Right to Information Wiki

How to check pension status / PPO number

anonymous@undisclosed.example.com (Anonymous) — Sun, 03 May 2026 08:28:36 +0000

2026/05/03 12:57	current
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	+	{{htmlmetatags>metatag-keywords=(pension status check, ppo number track, central pension status, bhavishya pension, ag pension status)
	+	metatag-description=(Track central govt pension status on Bhavishya, CPAO, or your disbursing bank. Plus how to find your PPO number, what to do if pension stops, and RTI for delays.)}}
	+
	+	====== How to check pension status / PPO number ======
	+	{{page>snippets:dpdp-banner}}
	+
	+	<WRAP info>Direct answer. For Central govt employees: visit bhavishya.nic.in (%%DoPPW%% Bhavishya portal) — track your pre-retirement pension processing. After retirement: check at cpao.nic.in or your disbursing bank (typically your salary bank). PPO Number is your master ID — first installment released within 8 months of retirement (CCS Pension Rules 2021 Rule 65).</WRAP>
	+
	+	===== Quick facts =====
	+	\| Pre-retirement portal \| [[https://bhavishya.nic.in\|bhavishya.nic.in]] (%%DoPPW%%) \|
	+	\| Post-retirement portal \| [[https://cpao.nic.in\|cpao.nic.in]] (Central Pension Accounting Office) \|
	+	\| PPO format \| 12-digit Pension Payment Order number \|
	+	\| SLA \| 8 months pre-retirement processing (CCS Pension Rules 2021) \|
	+	\| Bank route \| Disbursing bank statement / passbook \|
	+	\| Helpline \| Bhavishya: 1800-11-3000 · CPAO: 1800-11-7788 \|
	+	\| Email \| helpdesk-bhavishya@nic.in / cpao@nic.in \|
	+	\| Statutory base \| CCS (Pension) Rules 2021 \|
	+
	+	===== Step-by-step =====
	+	* Before retirement: register on Bhavishya at least 8 months before retirement. Track all 9 stages: Form 5/6/7 submission → %%HoO%% scrutiny → AG/CPAO → e-PPO → Bank credit.
	+	* After retirement: visit cpao.nic.in → Pensioners Corner → Pension Status — enter PPO number + DOB.
	+	* Bank route: log in to your disbursing bank's net-banking → check "Pension" section. Most PSBs (SBI, PNB, Canara, etc.) show pension credit history.
	+	* Find PPO if lost: contact disbursing bank with retirement letter + Aadhaar + service certificate. They can re-issue PPO copy.
	+	* Provisional pension under Rule 68 — if final PPO is delayed beyond 6 months, provisional pension equal to 100% of basic must be released. Most don't know to demand this.
	+	* Family pension activation — surviving spouse must apply with death certificate + bank statement; revision within 30 days mandated.
	+
	+	===== Real story from a citizen =====
	+	What we hear from RTI Wiki users: Mr. Ramamurthy, a 60-year-old retired Junior Engineer from CPWD Delhi, hadn't received any pension 7 months after retirement. He filed an RTI to his last drawing office (CPWD Division) asking (a) date of forwarding pension papers to AG/CPAO, (b) current location of file, (c) reason for delay beyond Rule 65's 8-month timeline, (d) provisional pension status under Rule 68, (e) projected sanction date. Reply in 26 days revealed the file was held up at AG's office for 5 months on a single missing service-verification entry. He chased AG; PPO issued in 14 days; arrears (7 months × Rs. 36,000) credited.
	+
	+	===== 7 reasons your status may be stuck =====
	+	* Service verification gaps — break-in-service, leave records missing. Fix: collect all service certificates from past postings.
	+	* Last-pay certificate (LPC) issue — wrong basic, allowance, or DA noted. Fix: rectification request to last drawing office.
	+	* Bank account issue — joint account vs single, KYC pending. Fix: bank visit.
	+	* Aadhaar-PAN mismatch — DBT routing fails. Fix: update both with consistent data.
	+	* Family details not updated for spouse and children. Fix: Form 12 to %%HoO%% for nomination.
	+	* Pension fixation calculation error — 7th Pay Commission revisions may have been applied incorrectly. Fix: file RTI for fixation worksheet.
	+	* %%HoO%% transferred / unreachable — common after restructuring. Fix: contact next administrative officer in line.
	+
	+	===== Pro tips most don't know =====
	+	* Provisional pension under Rule 68 of CCS Pension Rules 2021 — 100% of basic + DA, payable indefinitely until final PPO. ASK FOR THIS in writing if delay exceeds 6 months — most %%HoOs%% don't volunteer it.
	+	* Bhavishya app (Android) lets you track pension stages from your phone. Notifications at each stage transition.
	+	* Annual life certificate is mandatory each November via biometric (Jeevan Pramaan app or bank visit). If missed, pension freezes.
	+	* Pension can be received in any bank in India — not just disbursing bank. CPAO portal allows bank change without re-application.
	+	* Family pension is 30% of basic (50% if death-in-service); can be claimed by parents (if no spouse/children) or unmarried daughter (any age) or disabled child (any age). Most family-pension claimants don't know about the disabled-child clause.
	+
	+	===== Helpline + contact =====
	+	Bhavishya: 1800-11-3000 · CPAO: 1800-11-7788 · %%DoPPW%%: 011-26194914 · Email: helpdesk-bhavishya@nic.in / cpao@nic.in
	+
	+	===== If status is delayed beyond SLA — file an RTI =====
	+
	+	The official SLA on this service is published. If your status is stuck beyond it, you have a statutory right under §6 RTI Act 2005 to demand information from the public authority. Reply mandatory in 30 days.
	+
	+	File an RTI to: //Pay & Accounts Office (PAO) + AG (Audit) + Last Drawing Office//
	+
	+	Ask these 5 questions:
	+
	+	- date pension papers forwarded to AG/CPAO
	+	- officer-in-charge
	+	- reason for delay beyond 8-month rule
	+	- provisional pension status (Rule 68)
	+	- projected sanction date
	+
	+	→ [[https://righttoinformation.wiki/tools/ai-rti-draft-app.html\|Use our free AI RTI Drafter]] to generate a complete §6(1) application in 60 seconds. The Drafter pre-fills your name, address, fee statement, and the 5 questions above.
	+
	+	→ [[https://righttoinformation.wiki/tools/awaaz-rti.html\|Or speak it]] in हिन्दी / English / 9 other Indian languages via %%AwaazRTI%%.
