Quick answer. A Will in India is governed by the Indian Succession Act 1925 (§2(h) defines, §57-§63 set rules of execution, §65 covers probate). Registration is optional under §18 of the Indian Registration Act 1908 — a Will is valid even if unregistered as long as it is in writing, signed by the testator, and attested by at least 2 witnesses under §63 ISA. But registration is strongly recommended because it (i) creates a public, tamper-proof record at the Sub-Registrar (SR) office, (ii) shifts the burden of proof in any future dispute to the challenger, (iii) makes probate proceedings smoother. Steps: draft the Will → identify 2 witnesses (cannot be beneficiaries) → book an appointment with the local SR (most states allow online — Maharashtra igrmaharashtra.gov.in, Karnataka kaverionline.karnataka.gov.in, Tamil Nadu tnreginet.gov.in, Delhi doris.delhigovt.nic.in) → visit SR with original Will + 2 witnesses + photo ID of testator + photo IDs of witnesses + 2-4 passport photos → pay registration fee (₹100 in Maharashtra, ₹200 in Karnataka, ₹600 in Delhi — there is no stamp duty on a Will in any state) → SR records statements, takes photographs, fingerprints, and registers the Will in Book No. 3 (Wills register) → original is returned to the testator (some states retain in safe custody for a small fee). Updating: small change → Codicil (similarly executed and registered); large change → fresh Will (the latest dated Will revokes earlier ones). Escalation if SR refuses: District Registrar → State Inspector General of Registration (IGR) → Civil Court / writ in HC → CPGRAMS → RTI to PIO Sub-Registrar / IGR. RTI helps for written reason for refusal, status of pending registration, dealing officer; RTI does not override an SR's lawful refusal grounded in §71 of the Registration Act.
Rajesh Iyer, 73, retired Bank of India Senior Manager, lives in Jayanagar, Bengaluru. Two flats (one in Jayanagar, one in JP Nagar), bank deposits of about ₹1.4 crore, two mutual fund folios, a small holding in Infosys shares. Three children — son in Bengaluru, daughter in Pune, daughter in Singapore — and one grandchild from his late younger son. Wife passed away in 2022. He decided to make a registered Will in 2024.
“I knew the children get along now. But money does strange things. I asked our family lawyer Mr Krishnamurthy to draft. He charged ₹8,000 — fair. The Will divided the two flats specifically (Jayanagar to elder son, JP Nagar sold and proceeds split equally), the bank deposits split four ways with ₹15 lakh as a fixed sum to my grandchild for his education, the Infosys shares to my Singapore daughter. Two witnesses — my next-door neighbour Mr Rao (76, retired teacher) and my CA Mr Karthik. None of them was a beneficiary. I booked a Wednesday morning slot at Jayanagar Sub-Registrar via Kaveri portal — done in 4 minutes online. Token number printed. We walked in at 11 am with original Will, 2 witnesses, my Aadhaar + PAN, witnesses' Aadhaar, 4 passport photos each, the property documents (the SR clerk had asked for them, even though I knew Wills don't transfer property today). Then the surprise: the Junior SR clerk insisted on a 'property valuation certificate' from the Sub-Registrar's valuation cell — quoting 'office practice'. I knew this was wrong. A Will is not a present transfer of property; no stamp duty is payable; no valuation is required. I quietly cited (i) §65 Indian Succession Act, (ii) Article 44 of Schedule I-A of the Karnataka Stamp Act 1957 — which exempts Wills from stamp duty, (iii) the IGR Karnataka clarification of 2018 (Circular 17/2018) reminding SROs that Wills attract a fixed registration fee of ₹200 only, no valuation. The clerk left, came back with the SR himself, who looked at my Mr Krishnamurthy's covering note (which cited the same circular), apologised, and registered the Will the same day. Total spent: ₹200 registration fee + ₹50 photo charges. We got the certified copy a week later. Cost ₹250. Hours saved: probably hundreds, after I'm gone.”
—Rajesh, October 2024
A 2023 LawSikho-CEDR survey of inheritance disputes in Indian district courts found that about 67% involved properties where the deceased had no Will at all (intestate). Of disputes where a Will existed, registered Wills survived court challenge in about 92% of cases, while unregistered Wills survived in only about 58%. Registration is not a magic shield, but it is the cheapest insurance available.
A Will (also called a testament) is a legal declaration by which a person (the testator) provides for the distribution of his property after his death. It takes effect only on death — until then it is fully revocable. Definition in §2(h) Indian Succession Act 1925.
A Will is valid under §63 ISA if:
Witnesses cannot be beneficiaries — under §67 ISA, a bequest to an attesting witness is void (the witness himself remains a valid witness, the bequest fails). Pick neutral, younger people likely to outlive you.
A nomination in a bank / DP account / insurance policy is not a substitute for a Will — the nominee under §39 of the Insurance Act 1938 / §45ZA of the Banking Regulation Act 1949 is a trustee for the legal heirs, not the owner. The Supreme Court in Ram Chander Talwar v. Devender Kumar Talwar (2010) and the Bombay HC in Shakti Yezdani v. Jayanand Salgaonkar (2016) have settled this. Make a Will.
Most states have moved to online appointment booking:
For elderly / bed-ridden testators, §31 of the Registration Act 1908 allows the SR to come to your house (“registration at private residence”) on payment of a small additional fee (₹100-1,000). Important: for serious illness, exercise this option; do not strain to walk into the SRO.
