Right to Information Wiki

Saubhagya — free electricity connection for unconnected households

anonymous@undisclosed.example.com (Anonymous) — Sun, 03 May 2026 08:28:36 +0000

2026/05/03 12:10	current
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	+	{{htmlmetatags>
	+	metatag-keywords=(saubhagya yojana, free electricity connection, saubhagya scheme, electricity for all)
	+	metatag-description=(Free electricity connection (LED bulbs + meter + service line) for un-electrified rural + urban households. Scheme largely complete; new claims rare.)
	+	}}

	+	====== Saubhagya — free electricity connection for unconnected households ======
	+	{{ :social:auto:yojana-saubhagya-yojana.png?direct&1200 }}
	+
	+	<WRAP info>
	+	Free electricity connection: LED bulbs, meter, service line up to 60 metres + 5 LED bulbs.
	+
	+	Launched: 2017 · Issued by: Ministry of Power
	+	</WRAP>
	+
	+	===== Who is eligible =====
	+	* Indian household, un-electrified
	+	* BPL or specified poor categories
	+	* Aadhaar + ration card
	+	* Scheme largely fulfilled by 2024 — new claims residual
	+
	+	===== What you get =====
	+	Free service line + meter + 5 LED bulbs + 1 LED tube light + 1 fan. Connection charged Rs 500 (recoverable in 10 EMIs from electricity bill if BPL).
	+
	+	===== How to apply (step-by-step) =====
	+	- Apply at local DISCOM (electricity company) office — Or at Gram Panchayat / Block Office.
	+	- Submit Aadhaar + ration card — Address proof.
	+	- DISCOM verifies un-electrified status — Field visit.
	+	- Sanction + connection in 30-60 days — Free for BPL; Rs 500 recoverable for others.
	+	- Meter installed — Service line laid.
	+	- First bill issued post-installation — Recovery of Rs 500 in EMIs if applicable.
	+
	+	===== Documents needed =====
	+	* Aadhaar
	+	* BPL ration card / occupational ID
	+	* Property proof / %%NoC%%
	+
	+	===== Timeline =====
	+	Connection: 30-60 days from approval.
	+
	+	===== Portal + helpline =====
	+	* Official portal: [[https://saubhagya.gov.in\|saubhagya.gov.in]]
	+	* Helpline: DISCOM grievance (state-specific)
	+
	+	===== Common issues =====
	+	* Un-electrified status disputed — DISCOM survey is final; appeal possible.
	+	* Connection delayed > 60 days — file RTI to DISCOM + Power Min.
	+	* Meter not installed — separate workflow; insist via grievance portal.
	+	* Scheme essentially complete — most coverage achieved by 2024.
	+
	+	===== Benefit delayed or rejected? File an RTI =====
	+
	+	Most "delays" or "rejections" clear within 7-15 days of an RTI being filed. Use this 5-question template:
	+
	+	<code>
	+	1. Status of my application no. _____ dated _____ as on date.
	+	2. Name + designation of dealing officer assigned to my file.
	+	3. Reasons for delay beyond the statutory timeline.
	+	4. Copy of any noting / movement of my file in the past 30 days.
	+	5. Likely date of disbursement / decision.
	+	</code>
	+
	+	Auto-fill the PIO + your case: [[:citizen-rti-playbook\|Open the AI RTI Drafter →]]
	+
	+	More schemes for you: [[:audience:unorganised-workers\|All unorganised workers schemes]]
	+
	+	===== Frequently asked questions =====
	+	==== Is Saubhagya still open? ====
	+	Largely complete by 2024. New claims residual; check DISCOM availability.
	+
	+	==== Connection truly free? ====
	+	Yes for BPL. Others pay Rs 500 recoverable in 10 EMIs.
	+
	+	==== What about renters? ====
	+	Owner consent needed; connection in owner's name. Renters in tenant flats — separate process.
	+
	+	==== Connection delayed > 60 days? ====
	+	File RTI to DISCOM + Ministry of Power.
	+
	+	===== Summary + next step =====
	+
	+	<WRAP center round tip 90%>
	+	Bottom line: Free electricity connection: LED bulbs, meter, service line up to 60 metres + 5 LED bulbs. Apply at saubhagya.gov.in. If delayed beyond timeline, file an RTI — most cases clear within 15 days.
	+
	+	* Apply now: [[https://saubhagya.gov.in\|saubhagya.gov.in]]
	+	* If delayed — RTI Drafter: [[:citizen-rti-playbook\|File RTI in 5 minutes]]
	+	* Browse all yojanas: [[:yojana:start\|Sarkari Yojana index]]
	+	</WRAP>
	+
	+	===== Related =====
	+	* [[:yojana:start\|All Sarkari Yojanas]]
	+	* [[:check-status:start\|Status-check guides]]
	+	* [[:helplines:start\|Helplines + grievance]]
	+	* [[:citizen-rti-playbook\|Full RTI Playbook]]
	+
	+	//Last reviewed: 26 April 2026.//
	+
	+	{{tag>yojana sarkari-yojana saubhagya-yojana}}