	+
	+	→ For deeper case-law on this scenario: [[:rti-for-pension-delay\|Read the full RTI guide for pension delay]].
	+
	+	===== Frequently asked questions =====
	+	* Q: How long after retirement should pension start? — CCS Pension Rules 2021 mandate 8-month pre-retirement processing. First installment should hit your bank by retirement date or within 30 days.
	+	* Q: What is provisional pension and when can I claim it? — Rule 68 of CCS Pension Rules — 100% of basic + DA, payable when final pension is delayed > 6 months post-retirement. Demand in writing.
	+	* Q: Can I receive pension in any bank? — Yes — pensioner is free to choose any bank. CPAO portal handles transfer without re-application.
	+	* Q: What if my PPO is lost? — Disbursing bank can issue duplicate. Contact bank with Aadhaar + service certificate.
	+	* Q: Family pension after pensioner's death — what to do? — Spouse files Form-14 with %%HoO%% + death certificate + bank passbook. Revision within 30 days mandated. Children eligible till 25 (sons) / lifelong (unmarried/disabled daughters).
	+
	+	===== Summary + what to do next =====
	+
	+	To check status: use the official portal listed above with your reference number. SLA is published; if stuck beyond it, file a free RTI.
	+
	+	* If status is normal → wait the published SLA, then download/use your document
	+	* If status is delayed → click [[https://righttoinformation.wiki/tools/ai-rti-draft-app.html\|🪄 AI RTI Drafter]] now; complete §6 application in 60 seconds
	+	* If status is rejected → demand reasons under §4(1)(d) RTI Act; appeal/represent
	+	* For state-specific guidance → see [[:scheme-state:pension-delay:start\|state-by-state guide]]
	+
	+	===== All RTI Wiki tools (free, no login) =====
	+
	+	* 🪄 [[https://righttoinformation.wiki/tools/ai-rti-draft-app.html\|AI RTI Drafter]] — type problem, get §6 application
	+	* 🎤 [[https://righttoinformation.wiki/tools/awaaz-rti.html\|AwaazRTI]] — voice-to-RTI in 11 Indian languages
	+	* 🔮 [[https://righttoinformation.wiki/tools/rti-outcome-predictor.html\|Outcome Predictor]] — score your draft's win-likelihood
	+	* ⚖️ [[https://righttoinformation.wiki/tools/first-appeal-app.html\|First Appeal Generator]] — §19(1) draft on Day 31
	+	* 📬 [[https://righttoinformation.wiki/tools/pio-reply-checker-app.html\|PIO Reply Checker]] — analyse evasive replies
	+	* 📅 [[https://righttoinformation.wiki/tools/timeline-calculator-app.html\|Timeline Calculator]] — track 30-day window
	+	* 💰 [[https://righttoinformation.wiki/tools/rti-fee-calculator-app.html\|Fee Calculator]] — state-wise fees
	+	* 🔍 [[https://righttoinformation.wiki/tools/rti-research.html\|RTI Research]] — AI Q&A from this site
	+
	+	===== Related on RTI Wiki =====
	+
	+	* Master guide: [[:rti-for-pension-delay\|Full RTI for pension delay]]
	+	* State-by-state: [[:scheme-state:pension-delay:start\|Pick your state]]
	+	* Citizen RTI playbook: [[:citizen-rti-playbook\|All 100+ scenarios]]
	+	* The RTI Act 2005: [[:rti-act-2005-complete-guide\|Complete guide]]
	+	* All status-check guides: [[:check-status:start\|All 25 status-check pages]]
	+
	+	===== Sources =====
	+
	+	* RTI Act 2005 §§6, 7, 19
	+	* Official portal (linked in Quick Facts)
	+	* Statute referenced in Quick Facts
	+
	+	//Last reviewed: 25 April 2026.//
	+
	+	{{tag>check status pension ppo status status-check citizen-help free-tool}}

PMAY Status Check 2026 — AwaasSoft (Gramin) & PMAY-U 2.0 (Urban)

anonymous@undisclosed.example.com (Anonymous) — Sun, 03 May 2026 08:10:02 +0000

2026/05/03 12:57	current
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	+	{{htmlmetatags>metatag-keywords=(pmay status check 2026, pmay beneficiary list 2026, awaassoft check, pmay urban status, pmay gramin status, pmay g check 2026, pmay-u beneficiary search, pmay aadhaar check, pmay registration number, pmay status by mobile number, pmay status by name, pmay status village wise, pmay-u 2.0 application status, pmay status uttar pradesh, pmay status maharashtra, pmay status bihar, pmay clss subsidy, pmay 2.0 plus)
	+	metatag-description=(Check PMAY 2026 status — Gramin on awaassoft.nic.in, Urban on pmay-urban.gov.in. Step-by-step + state helplines + free RTI escalation if stuck 60+ days.)}}
	+
	+	====== PMAY Status Check 2026 — AwaasSoft (Gramin) & PMAY-U 2.0 (Urban) ======
	+	{{page>snippets:dpdp-banner}}
	+
	+	<WRAP center round info 95%>
	+	🟢 Verified & last updated: 3 May 2026 · Editorial team · All portal URLs + statutory citations verified against primary government sources.
	+	</WRAP>
	+
	+	<WRAP info>
	+	Direct answer:
	+	* PMAY-G (Gramin) → visit [[https://awaassoft.nic.in\|awaassoft.nic.in]] → Stakeholders → IAY/PMAYG Beneficiary → enter Registration Number OR search by name + Aadhaar.
	+	* PMAY-U 2.0 (Urban) → visit [[https://pmay-urban.gov.in\|pmay-urban.gov.in]] → "Search Beneficiary" → enter name + father's name + state. (Old portal pmaymis.gov.in still mirrors data.)
	+	* Helpline (Gramin): 1800-11-6446 · Helpline (Urban): 1800-11-3377 / 1800-11-3388.
	+	* Stuck after 60–90 days? Drop down to the "File a free RTI" section below — auto-drafted in 60 seconds.
	+	</WRAP>
	+
	+	<WRAP center round tip 95%>
	+	🚀 One-click status check. Use our free [[https://righttoinformation.wiki/tools/pmay-status-checker.html\|PMAY Status Checker]] — pick your scheme (Gramin/Urban), enter Registration Number or Aadhaar, we open the right official portal pre-filled. No middleman, ₹0 fee, we never store your data.
