Table of Contents

Bank depositor's own account records — CIC

Central Information Commission · 2021-01-01 · Citation awaited

PSU banks = §2(h); depositor's own account records fully accessible; §8(1)(j) doesn't operate against data subject.

Case details

Court Central Information Commission
Decided 2021-01-01
Citation Citation awaited
Petitioner SBI account holder
Respondent State Bank of India
RTI Act sections §2(h)
Outcome Applicant allowed

Outcome

SBI + other PSU banks = §2(h); account holder's own account records, KYC, transaction history fully disclosable.

Ratio decidendi

Public-sector banks — SBI, PNB, BOI, Canara, BOB — are public authorities under §2(h) by government shareholding. An account holder's own account opening records, KYC, transaction history, and loan-account correspondence are fully accessible to them. Third-party account data remains §8(1)(j) protected.

Keywords

SBI, PSU banks, §2(h), account records

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Editorial summary · last reviewed 21 April 2026.