Quick answer: Indian farmers have 50+ central schemes spanning income support (PM-KISAN Rs 6,000/yr), crop insurance (PMFBY at 1.5-5% premium), credit (KCC at 4% effective), markets (e-NAM unified portal), price support (MSP for 23 crops), inputs (subsidised seed/fertiliser), mechanisation (50% subsidy on equipment), irrigation (PMKSY drip+sprinkler), soil health (free soil card every 2 years). Plus state-specific top-ups. All DBT — Aadhaar + bank in own name mandatory.
Landholding Indian farmer (cultivator). Tenant farmers eligible for some schemes (state-specific). Excluded: govt employees, IT taxpayers, large landholders.
Rs 6,000/year (3 instalments of Rs 2,000) to landholder farmer family. Self-registration at pmkisan.gov.in.
Crop loan up to Rs 3L at 4% effective interest. Pre-approved by bank. Animal husbandry + fishery covered.
Crop insurance at 1.5% (rabi) / 2% (kharif) / 5% (commercial) premium of sum insured. Govt pays balance. Apply via bank/CSC.
Online market for agri produce — 1,200+ mandis integrated. Better price discovery. Register as farmer.
Free soil testing + nutrient recommendations. Issued every 2 years. Apply at Krishi Vigyan Kendra (KVK).
50-90% subsidy on drip + sprinkler irrigation. Per-Drop-More-Crop component. Apply at KVK / horticulture office.
40-80% subsidy on tractors, cultivators, threshers, harvesters. Custom Hiring Centres also subsidised.
Organic farming clusters — Rs 50,000/ha subsidy over 3 years. PGS certification.
Subsidy for oil palm cultivation in 15 states. Up to Rs 29,000/ha planting + maintenance.
Loan for animal husbandry — buffalo Rs 60,000, cow Rs 40,000, goat Rs 4,000 each. 4% effective.
Pension scheme for fishermen 60+. State + central. Apply via Fisheries Dept.
Trained women village agri-coaches for advisory. Linked to MGNREGA.
Each scheme has portal; common: Aadhaar + bank account + land record (Bhulekh) + KCC. KVK / Block Agriculture Office is one-stop offline.
Most “delays” or “rejections” clear within 7-15 days of an RTI being filed. Use this 5-question template:
1. Status of my application no. _____ dated _____ as on date. 2. Name + designation of dealing officer assigned to my file. 3. Reasons for delay beyond the statutory timeline. 4. Copy of any noting / movement of my file in the past 30 days. 5. Likely date of disbursement / decision.
Auto-fill the PIO + your case: Open the RTI Drafter →
No — only landholders. State schemes (e.g., Kerala Karshaka Pension) cover tenants.
Statutory 60 days from yield assessment. Most claims credited 90-180 days. RTI for delays.
Re-apply with higher cropping pattern + scale-of-finance. Bank may double on regular repayment.
Better price discovery — 1,200+ mandis competing. But quality grading mandatory.
File RTI to Block Agri Officer + State Nodal. Use PM-KISAN RTI generator.
Bottom line: 12 central + state schemes available. Aadhaar + bank account in own name + community/income certificate (if applicable) is the gateway. If a scheme is delayed beyond timeline, file an RTI.
Last reviewed: 25 April 2026.