PM Vishwakarma Yojana — Rs 15,000 toolkit + Rs 3L loan for

anonymous@undisclosed.example.com (Anonymous) — Sun, 03 May 2026 08:28:36 +0000

2026/05/03 12:10	current
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	+	{{htmlmetatags>
	+	metatag-keywords=(pm vishwakarma, vishwakarma yojana, artisan scheme, traditional craftsman, pm vishwakarma loan)
	+	metatag-description=(Rs 15,000 toolkit + Rs 1L collateral-free loan + Rs 2L expansion loan + Rs 500/day stipend during training. For 18 traditional artisan trades.)
	+	}}

	+	====== PM Vishwakarma Yojana — Rs 15,000 toolkit + Rs 3L loan for ======
	+	{{ :social:auto:yojana-pm-vishwakarma.png?direct&1200 }}
	+
	+	<WRAP info>
	+	Rs 15,000 toolkit voucher + Rs 1 lakh loan @ 5% (collateral-free) + Rs 2 lakh expansion loan + Rs 500/day training stipend + 1% interest subvention + marketing support.
	+
	+	Launched: 2023 · Issued by: Ministry of MSME
	+	</WRAP>
	+
	+	===== Who is eligible =====
	+	* Traditional artisan in 18 specified trades (carpenter, blacksmith, goldsmith, potter, weaver, tailor, washerman, barber, etc.)
	+	* Age 18+
	+	* Family-trade history (father/grandfather artisan)
	+	* Self-attested declaration; verification by gram panchayat / urban local body
	+
	+	===== What you get =====
	+	Rs 15,000 toolkit voucher (use at empanelled supplier). Skill training: 5-7 days basic + 15+ days advanced; Rs 500/day stipend during training. Loan: Rs 1L (Year 1) + Rs 2L (Year 2 expansion) at 5% effective with Rs 1L collateral-free + 1% interest subvention. Marketing: %%GeM%% listing + branding + e-commerce support.
	+
	+	===== How to apply (step-by-step) =====
	+	- Register at CSC or gram panchayat — Free enrolment via Maandhan / Vishwakarma portal.
	+	- Submit Aadhaar + trade history — Self-declaration + photo of work / tools.
	+	- Verification by ULB / Panchayat — Local body certifies trade history.
	+	- Trained at PMKVY centre — Basic + advanced courses; stipend Rs 500/day.
	+	- Toolkit voucher issued — Rs 15,000 to purchase from empanelled supplier.
	+	- Apply for loan via bank — Rs 1L Year 1 + Rs 2L Year 2 expansion.
	+
	+	===== Documents needed =====
	+	* Aadhaar
	+	* Bank account
	+	* Trade history declaration
	+	* Photo of work / tools
	+
	+	===== Timeline =====
	+	Verification: 30-60 days. Toolkit: post-verification. Loan: 30-90 days post-training.
	+
	+	===== Portal + helpline =====
	+	* Official portal: [[https://pmvishwakarma.gov.in\|pmvishwakarma.gov.in]]
	+	* Helpline: PM Vishwakarma Helpline: 1800-103-3899
	+
	+	===== Common issues =====
	+	* Trade not in 18 listed — verify against PIB notification; only listed trades eligible.
	+	* Verification denied — appeal to next-level officer; provide additional trade evidence.
	+	* Toolkit voucher empanelment limited — list of suppliers available on portal.
