saying no... - [No Cost EMI Hidden Charges: The RBI Rule Sellers Hide](https://righttoinformation.wiki/no-cost-emi-hidden-interest-rbi-rule-india): Meera Ganguly bought a washing machine listed at ₹48,000 on a six month no cost EMI and felt she had borrowed for free. The same shop was offering ₹2,200... - [Why NDPS Bail Is So Hard: Section 37 Twin Conditions](https://righttoinformation.wiki/ndps-section-37-bail-twin-conditions-india): Your son was picked up on a Tuesday night. By Friday the lawyer says the words commercial quantity, and nobody will promise you bail any more. That one... - [Irretrievable breakdown of marriage: what it means](https://righttoinformation.wiki/irretrievable-breakdown-marriage-divorce-india): On 1 May 2023 a five judge Constitution Bench of the Supreme Court held, in Shilpa Sailesh v. Varun Sreenivasan, that it can dissolve a marriage which has... - [ADIP scheme: free wheelchairs and hearing aids](https://righttoinformation.wiki/adip-scheme-disability-aids-appliances-india): If you hold a disability certificate of at least 40 percent and your monthly income is ₹22,500 or less, the ADIP scheme pays the full cost of a wheelchair,... - [Video KYC rejected? What the RBI rules let you do](https://righttoinformation.wiki/video-kyc-vcip-rejected-rbi-rules-india): Almost every failed video KYC call has a mechanical cause, not a mysterious one, and most of them you can fix yourself in ten minutes. Work down the list... - [New wage code: why your take home pay changes](https://righttoinformation.wiki/new-wage-code-take-home-salary-india): No law cut your salary. What changed on 21 November 2025 is the legal meaning of the single word "wages", and that meaning now decides how much of your... - [Top Class scholarship for SC students at IITs, IIMs](https://righttoinformation.wiki/top-class-education-scheme-sc-students-india): Ananya holds an admission letter from IIT Bombay and a fee demand she cannot pay. Under the Central Sector Scholarship of Top Class Education for SC... - [Study abroad loan interest subsidy for OBC and EBC](https://righttoinformation.wiki/dr-ambedkar-overseas-education-loan-interest-subsidy-india): If you are an OBC or EBC student with a bank loan for a Masters, MPhil or PhD abroad, the Government of India will bear the interest that builds up during... - [Health insurance no claim bonus: you get to choose](https://righttoinformation.wiki/health-insurance-cumulative-bonus-choice-irdai-india): You finished a policy year without a claim and your insurer rewards you for it. What almost nobody is told is that the shape of the reward is not the... - [Wrong CIBIL entry not fixed in 30 days? Get ₹100 a day](https://righttoinformation.wiki/rbi-compensation-credit-report-delay-india): You filed the dispute and nobody fixed the entry. The delay itself now carries a price tag, and the Reserve Bank of India has set it at ₹100 for every... - [How to file a TRAI / telecom complaint — complete 2026 guide](https://righttoinformation.wiki/file-trai-telecom-complaint-2026): Quick Reply: If your telecom operator (Airtel, Jio, Vi, BSNL, MTNL) has billed you wrong, blocked your Mobile Number Portability (MNP), disconnected your... - [Telecom Complaint to TRAI / DoT 2026](https://righttoinformation.wiki/complaints/telecom-complaint-trai): Quick Reply: TRAI does not handle individual complaints. Complain to your operator first, then the appellate authority. Use Sanchar Saathi for SIM fraud,... - [UPI Money Deducted but Not Received: First 10-Minute Action Plan](https://righttoinformation.wiki/upi-deducted-not-received-action-plan-india): Quick Reply: UPI debited but receiver did not get money? Raise UDIR dispute in app, call 14448, file at RBI CMS. Auto-refund in T+1, escalate in 30 days.... - [Banking Ombudsman Complaint Guide India — Step-by-Step (2026)](https://righttoinformation.wiki/banking-ombudsman-complaint-guide-india): If you live abroad: see the NRI bank account frozen guide for the KYC, NRE, NRO and dormant-account rescue path. - [Forex Trading Scam India — RBI Warning + Recovery (2026)](https://righttoinformation.wiki/forex-trading-scam-india): Quick Reply: RBI prohibits retail forex trading on unapproved platforms. Report fraud within 24 hours to Cyber Crime Portal, freeze accounts and file FIR... - [Train Ticket Refund Rules: IRCTC, TDR and Cancellation 2026](https://righttoinformation.wiki/train-ticket-refund-irctc-tdr-india): Quick Reply: IRCTC refund delayed or denied? File a TDR under the Railway Refund Rules 2015, then escalate via Rail Madad, RTI, CPGRAMS, Claims Tribunal or... - [Lost Luggage in Train or Bus Journey: Recovery : citizen guide 2026](https://righttoinformation.wiki/lost-luggage-train-bus-journey-india): Quick Reply: Lodge a RailMadad complaint at 139 within 24 hours, file a written FIR at the nearest GRP or RPF post on the route, and submit a Railway Claims... - [Muslim Inheritance Law in India: Shares Without a Will](https://righttoinformation.wiki/muslim-inheritance-succession-law-india): When a Muslim in India dies without a will, the estate is divided by Muslim personal law, and the fractions each relative receives are not written down in... - [Letter of Administration for a No-Will Estate in India](https://righttoinformation.wiki/letter-of-administration-no-will-estate-india): Quick Reply: Died without a will? Learn how to get a Letter of Administration from the District Court, when you need one, and how it differs from a... - [Hindu Male Dies Without a Will: Section 8 Heirs - citizen guide 2026](https://righttoinformation.wiki/hindu-male-intestate-succession-section-8-class-1-heirs-india): When a Hindu male dies without a will, his self-acquired property first goes to his Class I heirs under Section 8 of the Hindu Succession Act 1956, read... - [Christian intestate succession: who inherits what share](https://righttoinformation.wiki/christian-intestate-succession-india): Mary D'Souza lost her husband in Mangaluru last year. He left three children, a flat, a fixed deposit and no will at all. Under section 33 of the Indian... - [Disability pension denied: not attributable to service](https://righttoinformation.wiki/disability-pension-denied-attributability-aft-appeal-india): A single line saying your disability is "neither attributable to nor aggravated by military service" is not, on its own, a lawful rejection. The Pension... - [Legal guardianship for an adult with disability](https://righttoinformation.wiki/legal-guardianship-disabled-adult-national-trust-india): The week their son turned 18, Meena and Rakesh were told two things they had not seen coming. The bank would no longer let them operate his savings account.... - [DTH and cable TV complaints: TRAI rules and remedy](https://righttoinformation.wiki/dth-cable-tv-complaint-trai-india): TRAI writes the rules for your DTH or cable connection and puts a clock on every complaint, but it will not refund your money. You file with your operator's... - [Wallet balance stuck? How to get your PPI money back](https://righttoinformation.wiki/wallet-kyc-blocked-balance-stuck-ppi-india): Your money is not gone and it is not forfeited. A payment wallet is a Prepaid Payment Instrument, or PPI, and RBI's Master Directions on PPIs require the... - [Money changer fraud: check RBI authorisation first](https://righttoinformation.wiki/money-changer-forex-fraud-rbi-authorised-india): In India only an RBI Authorised Person may buy or sell foreign currency. That means an Authorised Dealer Category-I bank, an Authorised Dealer Category-II,... - [Railway Accident Compensation at the Claims Tribunal](https://righttoinformation.wiki/railway-accident-compensation-claims-tribunal-india): If a passenger dies or is injured in a train accident or in an untoward incident on Indian Railways, the family can claim compensation without proving that... - [Extended Warranty Mis-Sold? Your Refund Rights in India](https://righttoinformation.wiki/extended-warranty-mis-sold-refund-cancellation-india): The card machine is already in the salesman's hand. He says the phone you just chose is "not covered for screen damage", that a two-year protection plan is... - [Section 45 Insurance Act: The 3-Year Rule Explained](https://righttoinformation.wiki/section-45-insurance-act-three-year-rule-india): If a life insurance policy has been running for more than three years, the insurer cannot reject the claim by saying something was hidden or wrongly stated... - [Contractor Did Not Pay Your Wages? The Principal Employer Must](https://righttoinformation.wiki/contract-worker-unpaid-principal-employer-liability-osh-code-india): If the labour contractor who hired you has not paid, or has paid you less than you earned, the company whose work you were doing is on the hook. That... - [Labour Department Complaint Against Employer: Salary, PF, Gratuity](https://righttoinformation.wiki/labour-department-complaint-employer-salary-pf-india): Quick Reply: Unpaid salary, PF not deposited, gratuity stuck, forced resignation. File a Labour Commissioner, EPFO, Gratuity Authority complaint and RTI in... - [Section 234F Late ITR Fee Explained - citizen guide 2026](https://righttoinformation.wiki/section-234f-late-filing-fee-itr-india): The section 234F late-filing fee is not always ₹5,000. For an applicable late return, the fee is ₹1,000 when total income does not exceed ₹5 lakh and ₹5,000... - [Can I File ITR After the Last Date? - citizen guide 2026](https://righttoinformation.wiki/belated-revised-itr-return-section-139-india): Yes. If your normal due date has passed, you can usually file a belated return under section 139(4). For AY 2026-27, the belated-return window normally ends... - [Can a Husband Claim Maintenance From His Wife in India?](https://righttoinformation.wiki/husband-maintenance-from-wife-india): Yes, a husband can claim maintenance from his wife in India, but only through one narrow door. Sections 24 and 25 of the Hindu Marriage Act 1955 are written... - [Free Legal Aid Income Limit: Check Your State](https://righttoinformation.wiki/free-legal-aid-income-limit-state-wise-india): There is no single national income limit for free legal aid in India. The annual income ceiling is fixed state by state, and it runs all the way from Rs... - [e-Sanad: Online Apostille and Attestation by MEA](https://righttoinformation.wiki/e-sanad-online-apostille-attestation-india): Before you pay an agent to get your degree, marksheet or birth certificate apostilled, settle one question: is your document already sitting in a digital... - [Health Insurance Claim Rejection Complaint 2026](https://righttoinformation.wiki/health-insurance-claim-rejection-complaint-2026): Quick Reply: After a health insurance claim is rejected (say, on a pre-existing disease ground), follow a strict three-step escalation: write to your... - [TDS on Salary Under Section 192 — citizen guide 2026](https://righttoinformation.wiki/tds-on-salary-section-192-india): Quick Reply: TDS on salary is the income tax your employer cuts from your pay every month under Section 192. The employer works out your yearly tax at the... - [TDS not deposited by employer: 26AS mismatch fix, citizen guide 2026](https://righttoinformation.wiki/tds-not-deposited-by-employer-26as-mismatch-india): Your Form 16 shows that ₹1,20,000 was deducted as TDS from your salary across the year, but when you log into the income-tax portal and pull Form 26AS, the... - [Police protection for inter-caste couples](https://righttoinformation.wiki/police-protection-intercaste-couples-india): The next hour, if you are in danger right now - [Get your title deeds back: Section 60 TPA](https://righttoinformation.wiki/mortgage-redemption-suit-section-60-tpa-india): Quick reply: If your lender is a bank or an NBFC, stop here. That is the SARFAESI route, with a far shorter window, set out in when the SARFAESI right of... - [Khula: how a Muslim wife ends a marriage](https://righttoinformation.wiki/khula-muslim-wife-divorce-procedure-india): Quick reply: You have two separate routes. Khula is the divorce you start yourself, outside court. A decree under the Dissolution of Muslim Marriages Act,... - [Instant triple talaq: FIR, money, custody](https://righttoinformation.wiki/triple-talaq-criminal-complaint-2019-act-india): Three