Table of Contents

Cheated by a betting app? File in this exact order.

Recovery odds: 72-hour file → ~15%. Day-30 → ~5%. Beyond → ~1%. Speed matters.

The complaint ladder

  1. Within minutes — Call 1930 (National Cybercrime Helpline, 24×7).
  2. Within 72 hours — File at cybercrime.gov.in → Financial Fraud → Online Gambling/Betting. Have ready: transaction ID, merchant UPI handle, screenshots, bank statement.
  3. Within 7 days — Visit your bank with all docs; file NPCI UDIR chargeback (creates paper trail even if rejected).
  4. Within 14 days — Written complaint to bank's nodal officer (every bank's site lists this).
  5. At 30 days (if bank silent) — Banking Ombudsman at cms.rbi.org.in + RTI to your state cyber cell via AI RTI Drafter.
  6. Amount > ₹50K — Lawyer (free aid via NALSA for low-income); join class actions if multiple victims of the same app.

Don't

Read the full guide

righttoinformation.wiki/how-to-complain-betting-app-india


RTI Wiki — April 2026. Forward freely. Bookmark for emergencies.