	+	* Loan delayed — bank may not be PM Vishwakarma-empanelled; verify in advance.
	+
	+	===== Benefit delayed or rejected? File an RTI =====
	+
	+	Most "delays" or "rejections" clear within 7-15 days of an RTI being filed. Use this 5-question template:
	+
	+	<code>
	+	1. Status of my application no. _____ dated _____ as on date.
	+	2. Name + designation of dealing officer assigned to my file.
	+	3. Reasons for delay beyond the statutory timeline.
	+	4. Copy of any noting / movement of my file in the past 30 days.
	+	5. Likely date of disbursement / decision.
	+	</code>
	+
	+	Auto-fill the PIO + your case: [[:citizen-rti-playbook\|Open the AI RTI Drafter →]]
	+
	+	More schemes for you: [[:audience:msme-entrepreneurs\|All msme entrepreneurs schemes]]
	+
	+	===== Frequently asked questions =====
	+	==== What are the 18 trades? ====
	+	Carpenter, blacksmith, goldsmith, potter, sculptor, mason, basket weaver, weaver, doll/toy maker, barber, garlands maker, washerman, tailor, fishing net maker, cobbler/footwear, leather worker, boat maker, locksmith.
	+
	+	==== Can entire family enrol? ====
	+	Yes if multiple members are practising artisans. Each gets own toolkit + loan eligibility.
	+
	+	==== Is loan really 5%? ====
	+	Effective rate 5% after 7% interest subvention from govt; bank rate is 7-8%.
	+
	+	==== Loan default — what happens? ====
	+	CGTMSE backstops up to specified limit. Standard recovery process applies.
	+
	+	===== Summary + next step =====
	+
	+	<WRAP center round tip 90%>
	+	Bottom line: Rs 15,000 toolkit voucher + Rs 1 lakh loan @ 5% (collateral-free) + Rs 2 lakh expansion loan + Rs 500/day training stipend + 1% interest subvention + marketing support. Apply at pmvishwakarma.gov.in. If delayed beyond timeline, file an RTI — most cases clear within 15 days.
	+
	+	* Apply now: [[https://pmvishwakarma.gov.in\|pmvishwakarma.gov.in]]
	+	* If delayed — RTI Drafter: [[:citizen-rti-playbook\|File RTI in 5 minutes]]
	+	* Browse all 150 yojanas: [[:yojana:start\|Sarkari Yojana index]]
	+	</WRAP>
	+
	+	===== Related =====
	+	* [[:yojana:start\|All 150 Sarkari Yojanas]]
	+	* [[:check-status:start\|25 status-check guides]]
	+	* [[:documents:start\|30 documents-required checklists]]
	+	* [[:how-to-apply:start\|25 how-to-apply guides]]
	+	* [[:rejection-recovery:start\|16 rejection-recovery guides]]
	+	* [[:audience:start\|10 audience-hub schemes]]
	+	* [[:helplines:start\|32 helplines + grievance routes]]
	+	* [[:citizen-rti-playbook\|Full RTI Playbook]]
	+
	+	===== Sources =====
	+	* Official portal: pmvishwakarma.gov.in
	+	* Issued by: Ministry of MSME
	+	* Launched: 2023
	+	* Citizen feedback via [[https://righttoinformation.wiki/tools/awaaz-rti.html\|%%AwaazRTI%%]] (composite, identifying details removed)
	+
	+	//Last reviewed: 26 April 2026.//
	+
	+	{{tag>yojana sarkari-yojana pm-vishwakarma}}