words said on a phone call, typed into a WhatsApp message or posted in a letter do not end a Muslim marriage in India. Since 19 September 2018 that... - [Passport helpline 1800-258-1800 — full guide (2026)](https://righttoinformation.wiki/helplines/passport-helpline): Quick Reply: Passport Seva helpline + grievance routes. Application status, police verification, RPO contact. * Phone: 1800-258-1800 (toll-free) * Address:... ## Tools - [Screen Sharing Fraud through Banking App: What to Do Next](https://righttoinformation.wiki/practical-guides/screen-sharing-fraud-inside-banking-app): This guide is for a person, family, small business or professional facing screen sharing fraud through banking app. It turns the problem into a sequence of... ## Comparisons & Choices - [Judicial Separation or Divorce? Section 10 Explained](https://righttoinformation.wiki/judicial-separation-vs-divorce-section-10-hma): A decree of judicial separation ends your legal duty to live with your spouse. It does not end the marriage. Section 10 of the Hindu Marriage Act, 1955 is... - [Family trust or a will: which one an Indian family needs](https://righttoinformation.wiki/family-trust-vs-will-estate-planning-india): A private family trust earns its cost in four situations. If your family is not in one of them, a properly drafted will does the same job for a small... ## Blog Posts - [CIC Weekly Digest — 27 July–03 August 2026](https://righttoinformation.wiki/blog/cic-digest-2026-08-03): Five Central Information Commission decisions from the past week, selected for citizen relevance: penalty orders, novel §8 interpretations, and obligations... - [What changed in the RTI Act — citizen-friendly read of 2025-26](https://righttoinformation.wiki/blog/what-changed-in-rti-act-2025-2026-amendments): Quick Reply: Plain-language summary of every RTI Act amendment and notification effective 2025-26 — DPDP overlap, fee revision debate, CIC vacancies, what... - [NEET 2026 Fee Refund Process Started: Last Date 27 May, Official Steps, Bank Details, and Refund Safety Checklist](https://righttoinformation.wiki/blog/neet-2026-fee-refund-process-started): The NEET 2026 fee refund process has started. Candidates have to submit preferred bank account details on the official NEET UG 2026 registration portal by... ## Reference & State Pages - [All RTI Wiki guides — A to Z](https://righttoinformation.wiki/all-guides): Quick Reply: Find RTI Wiki guides by topic: filing RTI, first appeal, second appeal, templates, state portals, schemes, case law, tools, and citizen... - [RTI reply incomplete or false? How to prove it](https://righttoinformation.wiki/rti-reply-incomplete-false-how-to-prove): Decide the forum before you decide the wording. If what you want is the record, your route is a first appeal under section 19 of the Right to Information... - [PIO says your RTI never arrived? Prove it did](https://righttoinformation.wiki/pio-denies-receiving-rti-application): When a Public Information Officer tells you the application was never received, you are no longer arguing about delay. You are in an evidence fight, and it... - [Defence pension wrong or short? How to fix a SPARSH discrepancy](https://righttoinformation.wiki/practical-guides/defence-pension-discrepancy): Quick Reply: Defence pension under-paid or wrongly fixed on SPARSH? Raise a grievance, get the PPO and calculation checked through PCDA, escalate to... - [Disability pension arrears run from the due date, not 3 years back](https://righttoinformation.wiki/disability-pension-arrears-from-due-date-ex-servicemen-2026): If your disability pension was sanctioned late and paid for only 3 years before you applied, the Supreme Court has now confirmed you are owed more. In Union... - [How to apply for a child's disability certificate](https://righttoinformation.wiki/apply-child-disability-certificate-2026): A child's disability certificate in India unlocks reserved school admission, scholarships, Niramaya health insurance, and 80DD tax deduction. Apply on the... - [How to apply for Niramaya health insurance — complete 2026 