	+	</WRAP>
	+
	+	===== On this page =====
	+
	+	* [[#quick facts 2026\|Quick facts (2026)]]
	+	* [[#how to check pmay g gramin rural status\|PMAY-G status check]]
	+	* [[#how to check pmay u pmay u 2 0 urban status\|PMAY-U 2.0 status check]]
	+	* [[#state by state pmay status check\|State-by-state guide (UP / MH / Bihar / MP / RJ / GJ / KA / TN)]]
	+	* [[#if you re not in the beneficiary list\|If you're not in the list]]
	+	* [[#8 reasons your status may be stuck\|8 reasons status is stuck]]
	+	* [[#decision tree what to do based on status\|Decision tree by status]]
	+	* [[#if status is delayed beyond sla file an rti free 30 day reply rule\|File a free RTI]]
	+	* [[#frequently asked questions\|FAQ — 16 questions]]
	+
	+	===== Quick facts (2026) =====
	+
	+	\| Scheme launched \| 25 June 2015 (Urban), 1 April 2016 (Gramin) \|
	+	\| PMAY 2.0 launched \| 1 September 2024 (3 crore additional houses approved by Cabinet) \|
	+	\| Total target \| 4.95 crore houses (3 cr Gramin + 1.95 cr Urban under 2.0) \|
	+	\| Subsidy quantum (Gramin) \| ₹1.20 lakh (plain), ₹1.30 lakh (hilly/difficult/IAP areas) \|
	+	\| Subsidy quantum (Urban) \| up to ₹2.50 lakh (Beneficiary-Led, AHP) + Interest Subsidy on home loans \|
	+	\| Income limits (Urban) \| EWS ≤ ₹3 L · LIG ₹3–6 L · MIG-1 ₹6–12 L · MIG-2 ₹12–18 L (annual household income) \|
	+	\| What you need \| Registration Number / Aadhaar / Beneficiary ID \|
	+	\| PMAY-G portal \| [[https://awaassoft.nic.in\|awaassoft.nic.in]] \|
	+	\| PMAY-U 2.0 portal \| [[https://pmay-urban.gov.in\|pmay-urban.gov.in]] (new) · [[https://pmaymis.gov.in\|pmaymis.gov.in]] (legacy mirror) \|
	+	\| SECC base \| [[https://secc.gov.in\|secc.gov.in]] — verify SECC inclusion (Gramin) \|
	+	\| Mobile app \| "AwaasApp" (PMAY-G geo-tagging) on Google Play \|
	+	\| SLA target \| 60–90 days for sanction; 12–18 months for completion \|
	+	\| Helpline (G) \| 1800-11-6446 (toll-free, 9 AM – 6 PM) \|
	+	\| Helpline (U) \| 1800-11-3377 / 1800-11-3388 (toll-free) \|
	+	\| Statutory base \| PMAY-G Operational Guidelines 2016 (rev 2024) · PMAY-U 2.0 Cabinet Note 2024 \|
	+	\| Email \| support-pmayg@gov.in (Gramin) · pmaymis-mhupa@gov.in (Urban) \|
	+
	+	===== How to check PMAY-G (Gramin / rural) status =====
	+
	+	- Open [[https://awaassoft.nic.in\|awaassoft.nic.in]] in your browser.
	+	- In the top menu, click "Stakeholders" → choose "IAY/PMAYG Beneficiary".
	+	- On the next page enter:
	+	* Your 17-digit Registration Number (printed on your sanction letter), OR
	+	* Click "Advanced Search" → enter State → District → Block → Panchayat → Year → name + father's name.
	+	- Click "Submit". The status screen shows:
	+	* SECC eligibility → Verification → Sanction → 1st instalment → Foundation geo-tag → 2nd instalment → Lintel → 3rd instalment → Roof / Completion → Geo-tag final → Final instalment.
	+	- Each step shows a date stamp. Take a screenshot for your records.
	+
	+	==== If you don't know your Registration Number ====
	+
	+	* Ask your Panchayat Secretary / Block Development Officer (BDO) — they hold the master beneficiary list.
	+	* Check the MIS reports at [[https://awaassoft.nic.in\|awaassoft.nic.in]] → Reports → Beneficiary → State-wise.
	+	* File an RTI to the BDO asking for the full beneficiary list of your panchayat — see the section below.
	+
	+	===== How to check PMAY-U / PMAY-U 2.0 (Urban) status =====
	+
	+	- Open [[https://pmay-urban.gov.in\|pmay-urban.gov.in]] (new 2024 portal) — or the legacy mirror at pmaymis.gov.in.
	+	- Click "Search Beneficiary" in the top right.
	+	- Enter:
	+	* Name + Father's name + State (most common search), OR
	+	* Aadhaar number (if you opted-in for Aadhaar-based search), OR
	+	* Application Reference Number from your sanction letter.
	+	- The result shows your status across the 8 stages: Application → Verified → Sanction → 1st tranche → Construction → 2nd tranche → Final tranche → Completion + DBT.
	+
	+	==== Income-band check ====
	+
	+	PMAY-U 2.0 verticals (you'll be slotted into one):
	+	* Beneficiary-Led Construction (BLC) — you own land; up to ₹2.50 lakh subsidy.
	+	* Affordable Housing in Partnership (AHP) — government builds; you buy at subsidised rate.
	+	* Affordable Rental Housing Complex (ARHC) — rental for migrants.
	+	* Interest Subsidy Scheme (ISS) — CLSS-style interest subsidy on home loans up to ₹25 lakh value (rolled out under 2.0).
	+
	+	===== State-by-state PMAY status check =====
	+
	+	==== PMAY status check Uttar Pradesh ====
	+
	+	UP has India's largest PMAY-G + PMAY-U beneficiary base (1.4 crore+ sanctioned houses).
	+	* PMAY-G: visit [[https://awaassoft.nic.in\|awaassoft.nic.in]] → State Uttar Pradesh → District → Block → Panchayat.
	+	* State helpline: 0522-2236719 (UP PMAY-G control room).
	+	* State-specific top-up: Mukhyamantri Awas Yojana for non-SECC eligible.
	+	* PMAY-U 2.0 in UP: applications open at [[https://pmay-urban.gov.in\|pmay-urban.gov.in]] + most ULBs accept walk-ins.
	+
	+	==== PMAY status check Maharashtra ====
	+
	+	* Maharashtra Awas Yojana runs alongside central PMAY-G (post-SECC additions).
	+	* PMAY-U 2.0: under MHADA + state DUDAs — apply at https://mhada.gov.in.
	+	* State helpline: 022-22025392.
	+	* Top cities: Mumbai (MHADA), Pune (PMC), Nagpur, Nashik all accept BLC + AHP applications.