+--------------------+--------+---------+----------------------------------+ | State | Fee | Stamp | Online portal | | | (Will) | duty | | +--------------------+--------+---------+----------------------------------+ | Maharashtra | ₹100 | NIL | igrmaharashtra.gov.in | +--------------------+--------+---------+----------------------------------+ | Karnataka | ₹200 | NIL | kaverionline.karnataka.gov.in | +--------------------+--------+---------+----------------------------------+ | Tamil Nadu | ₹100 | NIL | tnreginet.gov.in | +--------------------+--------+---------+----------------------------------+ | Delhi | ₹600 | NIL | doris.delhigovt.nic.in | +--------------------+--------+---------+----------------------------------+ | Uttar Pradesh | ₹200 | NIL | igrsup.gov.in | +--------------------+--------+---------+----------------------------------+ | Gujarat | ₹100 | NIL | garvi.gujarat.gov.in | +--------------------+--------+---------+----------------------------------+ | Telangana | ₹200 | NIL | registration.telangana.gov.in | +--------------------+--------+---------+----------------------------------+ | Kerala | ₹100 | NIL | registration.kerala.gov.in | +--------------------+--------+---------+----------------------------------+ | West Bengal | ₹240 | NIL | wbregistration.gov.in | +--------------------+--------+---------+----------------------------------+ | Punjab | ₹100 | NIL | revenue.punjab.gov.in | +--------------------+--------+---------+----------------------------------+ | Codicil | Same | NIL | Same SRO as original. | +--------------------+--------+---------+----------------------------------+ | Home registration | +₹100- | NIL | §31 Registration Act 1908. | | (§31) | ₹1,000 | | | +--------------------+--------+---------+----------------------------------+ | Certified copy | ₹50- | - | After death; for legal heir. | | from Book No. 3 | ₹500 | | | +--------------------+--------+---------+----------------------------------+ | Probate court fee | ~3-5% | - | Mandatory only in Mumbai/Kolkata/| | (state-varies) | of | | Chennai for Hindus etc. under | | | estate | | §213 ISA. Cap varies by state. | +--------------------+--------+---------+----------------------------------+ | RTI to PIO SR/IGR | ₹10 by | - | 30-day reply window. | | | IPO | | | +--------------------+--------+---------+----------------------------------+
A polite, written request quoting §17/§18 Registration Act + the state IGR circular usually solves the issue. SROs have monthly review meetings — your written request goes into the file.
Each district has a DR (often the District Sub-Collector) who supervises all SROs. Application to the DR under §72 of the Registration Act 1908 lies against an SR's order of refusal — within 30 days of refusal.
Each state has an IGR — top-most authority for registration. Hierarchical revision under the state Registration Manual. Maharashtra, Karnataka, Tamil Nadu have active grievance cells that respond to email/portal complaints.
The SRO and IGR are public authorities under §2(h) of the RTI Act 2005.
RTI helps here when:
See foundational guide: RTI in 12 simple steps — for first-time filers.
RTI does NOT help here when:
Q. Is an unregistered Will valid in India?
Yes. §63 ISA + §18 Registration Act 1908 — registration is optional. But registration is recommended for the reasons explained above.
Q. Can I make my own Will on plain paper without a lawyer?
Yes. As long as it is in writing, signed by you at the foot of every page, attested by 2 witnesses (not beneficiaries) who saw you sign — it is a valid Will under §63 ISA.
Q. Do I need to put the Will on stamp paper?
No. There is no stamp duty on a Will in any Indian state. Plain paper is fine.
Q. My Will gives 60% to my son and 40% to my daughter. Is unequal distribution legal?
Yes. The testator has full freedom in distribution under §59 ISA — except for the Muslim 1/3 rule and the HSA partition share for HUF coparcenary property.
Q. Can a daughter challenge a Will that excludes her?
She can challenge on grounds of (i) testamentary incapacity, (ii) undue influence, (iii) fraud, (iv) suspicious circumstances. She cannot challenge merely because she is “entitled” — testamentary freedom overrides forced heirship in most personal laws.
Q. What if I write a new Will that does not mention the old one?
The latest dated Will impliedly revokes earlier ones to the extent of inconsistency under §70 ISA. Best practice: explicitly revoke earlier Wills in the opening clause of the new Will.
Q. Is probate mandatory in India?
Probate is mandatory for Wills made by Hindus / Buddhists / Sikhs / Jains in respect of immovable property within the ordinary original civil jurisdiction of the High Courts of Mumbai, Kolkata, Chennai (under §213 + §57 ISA). Optional elsewhere — but useful to clear title.
Q. Can a foreign citizen / NRI register a Will at an Indian SRO for Indian assets?
Yes. The testator must be present (or use power of attorney for a special-purpose Will, though this is contested). Many NRIs make an India-specific Will for Indian assets and a separate foreign Will for foreign assets — simpler for executors.
Q. Can my registered Will be kept secret until my death?
Yes — though “secret” is relative. SROs typically refuse third-party access while the testator is alive; access opens up post-death on production of the death certificate.
Q. What if I lose the original of my registered Will?
Apply for a certified copy from the SRO under §57 of the Registration Act 1908. Your executor can produce the certified copy — courts in Lakshman Singh v. Smt. Rup Kanwar (1962) and others have held a certified copy admissible when original is lost.
Last reviewed: 26 April 2026 by RTI Wiki editorial team. State registration fees and IGR portals occasionally change — verify on the state IGR site before your appointment, or write to [email protected] if you spot a stale figure.