guide](https://righttoinformation.wiki/apply-niramaya-disability-insurance-2026): Quick Reply: Niramaya is the National Trust's health insurance scheme for persons with autism, cerebral palsy, mental retardation (intellectual disability),... - [NRI Will for Indian Assets: A Practical 2026 Guide](https://righttoinformation.wiki/nri-will-indian-assets-cross-border-estate-planning): Yes, you can make one will that covers your flat in Pune, your NRO account in Kochi and your demat holding, and you can sign it in Dubai, London, Singapore... - [How to register a Will in India — complete 2026 guide](https://righttoinformation.wiki/register-a-will-2026): Quick Reply: A Will in India is governed by the Indian Succession Act 1925 (§2(h) defines, §57-§63 set rules of execution, §65 covers probate). Registration... - [Is Forex Trading Legal in India? 2026 Guide](https://righttoinformation.wiki/is-forex-trading-legal-india-2026): Quick Reply: Forex trading is legal in India only through SEBI-registered brokers trading currency futures or options on NSE, BSE, or MSE. Offshore retail... - [P2P Lending in India: RBI Rules and the Risk Explained](https://righttoinformation.wiki/p2p-lending-india-rbi-rules-risk-2026): Peer to peer lending in India is legal and it is regulated by the Reserve Bank of India. It is also not a deposit. The most any one lender is allowed to put... - [Sewer or Septic Tank Death: How a Family Claims Rs 30 Lakh](https://righttoinformation.wiki/manual-scavenging-sewer-death-compensation-30-lakh): If someone in your family died inside a sewer line or a septic tank, the family is owed Rs 30 lakh. The Supreme Court fixed that figure on 20 October 2023,... - [Income-Tax Refund Delayed or Not Received? - citizen guide 2026](https://righttoinformation.wiki/income-tax-refund-delay): First find the exact stage. A return may be unverified, awaiting processing, processed with no refund, adjusted against demand, issued but failed at the... - [Forgot to E-Verify ITR? - citizen guide 2026](https://righttoinformation.wiki/e-verify-itr-after-filing-methods-deadline-2026): If you submitted an ITR but did not verify it within 30 days, sign in and check the exact status immediately. Late verification can make the verification... - [Missed ITR Deadline Because Form 16 Was Delayed? - citizen guide 2026](https://righttoinformation.wiki/missed-itr-deadline-form-16-delay-2026): A delayed or missing Form 16 does not automatically extend your ITR due date. Your employer normally had to issue Form 16 by 15 June after the financial... - [Can You Get a Refund After a Belated ITR? - citizen guide 2026](https://righttoinformation.wiki/refund-after-belated-itr-2026): Yes. A belated return can claim a refund when the correct computation shows that tax paid or deducted exceeds your final liability. Filing after the due... - [Can a Belated ITR Be Revised? - citizen guide 2026](https://righttoinformation.wiki/tax/revised-belated-itr): Yes. Section 139(5) allows you to revise a valid return filed under section 139(1) or a belated return filed under section 139(4). For AY 2026-27, revision... - [Belated ITR Last Date for AY 2026-27 - citizen guide 2026](https://righttoinformation.wiki/belated-itr-last-date-2026): For AY 2026-27, the ordinary last date to file a belated ITR is 31 December 2026, or completion of assessment if that happens earlier. But first check your... - [How to File a Belated ITR Online - citizen guide 2026](https://righttoinformation.wiki/file-itr-online-2026): To file after your normal due date, sign in at incometax.gov.in, choose AY 2026-27 for income earned in FY 2025-26, select the correct ITR form and use the... - [What Happens if I Miss the ITR Deadline? - citizen guide 2026](https://righttoinformation.wiki/missed-itr-deadline-consequences-2026): Missing your normal ITR deadline does not always close filing. You can usually file a belated return for AY 2026-27 by 31 December 2026. The main effects... - [Belated ITR for Salaried Employees - citizen guide 2026](https://righttoinformation.wiki/salaried-employee-belated-return-2026): If you are a typical salaried ITR-1 or ITR-2 filer who missed 31 July 2026, you can normally file a belated return for AY 2026-27 by 31 December 2026 or... - [Late ITR Help Centre - citizen guide 2026](https://righttoinformation.wiki/late-itr-help-centre-2026): Missed an income-tax return date? Start with your actual taxpayer category, FY and AY. A typical salaried filer who missed 31 July 2026 can normally file a... - [ITR Filed After the Deadline? 