Pension Delays — EPS-95, NPS, NSAP, APY, state govt pension

anonymous@undisclosed.example.com (Anonymous) — Sun, 26 Apr 2026 01:52:12 +0000

2026/05/03 09:38	current
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	+	{{htmlmetatags>
	+	metatag-keywords=(pension delay, eps 95, nps pension, nsap pension, state government pension, pension rti)
	+	metatag-description=(5 pension guides for citizens. With RTI escalation route.)
	+	}}

	+	====== Pension Delays — EPS-95, NPS, NSAP, APY, state govt pension ======
	+
	+	<WRAP info>
	+	5 pension guides — each with direct answer + step-by-step process + RTI escalation template if you get stuck.
	+	</WRAP>
	+
	+	===== Index =====
	+
	+	* [[:pension:eps-95-pension-delay\|EPS-95 pension delay]] — EPS-95 (Employees' Pension Scheme 1995): pension after 58. PPO (Pension Payment Order) issued post-retirement. Delay > 6...
	+	* [[:pension:nps-pension-issues\|NPS pension issues]] — NPS at maturity (age 60): 60% lump-sum + 40% annuity (mandatory). Pre-mature exit allowed in limited cases. PFRDA regula...
	+	* [[:pension:nsap-pension-delay\|NSAP pension delay (Old Age, Widow, Disability)]] — NSAP (National Social Assistance Programme): three pensions — IGNOAPS, IGNWPS, IGNDPS. Rs 200-500/month. State adds top-...
	+	* [[:pension:atal-pension-delay\|Atal Pension Yojana (APY)]] — APY managed by PFRDA. Auto-debit failure = penalty. Pension begins on 60th birthday. Pre-60 exit limited (terminal illne...
	+	* [[:pension:government-pension-state\|State government pension]] — State govt pension governed by state Pension Rules. Pre-2004 hires: OPS (defined benefit). Post-2004: NPS. Delays / disp...
	+
	+	===== Stuck? File an RTI =====
	+	Every page above ends with an RTI escalation template — most stuck cases clear within 15 days of an RTI being filed.
	+
	+	* AI RTI Drafter: [[https://righttoinformation.wiki/tools/ai-rti-draft-app.html\|Auto-fill PIO + Act sections]]
	+	* Helplines + grievance: [[:helplines:start\|32 helplines]]
	+	* Browse all yojanas: [[:yojana:start\|Sarkari Yojana index]]
	+	* Audience hubs: [[:audience:start\|10 audience-hub guides]]
	+
	+	//Last reviewed: 26 April 2026.//
	+
	+	{{tag>pension landing-page}}

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Pension Delays — EPS-95, NPS, NSAP, APY, state govt pension