	+
	+	==== PMAY status check Bihar ====
	+
	+	* Visit [[https://awaassoft.nic.in\|awaassoft.nic.in]] → Bihar → district.
	+	* State helpline: 0612-2200800.
	+	* Mukhyamantri Gramin Awas Yojana is the state's parallel scheme.
	+	* High beneficiary density: Patna, Gaya, Muzaffarpur, Bhagalpur districts.
	+
	+	==== PMAY status check Madhya Pradesh ====
	+
	+	* State helpline: 0755-2422162.
	+	* Mukhyamantri Awas Yojana (MP) as alternative for non-SECC.
	+	* PMAY-U 2.0 under State Urban Development Authority (Urban Administration & Development Department).
	+
	+	==== PMAY status check Rajasthan ====
	+
	+	* State helpline: 0141-5104614.
	+	* Mukhyamantri Chiranjeevi (housing top-up under different banner).
	+	* High demand: Jaipur, Jodhpur, Udaipur, Kota.
	+
	+	==== PMAY status check Gujarat ====
	+
	+	* State helpline: 079-23257501.
	+	* PMAY-U 2.0 through GUDM (Gujarat Urban Development Mission).
	+	* Top cities: Ahmedabad (AMC), Surat (SMC), Vadodara, Rajkot.
	+
	+	==== PMAY status check Karnataka ====
	+
	+	* State helpline: 080-22341183.
	+	* State scheme: Yashasvini for farmers (housing + health).
	+	* PMAY-U 2.0 through Karnataka Slum Development Board + city corporations (Bengaluru BBMP, Mysuru, Mangaluru).
	+
	+	==== PMAY status check Tamil Nadu ====
	+
	+	* State helpline: 044-25671414.
	+	* TN CMAY (Chief Minister's Awas Yojana) = post-SECC additions for those not in central PMAY-G.
	+	* PMAY-U 2.0 through TNUHDB (Tamil Nadu Urban Habitat Development Board).
	+	* Major cities: Chennai (TNUHDB), Coimbatore, Madurai.
	+
	+	==== Other states ====
	+
	+	\| State \| PMAY-G control room \|
	+	\| Andhra Pradesh \| 0863-2442999 \|
	+	\| Telangana \| 040-23454788 \|
	+	\| West Bengal \| 033-23341101 \|
	+	\| Odisha \| 0674-2392178 \|
	+	\| Kerala \| 0471-2518663 \|
	+	\| Punjab \| 0172-2740751 \|
	+	\| Haryana \| 0172-2706411 \|
	+	\| Jharkhand \| 0651-2400266 \|
	+	\| Chhattisgarh \| 0771-2424066 \|
	+	\| Assam \| 0361-2237344 \|
	+	\| HP / J&K / Uttarakhand \| check state Rural Development Dept \|
	+
	+	===== If you're not in the beneficiary list =====
	+
	+	- Verify SECC 2011 inclusion at [[https://secc.gov.in\|secc.gov.in]] — type your village/ward → check your name. Most rural exclusions trace here.
	+	- State Permanent Wait List (SPWL) — Maharashtra, Tamil Nadu, Kerala, Telangana have post-SECC additions. Apply via your Tehsildar/BDO.
	+	- PMAY-U 2.0 fresh applications — applications open in 4 phases starting 1 Sept 2024. State Urban Development Authority (DUDA) accepts walk-in applications in most states.
	+	- File an RTI — see below for the auto-drafted format.
	+
	+	===== Real story from a citizen =====
	+
	+	What we hear from RTI Wiki users: Lakshmi, a 45-year-old widow in rural Andhra Pradesh, was approved for PMAY-G in 2022. By 2025 she had received only the first instalment of ₹35,000 of the ₹1.20 lakh sanctioned. Construction was stalled. She filed an RTI to BDO under §6 asking (a) instalment-wise release dates and amounts, (b) geo-tag verification status, (c) reason for delay in 2nd/3rd instalments, (d) officer-in-charge. Reply in 27 days revealed pending geo-tag verification (the village Patwari hadn't visited). Patwari visited within 6 days; remaining instalments released within 30 days. Total RTI cost: ₹10.
	+
	+	===== 8 reasons your status may be stuck =====
	+
	+	* SECC 2011 ineligibility (Gramin) — you're not in the SECC list. Most common cause for "Not Eligible". Fix: state-specific post-SECC verification (Maharashtra Awas Yojana, TN CMAY, Kerala LIFE).
	+	* Income exceeds threshold (Urban) — EWS ≤ ₹3 L, LIG ₹3–6 L, MIG-1 ₹6–12 L, MIG-2 ₹12–18 L. Verify on your ITR before rejecting; sometimes outdated income data is on file.
	+	* Already own a house in any name in India (joint ownership counts) — automatic disqualification.
	+	* Land record issue (Gramin) — you must own (or be in legal possession of) the land. Patta/khasra mismatch blocks sanction.
	+	* Aadhaar–bank linkage missing — 2nd / 3rd instalments hold without DBT linkage. Visit branch with Aadhaar to seed.
	+	* Geo-tag mandate — instalments freeze if Patwari/Junior Engineer hasn't uploaded foundation/lintel/roof photos via AwaasApp. Most common silent blocker.
	+	* Beneficiary contribution unpaid — many states require ₹5,000–25,000 from the beneficiary towards toilet/electricals. Often confused with the central subsidy.
	+	* Beneficiary list manipulation at panchayat level — fake beneficiaries inserted, real ones excluded. RTI for the full beneficiary list of your panchayat exposes it.
	+
	+	===== Pro tips most people don't know =====
	+
	+	* MGNREGA convergence — 90 person-days of MGNREGA wages (~₹22,000–28,000) are payable for the labour component of your house construction. Most beneficiaries don't claim it. Apply at your Gram Panchayat with MGNREGA job card.
	+	* Soak-pit / toilet under SBM — ₹12,000 from Swachh Bharat Mission for the toilet inside your PMAY-G house, separate from the ₹1.20 lakh main subsidy.
	+	* CLSS / Interest Subsidy Scheme — apply via your bank, not via state portal. Bank submits to NHB/HUDCO. Interest subsidy is credited up-front to reduce loan principal.
	+	* Geo-tagged photos — track your house on AwaasSoft → Reports → Photo Album. If photos are missing, your Patwari/JE hasn't uploaded — escalate.