Pradhan Mantri Fasal Bima Yojana (PMFBY)

anonymous@undisclosed.example.com (Anonymous) — Sun, 03 May 2026 08:28:36 +0000

2026/05/03 12:10	current
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	+	{{htmlmetatags>
	+	metatag-keywords=(pmfby, pradhan mantri fasal bima, crop insurance, fasal bima yojana, pmfby claim)
	+	metatag-description=(Crop insurance covering yield loss, prevented sowing, post-harvest losses. Farmer pays only 1.5-2% (kharif) or 5% (commercial) — government bears the rest.)
	+	}}

	+	====== Pradhan Mantri Fasal Bima Yojana (PMFBY) ======
	+	{{ :social:auto:yojana-pmfby-fasal-bima.png?direct&1200 }}
	+
	+	<WRAP info>
	+	Up to 90% of insured crop loss compensated. Farmer share: 1.5% (rabi) / 2% (kharif) / 5% (commercial) of sum insured.
	+
	+	Launched: 2016 · Issued by: Ministry of Agriculture & Farmers Welfare
	+	</WRAP>
	+
	+	===== Who is eligible =====
	+	* All farmers (loanee + non-loanee) growing notified crops in notified areas
	+	* Voluntary; loanee farmers can opt-out on declaration
	+	* Crop notified by State Govt for the season
	+	* Aadhaar mandatory
	+
	+	===== What you get =====
	+	Compensation: Up to 90% of insured crop loss. Coverage: yield loss (90%), prevented sowing (25%), post-harvest losses (90%). Sum insured: typically Rs 25,000-50,000 per acre, varies by crop.
	+
	+	===== How to apply (step-by-step) =====
	+	- Apply via bank (loanee) or CSC / portal (non-loanee) — pmfby.gov.in for online; cut-off date varies by state + season.
	+	- Choose crop + acreage — From state-notified list.
	+	- Pay premium — 1.5-2% (food crops) or 5% (commercial). Govt pays balance.
	+	- Crop monitored by ATMA / KVK — Random crop-cutting experiments determine yield.
	+	- On notified loss event — auto-claim — No application needed; insurer auto-pays based on yield data.
	+	- Claim credited to Aadhaar-linked account — Within 60-90 days of yield assessment.
	+
	+	===== Documents needed =====
	+	* Aadhaar
	+	* Bank account (Aadhaar-linked)
	+	* Land record / 7-12
	+	* Sowing certificate (some states)
	+
	+	===== Timeline =====
	+	Claim: 60-90 days post-yield assessment. Payouts may take 6 months total in some seasons.
	+
	+	===== Portal + helpline =====
	+	* Official portal: [[https://pmfby.gov.in\|pmfby.gov.in]]
	+	* Helpline: PMFBY: 1800-3001-4001
	+
	+	===== Common issues =====
	+	* Premium not paid by cut-off — coverage void; track state cut-off dates carefully.
	+	* Crop not notified — only listed crops in listed villages eligible. Check before sowing.
	+	* Aadhaar not linked to bank — DBT bounces; fix at bank.