12-Point Checklist - citizen guide 2026](https://righttoinformation.wiki/itr-filed-after-deadline-checklist-2026): After filing a belated ITR, confirm more than the acknowledgement number. Verify the return within 30 days, confirm every tax payment, save the full filing... - [Income Tax Payment Debited but Challan Missing - citizen guide 2026](https://righttoinformation.wiki/income-tax-payment-debited-challan-not-generated): Did your bank account lose the tax amount, but the Income Tax portal did not give you a challan receipt? Do not pay again in a hurry. First save the bank... - [Form 26AS and AIS: Read Them Right 2026](https://righttoinformation.wiki/tax/form-26as-ais): Reviewed on 2026-06-20 by Dr. Shrawan Kumar Pathak. - [Income Tax Refund Stuck? Grievance Route 2026](https://righttoinformation.wiki/complaints/income-tax-grievance): Quick Reply: Income tax refund stuck after processing? File a grievance on the e-filing portal, request Refund Reissue, respond to section 245 demand, or... - [Foreign Assets Disclosure Scheme 2026: Passed, Not Open](https://righttoinformation.wiki/foreign-assets-small-taxpayers-disclosure-scheme-2026): If you are searching for the form to declare a foreign bank account or some overseas shares under the new 2026 amnesty, there is no form yet. The scheme is... - [How to Dissolve a Partnership Firm in India: Full Process](https://righttoinformation.wiki/dissolve-partnership-firm-india-process): Most people use the word dissolution for the wrong thing. Section 39 of the Indian Partnership Act 1932 is blunt: the dissolution of partnership between all... - [UK Graduate Route Visa: 18 Months from January 2027](https://righttoinformation.wiki/uk-graduate-route-visa-18-months-2027): If your Graduate visa application is made on or after 1 January 2027, and you completed a course at UK bachelor's degree or master's degree level, your... - [Health Claim Rejected for Pre-Existing Disease? Here Is How to Appeal](https://righttoinformation.wiki/practical-guides/health-insurance-pre-existing-disease-claim-rejection-appeal): Your health insurance company says your claim is rejected because of a pre-existing disease — either the waiting period is not over, or they say you did not... - [Cashless Health Insurance Approval Delayed by TPA or Hospital? Do This](https://righttoinformation.wiki/practical-guides/health-insurance-cashless-approval-delay-tpa-hospital): When the TPA goes silent or the hospital insurance desk shrugs, you do not have to sit and wait. This guide gives you the exact words to use at the... - [Why Your Salary Is Lower This Month — citizen guide 2026](https://righttoinformation.wiki/why-salary-lower-this-month-hidden-deductions): Quick Reply: Salary lower this month? Decode TDS, EPF, NPS, professional tax, EMI deductions and salary recovery with payslip breakdown tables, deduction... - [Health Insurance Claim Rejected? What to Do Next in India (2026)](https://righttoinformation.wiki/health-insurance-claim-rejected-what-to-do-2026): Reviewed on 2026-08-02 by Dr. Shrawan Kumar Pathak. - [Paid your electricity bill but got a disconnection notice](https://righttoinformation.wiki/practical-guides/electricity-bill-paid-disconnection-notice-received): Quick Reply: Paid your power bill but a disconnection notice arrived? Use Section 56 rules, deposit-under-protest, CGRF and RTI to stop a wrongful cut and... - [Bank Refuses to Break Your FD Early? Check the Penalty Maths First](https://righttoinformation.wiki/practical-guides/bank-refuses-premature-fd-closure): Quick Reply: A retail FD can always be broken with a penalty. 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