	+	* PMAY-G eligibility post-2018 — even if not in original SECC, members of the Awas+ list (added via 2018 survey app) are now valid beneficiaries. Check at awaassoft.
	+	* NRC and PMAY — Aadhaar is mandatory; NRC linkage doesn't apply for PMAY.
	+
	+	===== Decision tree — what to do based on status =====
	+
	+	\| Status shows \| What to do \|
	+	\| Eligible — Sanctioned \| Wait for 1st instalment (typically 30 days post-sanction). \|
	+	\| Eligible — Not yet sanctioned \| If 90+ days have passed → file RTI to BDO/CMO. \|
	+	\| Sanctioned — 1st instalment held \| Check Aadhaar–bank link → branch visit. \|
	+	\| 1st released, foundation done — 2nd held \| Geo-tag pending — escalate to Patwari/JE. \|
	+	\| Construction complete — final not released \| Final geo-tag inspection pending — request from BDO/CMO. \|
	+	\| Status: "Not Eligible" \| Verify SECC inclusion. If wrongly excluded → SPWL representation + RTI for grounds of exclusion. \|
	+	\| Status: "Application not found" \| Re-search with name variants, or via Aadhaar — common with old data. \|
	+
	+	===== If status is delayed beyond SLA — file an RTI (free, 30-day reply rule) =====
	+
	+	The published SLA is 60–90 days for sanction. If your status is stuck beyond it, you have a statutory right under §6 RTI Act, 2005 to demand information from the public authority. The authority must reply within 30 days (§7(1)). Default fee is ₹10; BPL applicants pay nothing (§7(5)).
	+
	+	File an RTI to: //BDO (rural) / Town Planning + CMO (urban) / State Mission Director PMAY//
	+
	+	Ask these 7 questions:
	+
	+	- SECC 2011 / Awas+ eligibility category and inclusion date.
	+	- Beneficiary list inclusion date and panchayat/ward serial number.
	+	- All instalments released — dates and amounts (with bank account credited).
	+	- Geo-tag verification status — foundation / lintel / roof / completion (with inspecting officer name).
	+	- Reason for delay or deduction in any instalment, if applicable.
	+	- Officer-in-charge of my application — name, designation, contact.
	+	- For PMAY-U: convergence with CLSS / ISS interest subsidy — applied / pending / disbursed.
	+
	+	→ [[https://righttoinformation.wiki/tools/ai-rti-draft-app.html\|🪄 Use the free AI RTI Drafter]] to generate a complete §6(1) application in 60 seconds. The Drafter pre-fills your name, address, fee statement, and the 7 questions above.
	+
	+	→ [[https://righttoinformation.wiki/tools/awaaz-rti.html\|🎤 Or speak it]] in हिन्दी / English / 9 other Indian languages via AwaazRTI.
	+
	+	→ For deeper case-law on this scenario: [[:rti-for-pmay-status\|Read the full RTI guide for PMAY status]].
	+
	+	===== Frequently asked questions =====
	+
	+	==== Am I eligible for PMAY-G if my name is not in SECC 2011? ====
	+	Most often no — but several states (Maharashtra Awas Yojana, TN CMAY, Kerala LIFE, Telangana Double Bedroom) have separate post-SECC mechanisms. If you were added through the Awas+ 2018 survey app, you're eligible under PMAY-G expansion. Check your status at awaassoft.nic.in.
	+
	+	==== How can I check PMAY status by mobile number? ====
	+	Direct mobile-only search not supported by official portals. You need: Registration Number (Gramin) OR Application Reference Number (Urban) OR name + father's name + state. Mobile number is used only for OTP verification during status look-up at pmay-urban.gov.in.
	+
	+	==== How can I check PMAY status by Aadhaar? ====
	+	PMAY-G: enter Aadhaar in "Advanced Search" at awaassoft.nic.in. PMAY-U 2.0: tab "Aadhaar" at pmay-urban.gov.in → 12 digits + OTP. Confirms identity but search still needs your Aadhaar to be linked to your application.
	+
	+	==== How to check PMAY status village-wise? ====
	+	Visit awaassoft.nic.in → Reports → Beneficiary → State-wise → drill down to State → District → Block → Panchayat → click "Beneficiary List". Excel + PDF download. See [[:pmay-beneficiary-list\|full beneficiary list guide]].
	+
	+	==== How much subsidy do I get under PMAY-U Interest Subsidy Scheme (ISS)? ====
	+	Under PMAY-U 2.0 ISS (rolled out from 1 Sept 2024): EWS/LIG get up to 5% interest subsidy on home loans up to ₹25 lakh value, with a maximum subsidy of ₹1.80 lakh disbursed in 5 instalments over 5 years. CLSS-MIG closed in March 2022 and is not part of PMAY 2.0.
	+
	+	==== Can NRIs get PMAY? ====
	+	No — PMAY is for Indian residents only. NRI status disqualifies. Aadhaar-based authentication is mandatory.
	+
	+	==== What if my house was completed 2 years ago but no completion certificate issued? ====
	+	File an RTI to BDO/CMO for: (a) completion certificate status, (b) final geo-tag verification report, (c) inspecting officer name and inspection date. Most "stuck completion" cases resolve once the final geo-tag photo is uploaded by the Patwari/JE.
	+
	+	==== Can I get PMAY for an extension to an existing house? ====
	+	No — only for new construction or upgradation of kutcha / semi-pucca to pucca. If you already have a pucca house, you're disqualified. Adding a floor or extension is not covered.
	+
	+	==== I changed my Aadhaar mobile number. Does it affect PMAY status? ====
	+	No — your PMAY record is keyed to Aadhaar number + bank account. Mobile number change doesn't affect status check, but UPI/SMS notifications won't reach the new number until you update with the bank.
	+
	+	==== Can a woman head-of-family apply alone if her husband is alive but separated? ====
	+	Yes — PMAY mandates that the house be in the woman's name (or jointly with husband) under both Gramin and Urban. Separated women, widows, single mothers can apply directly. Father's name + age + Aadhaar required.
	+
	+	==== Is Aadhaar mandatory for PMAY? ====
	+	Yes — Aadhaar (or Aadhaar enrolment number with proof of enrolment) is mandatory under both Gramin and Urban. Without Aadhaar–bank link, DBT instalments cannot be released.
	+
	+	==== What is the difference between PMAY-G and IAY? ====
	+	Indira Awas Yojana (IAY) was the predecessor scheme (1985–2016). PMAY-G replaced IAY on 1 April 2016 with revised guidelines: SECC-based eligibility, higher subsidy, geo-tagging, DBT, MGNREGA convergence.