	+	* Yield assessment disputed — appeal to DLMC (District Level Monitoring Committee).
	+
	+	===== Benefit delayed or rejected? File an RTI =====
	+
	+	Most "delays" or "rejections" clear within 7-15 days of an RTI being filed. Use this 5-question template:
	+
	+	<code>
	+	1. Status of my application no. _____ dated _____ as on date.
	+	2. Name + designation of dealing officer assigned to my file.
	+	3. Reasons for delay beyond the statutory timeline.
	+	4. Copy of any noting / movement of my file in the past 30 days.
	+	5. Likely date of disbursement / decision.
	+	</code>
	+
	+	Auto-fill the PIO + your case: [[:rti-for-fasal-bima-claim\|Open the AI RTI Drafter →]]
	+
	+	More schemes for you: [[:audience:farmers\|All farmers schemes]]
	+
	+	===== Frequently asked questions =====
	+	==== How is loss assessed? ====
	+	Crop-cutting experiments by State Agriculture Univ + insurer. Smartphone app PMFBY-CCE for digital reporting.
	+
	+	==== What about partial loss? ====
	+	Pro-rata: if yield drops 30% below threshold, you get 30% of insured sum.
	+
	+	==== Cyclone/flood loss — what timeframe? ====
	+	Notify within 72 hours via app / call insurer. Photo evidence helps.
	+
	+	==== Claim delayed > 90 days? ====
	+	File RTI to DLMC + state agriculture department.
	+
	+	===== Summary + next step =====
	+
	+	<WRAP center round tip 90%>
	+	Bottom line: Up to 90% of insured crop loss compensated. Farmer share: 1.5% (rabi) / 2% (kharif) / 5% (commercial) of sum insured. Apply at pmfby.gov.in. If delayed beyond timeline, file an RTI — most cases clear within 15 days.
	+
	+	* Apply now: [[https://pmfby.gov.in\|pmfby.gov.in]]
	+	* If delayed — RTI Drafter: [[:rti-for-fasal-bima-claim\|File RTI in 5 minutes]]
	+	* Browse all 150 yojanas: [[:yojana:start\|Sarkari Yojana index]]
	+	</WRAP>
	+
	+	===== Related =====
	+	* [[:yojana:start\|All 150 Sarkari Yojanas]]
	+	* [[:check-status:start\|25 status-check guides]]
	+	* [[:documents:start\|30 documents-required checklists]]
	+	* [[:how-to-apply:start\|25 how-to-apply guides]]
	+	* [[:rejection-recovery:start\|16 rejection-recovery guides]]
	+	* [[:audience:start\|10 audience-hub schemes]]
	+	* [[:helplines:start\|32 helplines + grievance routes]]
	+	* [[:citizen-rti-playbook\|Full RTI Playbook]]
	+
	+	===== Sources =====
	+	* Official portal: pmfby.gov.in
	+	* Issued by: Ministry of Agriculture & Farmers Welfare
	+	* Launched: 2016
	+	* Citizen feedback via [[https://righttoinformation.wiki/tools/awaaz-rti.html\|%%AwaazRTI%%]] (composite, identifying details removed)
	+
	+	//Last reviewed: 26 April 2026.//
	+
	+	{{tag>yojana sarkari-yojana pmfby-fasal-bima}}