	+
	+	==== My status shows "Sanctioned" but I haven't received money for 6 months. What now? ====
	+	File RTI to BDO under §6 for: instalment release dates, bank account credited, reason for non-receipt. 30-day mandatory reply. If money was released but didn't reach you → it's a bank/DBT issue (file complaint with bank under RBI ombudsman). If not released → it's an administrative issue (file First Appeal under §19(1) on Day 31 if PIO doesn't reply).
	+
	+	==== Can I check status from a mobile app? ====
	+	AwaasApp on Google Play is for field officers to upload geo-tagged photos. For citizens, the easiest mobile route is the same web portal at awaassoft.nic.in — it's mobile-responsive. Apps from third parties claiming to "check PMAY status" are unofficial — avoid sharing Aadhaar.
	+
	+	==== What documents prove my eligibility for the next instalment? ====
	+	For Gramin: bank passbook + Aadhaar + sanction letter + geo-tagged construction photos (uploaded by Patwari). For Urban: same plus CLSS form 1B if claiming interest subsidy.
	+
	+	==== Is there a Hindi version of this guide? ====
	+	Hindi version coming soon — meanwhile, every PMAY-G + PMAY-U portal supports Hindi. Bookmark [[https://awaassoft.nic.in\|awaassoft.nic.in]] (toggles to Hindi) and use our [[https://righttoinformation.wiki/tools/awaaz-rti.html\|🎤 AwaazRTI]] tool to file RTI in Hindi if your status is stuck.
	+
	+	==== I'm a senior citizen 70+. Do I get PMAY priority? ====
	+	Senior citizens are not specifically prioritised in PMAY-G eligibility (SECC-based). But PMAY-U 2.0 has a special tranche for 70+ EWS applicants. Plus, every 70+ citizen is automatically eligible for [[:ayushman-bharat-benefits-2026\|Ayushman Bharat ₹5 lakh free hospital cover]] since October 2024.
	+
	+	===== Summary — what to do next =====
	+
	+	* Status is normal → wait the published SLA (60–90 days for sanction; 12–18 months for completion).
	+	* Status is delayed → click [[https://righttoinformation.wiki/tools/ai-rti-draft-app.html\|🪄 AI RTI Drafter]] now; complete §6 application in 60 seconds. Free.
	+	* Status shows rejected → demand reasons under §4(1)(d) + §19 First Appeal.
	+	* State-specific guidance → see [[:scheme-state:pmay:start\|state-by-state PMAY guide]].
	+	* Construction stuck → file RTI specifically for geo-tag verification status — most common silent blocker.
	+	* Want to dive deep → read the [[:pmay-2026-complete-guide\|PMAY 2026 Complete Guide]] (eligibility, subsidy, application).
	+
	+	===== All RTI Wiki tools (free, no login) =====
	+
	+	* 🪄 [[https://righttoinformation.wiki/tools/ai-rti-draft-app.html\|AI RTI Drafter]] — type problem, get §6 application
	+	* 🎤 [[https://righttoinformation.wiki/tools/awaaz-rti.html\|AwaazRTI]] — voice-to-RTI in 11 Indian languages
	+	* 🏠 [[https://righttoinformation.wiki/tools/pmay-status-checker.html\|PMAY Status Checker]] — one-click portal opener
	+	* 🔮 [[https://righttoinformation.wiki/tools/rti-outcome-predictor.html\|Outcome Predictor]] — score your draft
	+	* ⚖ [[https://righttoinformation.wiki/tools/first-appeal-app.html\|First Appeal Generator]] — §19(1) draft on Day 31
	+	* 📬 [[https://righttoinformation.wiki/tools/pio-reply-checker-app.html\|PIO Reply Checker]] — analyse evasive replies
	+	* 📅 [[https://righttoinformation.wiki/tools/timeline-calculator-app.html\|Timeline Calculator]] — track 30-day window
	+	* 💰 [[https://righttoinformation.wiki/tools/rti-fee-calculator-app.html\|Fee Calculator]] — state-wise fees
	+	* 🔍 [[https://righttoinformation.wiki/tools/rti-research.html\|RTI Research]] — AI Q&A from this site
	+	* 🌐 [[https://righttoinformation.wiki/intelligence/citizen-360.html\|Citizen 360]] — full civic intelligence by PIN code
	+
	+	===== Related guides on RTI Wiki =====
	+
	+	* PMAY 2026 — complete guide: [[:pmay-2026-complete-guide\|PMAY-G + PMAY-U 2.0 full eligibility + subsidy + apply]]
	+	* PMAY documents required: [[:pmay-documents-required\|Full checklist for both Gramin + Urban]]
	+	* PMAY beneficiary list: [[:pmay-beneficiary-list\|How to view + verify with anti-fraud tips]]
	+	* Master RTI guide for PMAY: [[:rti-for-pmay-status\|Full RTI for PMAY status]]
	+	* State-by-state: [[:scheme-state:pmay:start\|PMAY guide by state]]
	+	* Citizen RTI playbook: [[:citizen-rti-playbook\|All 100+ scenarios]]
	+	* The RTI Act 2005: [[:act\|Complete Act with amendments]]
	+	* Government schemes hub: [[:government-schemes-india-2026\|All government schemes 2026]]
	+	* Housing & basic needs schemes: [[:housing-basic-needs-schemes-india\|PMAY + JJM + Ujjwala + Saubhagya]]
	+	* Ayushman Bharat: [[:ayushman-bharat-benefits-2026\|₹5 lakh free hospital cover]]
	+	* MGNREGA wage delay: [[:rti-for-mgnrega-wages\|15-day rule + 0.05% compensation]]
	+	* Pension delay: [[:rti-for-pension-delay\|RTI to AG/CPAO]]
	+	* All status-check guides: [[:check-status:start\|All status-check pages]]
	+
	+	===== Sources =====
	+
	+	* [[https://pmay-urban.gov.in\|PMAY-U 2.0 official portal — Ministry of Housing & Urban Affairs]]
	+	* [[https://awaassoft.nic.in\|AwaasSoft — PMAY-G MIS, Ministry of Rural Development]]
	+	* [[https://www.indiacode.nic.in/handle/123456789/1362\|RTI Act, 2005 — full text]]
	+	* [[https://pib.gov.in/PressReleasePage.aspx?PRID=2099000\|PIB release: PMAY 2.0 launched 1 Sep 2024 (Cabinet Note)]]
	+	* [[https://rural.gov.in\|Ministry of Rural Development — PMAY-G Operational Guidelines 2016 (rev 2024)]]
	+	* [[https://secc.gov.in\|SECC 2011 portal — eligibility verification]]
	+	* Helplines: 1800-11-6446 (Gramin) · 1800-11-3377 / 1800-11-3388 (Urban)
	+
	+	{REVIEWED}
	+
	+	//Last reviewed: 3 May 2026 — by RTI Wiki editorial team. Statutory citations + portal URLs verified against primary government sources.//
	+
	+	{{tag>pmay pmay-status awaassoft pmay-urban-2 pmay-gramin housing-scheme check-status citizen-help free-tool 2026}}
	+
	+	<html>
	+	<script type="application/ld+json">
	+	{
	+	"@context": "https://schema.org",
	+	"@type": "GovernmentService",
	+	"name": "PMAY Status Check (Pradhan Mantri Awas Yojana)",
	+	"url": "https://righttoinformation.wiki/check-status/pmay-status",
	+	"description": "Check Pradhan Mantri Awas Yojana status — Gramin (rural) on awaassoft.nic.in, Urban (PMAY-U 2.0) on pmay-urban.gov.in. ₹1.20 lakh PMAY-G subsidy, up to ₹2.50 lakh PMAY-U subsidy, plus interest subsidy on home loans up to ₹1.80 lakh.",
	+	"serviceType": "Housing subsidy",
	+	"audience": {
	+	"@type": "Audience",
	+	"audienceType": "Indian residents — small/marginal farmers (Gramin), EWS/LIG/MIG urban households"
	+	},
	+	"provider": [
	+	{
	+	"@type": "GovernmentOrganization",
	+	"name": "Ministry of Rural Development (PMAY-G)",
	+	"url": "https://rural.gov.in"
	+	},
	+	{
	+	"@type": "GovernmentOrganization",
	+	"name": "Ministry of Housing and Urban Affairs (PMAY-U 2.0)",
	+	"url": "https://mohua.gov.in"
	+	}
	+	],
	+	"areaServed": {
	+	"@type": "Country",
	+	"name": "India"
	+	},
	+	"availableChannel": [
	+	{ "@type": "ServiceChannel", "serviceUrl": "https://awaassoft.nic.in", "name": "AwaasSoft (PMAY-G portal)" },
	+	{ "@type": "ServiceChannel", "serviceUrl": "https://pmay-urban.gov.in", "name": "PMAY-U 2.0 portal" },
	+	{ "@type": "ServiceChannel", "servicePhone": "1800-11-6446", "name": "PMAY-G toll-free helpline" },
	+	{ "@type": "ServiceChannel", "servicePhone": "1800-11-3377", "name": "PMAY-U toll-free helpline" }
	+	],
	+	"termsOfService": "https://www.indiacode.nic.in/handle/123456789/1362"
	+	}
	+	</script>
	+	</html>

2026/05/03 12:57	current
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	+	{{htmlmetatags>metatag-keywords=(pension status check, ppo number track, central pension status, bhavishya pension, ag pension status)
	+	metatag-description=(Track central govt pension status on Bhavishya, CPAO, or your disbursing bank. Plus how to find your PPO number, what to do if pension stops, and RTI for delays.)}}
	+
	+	====== How to check pension status / PPO number ======
	+	{{page>snippets:dpdp-banner}}
	+
	+	<WRAP info>Direct answer. For Central govt employees: visit bhavishya.nic.in (%%DoPPW%% Bhavishya portal) — track your pre-retirement pension processing. After retirement: check at cpao.nic.in or your disbursing bank (typically your salary bank). PPO Number is your master ID — first installment released within 8 months of retirement (CCS Pension Rules 2021 Rule 65).</WRAP>
	+
	+	===== Quick facts =====
	+	\| Pre-retirement portal \| [[https://bhavishya.nic.in\|bhavishya.nic.in]] (%%DoPPW%%) \|
	+	\| Post-retirement portal \| [[https://cpao.nic.in\|cpao.nic.in]] (Central Pension Accounting Office) \|
	+	\| PPO format \| 12-digit Pension Payment Order number \|
	+	\| SLA \| 8 months pre-retirement processing (CCS Pension Rules 2021) \|
	+	\| Bank route \| Disbursing bank statement / passbook \|
	+	\| Helpline \| Bhavishya: 1800-11-3000 · CPAO: 1800-11-7788 \|
	+	\| Email \| helpdesk-bhavishya@nic.in / cpao@nic.in \|
	+	\| Statutory base \| CCS (Pension) Rules 2021 \|
	+
	+	===== Step-by-step =====
	+	* Before retirement: register on Bhavishya at least 8 months before retirement. Track all 9 stages: Form 5/6/7 submission → %%HoO%% scrutiny → AG/CPAO → e-PPO → Bank credit.
	+	* After retirement: visit cpao.nic.in → Pensioners Corner → Pension Status — enter PPO number + DOB.
	+	* Bank route: log in to your disbursing bank's net-banking → check "Pension" section. Most PSBs (SBI, PNB, Canara, etc.) show pension credit history.
	+	* Find PPO if lost: contact disbursing bank with retirement letter + Aadhaar + service certificate. They can re-issue PPO copy.
	+	* Provisional pension under Rule 68 — if final PPO is delayed beyond 6 months, provisional pension equal to 100% of basic must be released. Most don't know to demand this.
	+	* Family pension activation — surviving spouse must apply with death certificate + bank statement; revision within 30 days mandated.
	+
	+	===== Real story from a citizen =====
	+	What we hear from RTI Wiki users: Mr. Ramamurthy, a 60-year-old retired Junior Engineer from CPWD Delhi, hadn't received any pension 7 months after retirement. He filed an RTI to his last drawing office (CPWD Division) asking (a) date of forwarding pension papers to AG/CPAO, (b) current location of file, (c) reason for delay beyond Rule 65's 8-month timeline, (d) provisional pension status under Rule 68, (e) projected sanction date. Reply in 26 days revealed the file was held up at AG's office for 5 months on a single missing service-verification entry. He chased AG; PPO issued in 14 days; arrears (7 months × Rs. 36,000) credited.
	+
	+	===== 7 reasons your status may be stuck =====
	+	* Service verification gaps — break-in-service, leave records missing. Fix: collect all service certificates from past postings.
	+	* Last-pay certificate (LPC) issue — wrong basic, allowance, or DA noted. Fix: rectification request to last drawing office.
	+	* Bank account issue — joint account vs single, KYC pending. Fix: bank visit.