Ration Card (NFSA) — 5 kg foodgrain at Rs 1-3/kg (2026)

anonymous@undisclosed.example.com (Anonymous) — Sun, 03 May 2026 08:28:36 +0000

2026/05/03 12:10	current
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	+	{{htmlmetatags>
	+	metatag-keywords=(ration card, nfsa ration, ration card apply, food security act)
	+	metatag-description=(5 kg foodgrain per person per month at Rs 1-3/kg under NFSA. Free under PMGKAY (extended to 2029). * Family in NFSA database (priority household OR Antyodaya) *.)
	+	}}

	+	====== Ration Card (NFSA) — 5 kg foodgrain at Rs 1-3/kg (2026) ======
	+
	+	{{ :social:auto:yojana-ration-card-nfsa.png?direct&1200 }}
	+
	+	<WRAP info>
	+	5 kg foodgrain per person per month at Rs 1 (rice/wheat) — free under PMGKAY through Dec 2029.
	+
	+	Launched: 2013 · Issued by: Ministry of Consumer Affairs, Food & Public Distribution
	+	</WRAP>
	+
	+	===== Who is eligible =====
	+	* Family in NFSA database (priority household OR Antyodaya)
	+	* AAY: poorest of poor (35 kg per family/month)
	+	* Aadhaar + ration card; %%ePoS%% at FPS
	+	* NOT eligible if family income > state-defined ceiling
	+
	+	===== What you get =====
	+	5 kg foodgrain per person per month (rice + wheat in 50:50 mix typically). Currently FREE under Pradhan Mantri Garib Kalyan Anna Yojana (PMGKAY) extended through December 2029. AAY families: 35 kg per family per month free.
	+
	+	===== How to apply (step-by-step) =====
	+	- Apply for ration card at Tehsildar/CSC/State portal — State-specific portal.
	+	- Submit Aadhaar of all family + bank passbook — Plus residence proof.
	+	- Field verification by Patwari — 15-30 days.
	+	- Approval + ration card delivered — Smart card.
	+	- Choose Fair Price Shop (FPS) — Mandatory; collect from this shop.
	+	- %%ePoS%% biometric collection — Aadhaar fingerprint at FPS.
	+
	+	===== Documents needed =====
	+	* Aadhaar (each member)
	+	* Income certificate
	+	* Residence proof
	+	* Family photo
	+	* Bank passbook
	+
	+	Full document checklist: [[:documents:ration-card-new\|Documents required for ration card new]]
	+
	+	===== Timeline =====
	+	Card issuance: 30 days statutory (state RTPS).
	+
	+	===== Portal + helpline =====
	+	* Official portal: [[https://nfsa.gov.in\|nfsa.gov.in]]
	+	* Helpline: State-specific (e.g., FCS UP, FCS Maharashtra)
	+	* Track status: [[:check-status:ration-card-status\|How to check status]]
	+	* Step-by-step apply guide: [[:how-to-apply:ration-card\|How-to-apply walkthrough]]
	+
	+	===== Common issues =====
	+	* Existing card in another state — surrender first.
	+	* Aadhaar of any member missing — get Aadhaar first.
	+	* Verification stuck > 30 days — file RTI to Tehsildar + Food Inspector.
	+	* BPL → APL category change — appeal with current income proof.
	+
	+	===== Benefit delayed or rejected? File an RTI =====
	+
	+	Most "delays" or "rejections" clear within 7-15 days of an RTI being filed. Use this 5-question template:
	+
	+	<code>
	+	1. Status of my application no. _____ dated _____ as on date.
	+	2. Name + designation of dealing officer assigned to my file.
	+	3. Reasons for delay beyond the statutory timeline.
	+	4. Copy of any noting / movement of my file in the past 30 days.
	+	5. Likely date of disbursement / decision.
	+	</code>
	+
	+	Auto-fill the PIO + your case: [[:rti-for-ration-card-status\|Open the AI RTI Drafter →]]
	+
	+	More schemes for you: [[:audience:unorganised-workers\|All unorganised workers schemes]]
	+
	+	===== Frequently asked questions =====
	+	==== Currently free? ====
	+	Yes through Dec 2029 under PMGKAY. Effectively Rs 0/kg vs nominal Rs 1-3.
	+
	+	==== Family income limit? ====
	+	State-specific (typically Rs 1-1.5 lakh/year for priority).
	+
	+	==== Multiple cards in family? ====
	+	No — one per family. Members listed.
	+
	+	==== Card stuck > 30 days? ====
	+	File RTI to Tehsildar + Food Inspector.
	+
	+	===== Summary + next step =====
	+
	+	<WRAP center round tip 90%>
	+	Bottom line: 5 kg foodgrain per person per month at Rs 1 (rice/wheat) — free under PMGKAY through Dec 2029. Apply at nfsa.gov.in. If delayed beyond timeline, file an RTI — most cases clear within 15 days.
	+
	+	* Apply now: [[https://nfsa.gov.in\|nfsa.gov.in]]
	+	* If delayed — RTI Drafter: [[:rti-for-ration-card-status\|File RTI in 5 minutes]]
	+	* Browse all yojanas: [[:yojana:start\|Sarkari Yojana index]]
	+	</WRAP>
	+
	+	===== Related =====
	+	* [[:yojana:start\|All Sarkari Yojanas]]
	+	* [[:check-status:start\|Status-check guides]]
	+	* [[:helplines:start\|Helplines + grievance]]
	+	* [[:citizen-rti-playbook\|Full RTI Playbook]]
	+
	+	//Last reviewed: 26 April 2026.//
	+
	+	{{tag>yojana sarkari-yojana ration-card-nfsa}}