	+	* Aadhaar-PAN mismatch — DBT routing fails. Fix: update both with consistent data.
	+	* Family details not updated for spouse and children. Fix: Form 12 to %%HoO%% for nomination.
	+	* Pension fixation calculation error — 7th Pay Commission revisions may have been applied incorrectly. Fix: file RTI for fixation worksheet.
	+	* %%HoO%% transferred / unreachable — common after restructuring. Fix: contact next administrative officer in line.
	+
	+	===== Pro tips most don't know =====
	+	* Provisional pension under Rule 68 of CCS Pension Rules 2021 — 100% of basic + DA, payable indefinitely until final PPO. ASK FOR THIS in writing if delay exceeds 6 months — most %%HoOs%% don't volunteer it.
	+	* Bhavishya app (Android) lets you track pension stages from your phone. Notifications at each stage transition.
	+	* Annual life certificate is mandatory each November via biometric (Jeevan Pramaan app or bank visit). If missed, pension freezes.
	+	* Pension can be received in any bank in India — not just disbursing bank. CPAO portal allows bank change without re-application.
	+	* Family pension is 30% of basic (50% if death-in-service); can be claimed by parents (if no spouse/children) or unmarried daughter (any age) or disabled child (any age). Most family-pension claimants don't know about the disabled-child clause.
	+
	+	===== Helpline + contact =====
	+	Bhavishya: 1800-11-3000 · CPAO: 1800-11-7788 · %%DoPPW%%: 011-26194914 · Email: helpdesk-bhavishya@nic.in / cpao@nic.in
	+
	+	===== If status is delayed beyond SLA — file an RTI =====
	+
	+	The official SLA on this service is published. If your status is stuck beyond it, you have a statutory right under §6 RTI Act 2005 to demand information from the public authority. Reply mandatory in 30 days.
	+
	+	File an RTI to: //Pay & Accounts Office (PAO) + AG (Audit) + Last Drawing Office//
	+
	+	Ask these 5 questions:
	+
	+	- date pension papers forwarded to AG/CPAO
	+	- officer-in-charge
	+	- reason for delay beyond 8-month rule
	+	- provisional pension status (Rule 68)
	+	- projected sanction date
	+
	+	→ [[https://righttoinformation.wiki/tools/ai-rti-draft-app.html\|Use our free AI RTI Drafter]] to generate a complete §6(1) application in 60 seconds. The Drafter pre-fills your name, address, fee statement, and the 5 questions above.
	+
	+	→ [[https://righttoinformation.wiki/tools/awaaz-rti.html\|Or speak it]] in हिन्दी / English / 9 other Indian languages via %%AwaazRTI%%.
	+
	+	→ For deeper case-law on this scenario: [[:rti-for-pension-delay\|Read the full RTI guide for pension delay]].
	+
	+	===== Frequently asked questions =====
	+	* Q: How long after retirement should pension start? — CCS Pension Rules 2021 mandate 8-month pre-retirement processing. First installment should hit your bank by retirement date or within 30 days.
	+	* Q: What is provisional pension and when can I claim it? — Rule 68 of CCS Pension Rules — 100% of basic + DA, payable when final pension is delayed > 6 months post-retirement. Demand in writing.
	+	* Q: Can I receive pension in any bank? — Yes — pensioner is free to choose any bank. CPAO portal handles transfer without re-application.
	+	* Q: What if my PPO is lost? — Disbursing bank can issue duplicate. Contact bank with Aadhaar + service certificate.
	+	* Q: Family pension after pensioner's death — what to do? — Spouse files Form-14 with %%HoO%% + death certificate + bank passbook. Revision within 30 days mandated. Children eligible till 25 (sons) / lifelong (unmarried/disabled daughters).
	+
	+	===== Summary + what to do next =====
	+
	+	To check status: use the official portal listed above with your reference number. SLA is published; if stuck beyond it, file a free RTI.
	+
	+	* If status is normal → wait the published SLA, then download/use your document
	+	* If status is delayed → click [[https://righttoinformation.wiki/tools/ai-rti-draft-app.html\|🪄 AI RTI Drafter]] now; complete §6 application in 60 seconds
	+	* If status is rejected → demand reasons under §4(1)(d) RTI Act; appeal/represent
	+	* For state-specific guidance → see [[:scheme-state:pension-delay:start\|state-by-state guide]]
	+
	+	===== All RTI Wiki tools (free, no login) =====
	+
	+	* 🪄 [[https://righttoinformation.wiki/tools/ai-rti-draft-app.html\|AI RTI Drafter]] — type problem, get §6 application
	+	* 🎤 [[https://righttoinformation.wiki/tools/awaaz-rti.html\|AwaazRTI]] — voice-to-RTI in 11 Indian languages
	+	* 🔮 [[https://righttoinformation.wiki/tools/rti-outcome-predictor.html\|Outcome Predictor]] — score your draft's win-likelihood
	+	* ⚖️ [[https://righttoinformation.wiki/tools/first-appeal-app.html\|First Appeal Generator]] — §19(1) draft on Day 31
	+	* 📬 [[https://righttoinformation.wiki/tools/pio-reply-checker-app.html\|PIO Reply Checker]] — analyse evasive replies
	+	* 📅 [[https://righttoinformation.wiki/tools/timeline-calculator-app.html\|Timeline Calculator]] — track 30-day window
	+	* 💰 [[https://righttoinformation.wiki/tools/rti-fee-calculator-app.html\|Fee Calculator]] — state-wise fees
	+	* 🔍 [[https://righttoinformation.wiki/tools/rti-research.html\|RTI Research]] — AI Q&A from this site
	+
	+	===== Related on RTI Wiki =====
	+
	+	* Master guide: [[:rti-for-pension-delay\|Full RTI for pension delay]]
	+	* State-by-state: [[:scheme-state:pension-delay:start\|Pick your state]]
	+	* Citizen RTI playbook: [[:citizen-rti-playbook\|All 100+ scenarios]]
	+	* The RTI Act 2005: [[:rti-act-2005-complete-guide\|Complete guide]]
	+	* All status-check guides: [[:check-status:start\|All 25 status-check pages]]
	+
	+	===== Sources =====
	+
	+	* RTI Act 2005 §§6, 7, 19
	+	* Official portal (linked in Quick Facts)
	+	* Statute referenced in Quick Facts
	+
	+	//Last reviewed: 25 April 2026.//
	+
	+	{{tag>check status pension ppo status status-check citizen-help free-tool}}